What does Jow Forums think about the student loan crisis?

What does Jow Forums think about the student loan crisis?

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It’s a perfect issue to rally young people into national socialism.

Unfortunately too many people here have a “fuck you got mine” neocon cuck perspective that prevents them from taking advantage of this.

Not my problem.

It will lead to our own mass protests. The college scam has come to a head and kids with useless degrees >$80K in debt can never pay it back. Some fresh start at life.

The 100,000,000 muds means it will just be socialism, not national socialism, and thus an effective wealth transfer from whites to browns

More concerned about workers and mortgages. Post student loans and the feminist/ useless eaters that took them out.

All the boomers told us to go to college. The dumb ones went, got degrees in stupid useless fields, and now complain about not being able to make ends meet with their Starbucks-tier job. Add that to the problem of the boomers importing millions of brown serfs to replace us in standard entry-level positions, and you have the current shitshow that is the US labor market.

>pic related
By maybe getting off your fat ass and getting a job?
I had $40k and paid it back easily. But I'm not a lazy libtard and I also didn't major in useless leftist faggotry.

Who knows what'll happen when all these bubbles will explode? Probably a one world government and a rewriting of the world's financial system

It's a beautiful irony, isn't it. The left blew billions on useless degrees while importing their own replacements in the only jobs they could actually get.

Why did they borrow money they couldn’t pay back?

They shouldn't have borrowed money from other people that they could never pay back. Them asking for a bailout is insane.

>Inb4 b-b-but I was supposed to get a good job to pay it off.

You took the risk and it didnt workout. Too bad.

they're commies, they didn't borrow money they redistributed it to themselves

Based.

Euthanasia

>student loans
>crisis
they signed on the line. they fell for muh college meme. they got degrees in gender studies and advanced white racism. I hope they starve and die, quite frankly.

Don't get a stupid fucking degree

You should fucking know how much things cost before you do them, jesus christ. I can guarantee these people didn't actually realize school cost money until the second they graduated with their shit degrees from expensive liberal arts schools.

I went to a good state school and lived off-campus while getting my CS degree - after graduating, I was only about $24,000 in debt and it didn't bother me in the slightest.

Don't take loans or use credit for anything. Debt is (((their))) greatest ally. It demands much of your attention and energy. It distracts from more important matters.

This. Boomers fell in love with the concept of "buy now, pay later" and thought their kids would still love it when the other shoe dropped.

I'm out of sympathy. I've had to deal with too many of these deluded people telling me to stop voting against my interests.

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I think slavery is the solution to debt.
Minimum wage job, 12 hours of forced labor a day, she'll have her 80k paid off in a couple years.

Student loans are to 18 year olds what 4000% APY payday loans are to niggers, only the nigger can declare bankruptcy and expunge his unpayable debt. Thanks to Bush and his neocon cronies taking bribes from lenders, student loan debt is stuck with you for life.

Best decision I ever made was to drop out of college... if I could do it all again I could have either gone to trade school or stay strictly STEM.

not my problem. you made a stupid decision, now you deal with the consequences

Why in the hell did she choose to do that? And now she is hysterically shrieking against being held responsible for actions she freely chose to do. Women are mentally and emotionally retarded and deserve to be treated as lesser beings.

Ez pic related

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It's not just neocons, it's people like me who get called "80 iq", "glorified pack mule", "dumb labor", and other trash because I saw degrees for what they are and didn't get one. Now I'm ahead of many of my peers working in the trades. Fuck all of you leeching fluorescent light bleached bastards for shitting everything up with your poor decision making and expecting everyone else to bail you out. You put your own chains on; wear them.

>how can i ever pay that back
get a decent job with your valuable degree...

Step 8 sell grandmas farm for BTC

>problem glasses
>aposematism
>piercing
>fat
Suicide might be a solution. Student loan contracts do state that you don't have to pay it back if the signer is permanently unable to continue school/work or is dead.

You can get a degree in computer science from georgia tech for 10k. Not 10k a year, the while thing for 10k. Fuck these idiots.

wouldn't be a problem if the government didn't guarentee loans like they guaranteed loans for housing in 2008.
College student's aren't credit worthy.
College education is a bad investment
Esepcially if everyone is getting it.
Get the government out of education

fpbp

Just as it should be. The student loan is so you can get a job to pay back the fucking loan and contribute to society beyond going to Anti-Trump cry-ins. If you got a degree in Interpretive Dance or Feminist Basket Weaving, ya done goofed. And if you became a Teacher, Lawyer or Doctor... pay up you fucking deadbeat! All these people who taught themselves a trade or started a business on their own owe you debt forgiveness? Yeah, nah get fucked.

It was presented as a smart investment by people they were supposed to be able to trust. They were indoctrinated since early childhood.

Banker here, this.
Dem Government wanted more kids to go to college because muh votes, banks won’t normally lend to the poors for obvious reasons - lending to people who can’t pay it back is just shooting yourself in the foot.
The idea of unforgivable student debt came into being as a compromise, but because of supply/demand, all that happened was the cost of college skyrocketed to meet the amounts desperate parents were willing to pay for it. Literally the only way to fix this whole mess is to cut off the spigot of government funding, forcing colleges to shrink and drop prices accordingly.

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It's not that. The people whose plan is to go to college, get their Feminist Dance Therapy degree, and then ??? made a bad decision. They're not the only people who got fucked this way though. I shouldn't have to tell anyone on Jow Forums what abusing H1B visas has done to the market for STEM graduates, for example. If you made a good decision, then the circumstances change and you're left holding a piece of paper and a bill for $40,000 plus (((interest))) why wouldn't you want to try to change the terms?

So they need to make college entrance harder instead of giving you free college for being a nigger. If the degree mills just churn out endless pieces of paper that mean nothing then what's the fucking point?

College shouldn't be for everyone. And making it available for everyone is what got us into this mess.

we're not investing in an educated workforce whatsoever and your kids are going to be raised in a time when China is no.1 because we have an uneducated blue collar workforce for jobs that are moving overseas and economically destroyed educated workers who will never consider buying a home because they can hardly afford rent when they're paying $600+ monthly to get a job that starts at $45,000

its your problem

The people with massive undergrad loans are disproportionately non-white and women. This means it'll become yet another identity politic issue in 10~ years as white women find white husbands to pay off their denbts while non-whites continue to suck hard at life and struggle with debt, then demand whites pay for it.

this
I'm trying like hell to keep my son from falling into their college trap because I'm still paying on my loans....only $24k to go....

>blue collar jobs moving overseas

(((money)))

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I had loans but i paid them off by being frugal and not living in an expensive city. The unemployment rate is way lower than when I started.

yes, factory work is moving overseas.

are you fucking retarded?

Yep, that little oinker screams about her useless art degree. Rope'n'soap.

this is the main issue.

kids dont want free education for all

they want free education for themselves.

they want their loans forgiven, they dont really care about the others.

they just tout the free education for all becuase of the whole "bring some for the whole class" aspect.


if evedyones education was free then their education would be devalued less, and would have to compete more for the career they always wanted.


also college age kids are notoriously shit at money.

most of them spent their stipends on partying and drugs instead of investing in an actual future.
party like theres no tomorrow
cuz you gotta
li-li-li-li-lick her like a lolipop.

is this private loans or something? you can do community service to pay off student debt if you're unable to pay

its just a lot of fucking service

ps. dont do private loans, be a slave to government and take fed

>factory jobs moving overseas
People are still paying for air conditioning techs to fix their compressors.

I have double what she had in loans and I am currently working my ass off to prove to creditors that I am a good bet. Being a decent person who lives up to my word and to the contracts I sign, I will probably get fucked.

I don't give a fuck about retards that fell for the (((higher education))) meme pushed by the education industry, boomers, and employers gatekeeping.

>Young naive leftists get jewed
>Whilst getting jewed they get even more jewed by being force fed Jewish lies
>It somehow strengthens their position behind Jews and they bitch at the white man for it

I think most people are fine if they have like 40k or under. But you hear about people who owe like 120k including some private... it's totally retarded we let it get that bad. At that level you straight up have to get a good job or your life is over. What they need is a system where instead of paying for classes you just take a test and if you pass you get credit. Make the test free. There is literally no reason to pay a teacher when you have the world's knowledge at your fingertips. But gatekeepers from all sorts of industries demand you take the path they took so they can artificially control the number of competitors.

College is horse shit in a lot of ways. However, I went to a pretty middle of the road college in tn. One of the biggest. I got an accounting degree. Cost me 20k. I make 50k a year with my first job.

I know people who went on very similar paths who somehow ended up 80k in debt at the same school. At the end of the day, majority of student loans are due to stupidity.

It was a plan that was long in the making by (((them))).

For 12 years in public education I never had a class offered teaching a trade job or life skills. For 12 years all I heard was

>study go to college
>study go to college
>study go to college
>study go to college
>study go to college

An entire generation of people were sold on the college meme. Some made it work, but most are working jobs they could have had out of High School. Growing up, with the exception of family there wasn't a single person in education who told us there was another way to succeed in life outside of college.

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Fucking this. Lol

At the end of the day I dont care about student loans as long as we get a natsoc government the controls the free flow of capital and labor. None or our problems are as pernicious as the free flow of capital as it gives the Jews the ability to leech from one country and move their money to another.

too many people chasing dreams they can't afford.
either plan ahead or find a new dream. don't fumble about pissing money away then wonder "wa happened?"

I laugh at all the idiots not smart enough to grind out scholarships like I did. Coasting through school only 4k a semester out of pocket and 0 loans

this
and this

See looks like she is safe becuase the student loan was for the stem field... Hahahaha. If you go for the memes to college no wonder you aren't going to pay it back.

If you're not smart enough to get an academic scholarship you have no business being in college in the first place.

Babby's first investment, going to zero
Don't pay a lot of money for degrees that have little value in the job market. Take out a calculator and actually think about how you're going to pay. Factor in interest; don't plan to have a six fig job out of school.
They don't want to cut costs. They do things like in your pic, $80k in the hole and I'm just guessing it's for an undergrad degree. Really simple cost cutting measures can prevent that. There's no reason why you can't get to undergrad for just $25k. And if you work summer jobs (NO REASON NOT TO) you can bring that down to $10k. Account for scholarships, of which there are a gazillion, maybe you get down to $8k. Wow, a used car. Very managable even on easy mode. And if it isn't a shit tier meme degree like post-colonial african dance studies, it's paid off in a couple of years.

Forgot this all important pic.

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In Germany we have free universities so I can study for free without the need of taking a credit I pay my entire life of. And if I need money for food clothes and co during my university time I get a small loan without any interest rates from government :-). But sure pol hates that because everything which is good for you, you call communism lol

>1 post by this ID
and I'm number 65ish
I hate nu/pol/.

Get a job?

Or better yet, work while in college to pay for yourself.

I did that, and now don't have any debt.

Communist

>withdrew from college twice
>own my own home, have a paid off truck, motorcycle, and tons of guns and other hobby shit
>only 25
>friends from HS complaining about college debt living in poverty apartments doing shit work
I dont even have a skill, I just don't have any debt, other than my mortgage.

I wish higher education was free in this country.

I completely avoided by not going to college

Just Jew things.
No one has it in Europe.

laughed so hard at this hahahahaha

It stinks because it really would improve the economy to have an educated workforce without a financial burden. But you pretty much can't do it without taxing. Kind of a cap catch 22

Yeah, enjoy the social state. It's gonna be real free when you pay for it in taxes for the rest of your life hans

>join the military
>college debt paid with a salary bonus and you can continue schooling after training
win win

>they need to make college entrance harder
They want more people cause they want more tuition

If affirmative action wasn't a thing literally the entire college populace would be the kids of rich Chinese businessmen

>we need an educated workforce
Nigga you realize if everyone has a degree, then in effect the degree becomes worthless?
>what is inflation

>How is national socialism even different from neo-nazism, you fucking idiot

Enjoy paying off your student loan your entire life lol

In france too, but it is a money hole. People are staying many year in university, failling one bulshit degree one after the other. We are overtax for this too.

Shouldn't have taken that PhD in Interpretive African-American Dance Studies with a side of Intersectional Feminism.
If you have $80k in debt and can't get a job with your degree, that shit is on you. Maybe you shouldn't have voted for the politicians that let in all that cheap labour too.

Fucking spoiled little shits.

>Banker here
Kill yourself, parasite.

Fuck you I only got 3 more years to go, you're gonna be paying the toll until you retire

>What does Jow Forums think about the student loan crisis?
Well...it's not smart if that dumb bitch spent 80 grand on a humanities degree that qualifies her to work as a 40,000 thousand dollar a year social worker or 35,000 a year managing a McDonald's.

suck it and have a job in college. get a degree that pays

Zoomers are like even lower IQ vers of Baby Boomers

>takes out $80k in loans
>upset has to pay it back
People like this need to get the rope.

They government will not cut it off though. That money is just fed back into the Military Industrial Complex via investments. Kind of like aid to Israel.

Mine isn't that bad so I don't think about it, after uni I got a house in a year and I've never been strapped for cash.

Hahahahahaha, dump leftist, brainless subhumans paying the price for their refusal to think logically / manly.

Fucking impressive read.

It's not a crisis. These retards shouldn't have taken money that they had no means of paying back. Anyone that goes $80,000 in debt for college, shouldn't even be there in the first place.

I thought so too...it's why I'm spreading it

Good thing the government didn't agree to cover the lenders' losses like it did with the housing crisis.
Honestly, less people should go to college if the cost stays high.
If people had to pay the price out of pocket, they wouldn't go.
The ability of people to get loans artificially increases their purchasing power and keeps demand and prices artificially high.
People should learn to walk away from a bad deal.

The whole scam is just an economic arms race between novice players where everyone involved is funding it through loans.
It's funny because the smart people will still win because they have full-ride scholarships and the skills required to get the best GPA.

Grew up in Australia, this was mostly true. There was a very weak weak barely noticeable "try a trade" program they had, where they would send 1 or 2 people to work with a tradie for a few weeks. But they mostly just used to to get the trouble makers out of the school, and it was looked poorly upon by others.
I wish I had done it myself. Things worked out well for me in the end (skipped University) but I couldn't have saved 3 years of treading water.

Get a job kid- you got bills to pay...
Unemployment under 3.7 means you can.
Thank you Daddy Trump.

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Jews did this.

I think it's a little bit ridiculous that interest rates on college loans are allowed to exceed bond levels. They're essentially guaranteed by the federal government, and is one of the few(only?) debts that you can't bankrupt out of.

Either remove their special status, and allow people who made poor financial decisions, to bankrupt their way back to solvency like OTHER people who made poor financial decisions. Or gut the interest rates so people can actually have any hope of ever paying it off.