UK fixed income investment banker here. AMA

ash, is that you?

How much dick do you suck per week?

Well firstly on the S&T side (which you're probably more interested in) it'll widen spreads as uncertainty increases. Wider spreads mean that the bank (if it doesn't get run over) can make more money from providing liquidity.

On the advisory side (yawn?) advising clients on how to structure their business to cope with and then afterward adapt to new passporting laws is a great way to develop new relationships.

Eh, was never really my thing, to be honest. Did some work experience as a bricklayer when I was in secondary school. Felt good. Strong milky tea while outdoors and moving shit. Feels good.
But I always wanted to change the world. Or at least make an impact.

Interested in your thoughts on this one too

Literally? Naw.
Figuratively. Phone on at all times. Can be called in whenever. "You got it boss". One long dick 24/7.

Gonna remind you that if a trader is right 60% of the time that trader is doing pretty fucking well. Also gonna remind you that the market can stay irrational longer than you can stay liquid. But here's my hot take anyway.

The next four years? Major factor will be how Brexit affects immigration.

The next ten/fifteen years? Declining/stable birth rate. Rate of housing development to people at a ratio of about 1:2 when houses to people is about 1:3. Increasing interest rates (the BoE promised) increasing the cost of getting a mortgage which in turn must reduce the value of the underlying (as house prices are limited by affordability). The end of the Help to Buy scheme artificially inflating prices.
I predict we see a decline in housing prices. In London it's already happening.

No one can predict 5+ years out trends, you've lost all credibility.

so in short, not worth investing?
I'm asking because there are a bunch of start-ups which essentially act as digital platforms for anyone to invest in real estate - essentially crowdfunding investment for properties your average joe couldn't otherwise afford.
I'm not so much interested in investing ON those platforms as I am in investing IN those platforms.

I bought 330 shares at £6.07 in Brickowner via Seedrs just shy of 3 years ago, they're now valued at £17.68 and there are a bunch of similar companies.

Wealth Migrate is essentially the same model but for international property investment.

Vesta focuses on the trade in properties being rented without disrupting tenancy.

British Pearl... I don't know what their niche or USP is and that's why I'm asking, because I honestly don't know if a company like British Pearl is worth investing in.

Depends on the market. If you're predicting a single stock 15 years out you're a straight madman.
This isn't a single stock. And as I said in my lengthy disclaimer it's just my hot take.

Congrats on your gains.
I'm in fixed income so picking stocks isn't really what I do.
That being said, you'd be sailing into a volatility storm if you're investing in companies with large amounts of exposure to real estate flow in the UK. Maybe Brexit makes foreigners fuck off our real estate and increases flow as sovereign starts to buy up (good for these companies) maybe there's a capitulation and nobody wants to touch the market. I couldn't say I'd need to sit down and work it out.

What's it like being the bottom of the totem pole, you're practically not even in finance. Lmao fixed income cuck.

? DCM makes the world go round.

what do you think of the top three cryptocoins?

More like m&a but sure thing tell urself that fixed income cuck

Not much. Just another way to YOLO some tendies.

how old are you?

Try an LBO without the L. IPO's and big mergers are cool and all, but if you wanna fund your operations long-term, ECM ain't gonna cut it.

23.

where do you see yourself in 10-15 years

m&a guys are just going to structure the deal themselves and raise the funds so they can pocket the commish. You're just a bond fag deep down and know it. They're smart enough to do both, you even make 200k? lol

I've got a rock hard one for quanty stuff. So hopefully designing some spicy models.

Lol, okay. No lie though I am a bond fag. That and their derivatives.

ok as long as you know youre the bottom of the gangbang and barely even in finance.

Dude, fuck around while your young (and wealthy).
Look for love when you're old

I dunno bro. Last recession was 100% FI.

I'd be 100% with you if I were single right now. But this one stuck with me while I was a shitty edgelord maths student. I'm not all that curious, I had a ton of fun in the 3 years before I met her. Roasties are plentiful, women are a bit harder to find.