Why do "poor" people waste so much money on stupid shit they dont need

Why do "poor" people waste so much money on stupid shit they dont need

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Because being poor sucks and you just want yo enjoy life for a few minutes, whether it's Starbucks or avacado toast.

Being poor is legitimately terrible. I was not happy. It is advisable to stop being poor forthwith. Much better.

Maybe they can't afford the shit they do need at all so it doesn't make any difference. Should I buy a house for 600k+interest or maybe a beer.

$3 a couple times a week is probably not a serious amount, but daily or twice a day borders on addictive behavior, which is exactly the issue that keeps people from getting out of it

They're poor because they spend money on stupid shit.
Rich people buy things that make money; like stocks or real estate.

>so it doesn't make any difference
Of course it does
lrn2 long term plan and compound interest

Because they are hooked on easy credit and have a desire to show off their "worth" through their possessions.

$3 a cup of coffee? Canada is collapsing, but I'd kill myself if coffee was $3 a cup.

the root of all of our problems is white supremamcy capitalism. black and brown people have been used and abused by the s ystem. look at any major cities. they have thougsand of cops and prisons. they bulit jails and prision but they won't build schools and libraries in the hood. if america cared about black and brown people they would give the mgood paying jobs and help them leave poverty. bt thats not apart of the white supreamcy capitalist plan. they make more money locking young blacks up and the NRA makes money selling guns to poor people

fuck whtie supreamcy capitalism

workers rise up

Are you Jewish?

How much per year?
How much did she invest?

It's probably a white mocha macha frappe.

Nice larp, faggot. Now go stick your meme flag where the sun doesn't shine.

lmao where the heck does a house cost 600k? It's possible to live outside of the beach and big california cities

Being poor contributes to bad decision making due to the stresses involved. From families, suburbs, towns and even regions, when there's a rise in income like a win, promotion, new jobs available or a good harvest, IQ test scores rise slightly. The science has been done: being poor makes you stay poor.

The people I know that drink Starbucks everyday are bad with money in general.

>nigger

Gay

First off, you cannot walk into Starbucks with 3$

In that case they deserve to be poor and I hope they are poor.

Down the street from where I live they are building a housing development with houses that start at 1 million, for just the lot, and then you have to pay for the house.

>My little 3 dollars drink is not keeping me in debt

No, it’s all those $3 drinks in addition to all the other frivolous shit you buy.

Being poor is almost always the result of bad life choices.

$3 per day makes $90 per month, makes $1080 per year.
And now you wonder why they're poor.

This but you can use the bathroom for free.

$3 a couple times a week is $24 more a month that could be going toward debt repayment. Depending on the debt, that could cut it down quite a bit over time.

Why?

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Yes goy, put all of your money into paying the colossal interest on a mortgage.

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one of my best friends is a jewish, black and a cross dresser. last week when walking home from school. a group of neo nazi asshole beat him up and stuck a gun in his mouth and said
"It's okay to be white, you fucking faggot"
then pulled it out and walked away laughing

when we went to the police station
the cops didn't do shit
one cop said
"maybe you shouldn't wear a dress if you are a guy" and a bunch of cops laughed
then one cop said
"maybe that nazi shouldve pulled the trigger"

we were then escorted out the building.

america today is okay with neo nazis walking around and attacking people. in detroit a group of KKK asshole burned a rainbow and jewish flag and threated to kill homosexuals

im sorry but this shit needs to stop

>$3 drink
If she's getting a "drink" and not just coffee, she's spending at least 5 or 6 dollars on her "drink." One or two of those every single day comes out to 30-40 dollars a week. A month of refraining from caffeine can save her up to $160. I mean she's not wrong about wages being shit and it's okay to enjoy things sometimes, but buying random shit throughout the week really does add up.

>spend 3-7 dollars on a coffee 5-10 times a week every week for years
>waste 5-15 dollars on fast food 5-20 times a week
>throw away 15-50 dollars on cheap booze and cigarettes 2-3 times a week
>literally nickel and dime yourself to death for thousands of dollars every year
>wonder why you have to live paycheck to paycheck
>demand other people pay for your terrible choices

3 x 7 = 21
21 x 4 = 84
84 x 12 = 1008

And that's just for coffee that's worse than home brewed

$3 a day x 365 = $1095
If youre a poorfag making like $12 an hour that's a big chunk of change, especially if you're single.

>whole ass system working against poor people!!!
>that's why we need bigger system to have more power over people
*communists*

Yes, but that's a numerical total that is only helpful if you're conscious about your spending.
If you're compulsively buying (daily, repetitively), the root psychological issue is the barrier rather than the dollar amount.

>It's possible to live outside of the beach and big california cities
This is heresy to leftards

365×5= 1095 ×5yrs 5475$
Most poor smoke cigs too.
~7$ per week 7x52= 364 x 5yrs= 1820$
Looking at 7295$ over 5 years. I think most people could use an extra 1000$ a year in the bank.
Dont get me started on all the wasted money renting.... people need to think long term and sacrifice for their children's futures.

I think the main point is fiscal responsibility. I make six figures but make coffee at home to not piss away money. It comes out better and is a fraction of the cost of Starbucks.

OK.... so don't be a poorfag. Have some petty indulgences that make life enjoyable and compensate by pulling it $72,000/year instead of $64,000/year by taking on some extra light projects.

This threads are like Jow Forums nofap threads... it's either one extreme or the other. Either you're making minimum wage and wasting all of your money on Starbucks and cigarettes or you're making six figures and eating ramen and drinking tap water 21 times a week.

You gotta find a middle ground and stop being autistic retards.

>A month of refraining from caffeine
It's not like even have to refrain from it. You can brew half decent coffee yourself cheaply. But it requires some agency and people won't see with your brand paper cup

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The only people saying that ‘buying things like coffee from Starbucks is wasting money’ are investors and market people that are profiting from people drinking coffee from places like that. The avocado toast guy was also some big investor.

Really makes you think

>How DARE you try to live an enjoyable life? You are to live for your work and NOTHING ELSE.

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don't bother, most fags here are LARPing trumploving queers who still live with mommy and daddy. i waste plenty of money of food and booze, have a 6 figure job, but still manage to own a home in an expensive coastal city, support a family, and put money in the bank. the children here are completely disconnected from real life and know nothing about money.

This. Get an actual coffee pot, with big bags of grains. Use tap water. It's easy, cheap, and honestly homemade black coffee is better than anything at Starbucks

>rent is $1500/month

or spend those 24 extra on clothes/food/medication?/ tutoring for your children so they get good at school

If you can't escape poverty then atleast get your children better lives later on.

Two words.
>Time Preference.

>people need to think long term

The prevailing culture that mass media presents to young people is live fast and die young. People are trained from a young age to eschew responsibility and the future in favor of immediate and instant gratification. Think about the marshmallow test. Most young (white) children will pass it, however if you performed the test again on the same kids at ages 10, 12, 16, and 20, progressively more and more of them will fail it as they got older, as the brainwashing has more time to ingrain itself.

People who make 60k+ a year don't need to worry about wasting a couple grand on starbucks and takeout. People who make

Everyone needs to stop drinking coffee. Then we'll all become millionaires, never have to work again. Finally, society will work like a well-oiled machine.

>bro if you didn't buy starbucks you'd be able to afford a vacation home like I do
Do wagecucks actually believe this bullshit?

I'm not poor and still miserable. So.. make of that what you will. Once you've seen, there's no going back... rich or poor.

>I make a lot of money so it's no big deal if I waste some of it on stupid shit

WOAH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! too bad the nigger yas queen in OP is probably making under 30k a year and spends thousands every year on stupid bullshit.

it means theyre probably bad with money overall if theyre not buying in bulk and preparing for when they need/want things. buying food/drinks at a gas station at 300% mark up because they want it now is a perfect example of this mentality.
Im pretty well off and I wont do it except under special circumstances. Maybe a handful of times a year. Buy in bulk, bring an ice chest if you need, prepare for things in general. The small amounts of money I save mostly goes into hobbys.

You can't accrue wealth if you piss it away. On top of working a shit job and throwing all their money away on eating out, a lot of these people are up to their eyeballs in debt. The solution isn't just "make more money," it's to completely change their personality and how they use the money they have.

>cigarettes
>$7/week

Non-smoker detected.

Coffee and an IPhone aren't the foundation of an enjoyable life you communist nigger. Jesus, family and nature are plenty and even the poorest can find at least 2/3 of those. People are unhappy precisely because they seek enjoyment in the wrong places, which is partly a result of often Jewish corporations shilling them constantly.

Find a wife, get rural land for 1/10 of what LA costs and start gardening to supplement a low income job.

> yep... she posted her comment on a $1000 dollar phone.

Big distance between the earning power of normal folks and cosmopolitans. Rent is high but they make higher wages so they think "that 3$ is nothing". Cosmopolitans look down on the rest of us for not having consumer luxuries and living in a stack of shoeboxes because they can purchase more in some situations.

Former Starbucks barista here. I worked there right after high school and through college. We had one customer who would come in every day because both his apartment and office were right by us. Very nice guy but definitely not rich by any means. His drink was always a quad venti, iced white mocha. On workdays, he would get two of them on nonwork days, he would get one. Regular as clockwork.

When when I worked there, the drink was still close to $6 each. So, (2 x $6 x 5) + (1 x $6 x 2) = $72 per week x 52 weeks = $3,744 per year inn Starbucks coffee. Sure, he may have missed a day or two here and there but it was highly irregular if he didn’t stop by, but you also have to factor in the frequency in which he bought his homely, female coworker drinks to earn goodboy bux, and the guy was easily dropping $5k/year there.

What actually sucks is being poor AND a consumerist moron at the same time.
Get rid of one and be happy.

Also friendly reminder this is just standard procedure for capitalists, pacify the population regarding the lower standards of living by turning common everyday pleasures into frivolous luxuries.

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They are retarded,what do you expect?
When you have lived your whole life off the system, money has no value and you have no idea it's worth or how to save it or budget.
Let them be poor the rest of their miserable lives, fuck em.

It's depressing how much you have to pay to inhale fallout

Yeah, try $19 for a small pack of rolling tobacco.

Better to have no luxuries at all, right comrade? Fucking pleb.

Oh, I'm not like that. If you're making good money go ahead and treat yourself, but if you're not then don't do it so often and have that be a motivating factor to wanting to make a change so you can enjoy nice things. Buying comfort at a low income just makes you complacent and not strive for higher goals because you're comfortable.

Yeah dude, don't question the system. It's not that things are so dire people can't even afford the occasional cup of coffee, that cup of coffee is just actually a big luxury.

>My little three dollars drink is not keeping me in debt

If this idiot purchases $3 coffee daily, that's a lot of money over the course of a year.

It is sad and hilarious that she calls it a "narrative", when it is just the easiest, basic economics. She doesn't understand budgeting basics. These people deserve to stay poor. They do not comprehend the concepts of hard work, sacrifice, being your best self. They're genetically lazy, no wonder they want socialism.

I make good money now, and I would never dream of spending $12 per day on drinks. I don’t even think I spend that much per day on food.

Yeah the rich are famous for living a frugal life devoid of any frivolous spending. Surely that's why they are rich.

I'd enjoy Karlie Kloss licking caviar off my balls but I won't go into poverty trying to afford it

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No one's saying you can't have coffee nigger, just make it yourself.

Also if retards stopped overpaying for shit coffee at Starcucks the prices might actually go down and become affordable

Lets ignore the effort it takes to bring a bean from the jungles to market as a finished product.

Timmies is a buck 75. Who the fuck drinks Starbucks? I'm middle class but I refuse to throw away money like that.

Funny how coffee actually became a kind of illegal parallel currency in truly communist countries, while communists in capitalist countries whine about people telling them that spending money on overpriced coffee regularly might not be a good decision.

Go make a nigger supremacist country in africa then nigger kike

zerohedge.com/news/2019-06-11/how-americans-make-and-spend-their-money-education-level

>lmao where the heck does a house cost 600k?

*screams internally*

That's the modern natural selection

Gang weed gamers rise up

Lazy larp

>commie lies for attention
o no say it aint so

Have you ever interacted with rich people?

Once knew a man with hundreds of millions who got pissed off over paying for the more expensive brand of milk because it was a dollar more and he could literally have purchased the entire shopping center we were in and all goods therein.

Plenty got rich by being frugal not only on these little purchases, but in every single purchase and this isn't a thing they can turn off.

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You can get actual coffee at McDonald's for 99 cents, but hipsters and women can't drink coffee without onions latte in it and they feel embarassed by the logo

>tops out at 130k
>'rich'

lmao, according to politicians that's not even middle class

Yeah yachts, expensive pentouses, lavish mansions, fancy cars and golden towers are all essential items.

If they weren't stupid they wouldn't stay poor. Smart people can be poor but they eventually stop being poor. A stupid person is poor not only will be poor until the day she dies, so will her children and grandchildren.

>my little 3 dollars
>every day of the week
>thousand dollars a year on shitty coffee
THIS ISN'T WHY I'M POOR

>black and brown people have been used and abused by the s ystem
black and brown people are CODDLED by the system. Section 8, ebt, WIC, snap, Title 1 to name a few. Whitey's tax dollars go to pay for it. You're welcome.
>they bulit jails and prision but they won't build schools and libraries
They build both. Let's see what these upstanding citizens do to their state-of-the-art libraries and schools (funded by white taxpayers). Oh yeah, they trash them, they fuck them up, they disrespect and shit on them. And then they end up in jail by virtue of their own shitty behavior.
> the NRA makes money selling guns to poor people
Poor people buy guns illegally. Only law-abiding, tax-paying whitey buys his guns legally.

Obviously not responding to you, shill, only posting for newfaguettes.

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There is a finance book called "The Latte Factor" that would like to have a word with him.

Usury is fucked up, eh?

Why go into debt in the first place? Hindsight is 20/20 I suppose. But most people went to college because the economy sucked no one could find a job and student loans promised a way out. It gave them something to do while alsongoving them money. Everyone was doing it. Which is why I knew it was a bad idea. I didn’t get in to debt. Anyways. It doesn’t matter if you’re little three dollar drink is keeping you in debt or not. You need to pay it back. However you do that is no concearn of mine. But you personally need to pay it back with money you earn. Whether you suck dick, or stop buying coffee. I don’t care.

You really don't have any understanding of rich people, you watch too much television.

You're German, you like math.
Look at wealth levels in your country and then try and work out if every person with a few hundred k plus owns a yacht/penthouse/fancy car/golden tower.

Mortgage interest USED TO BE deductible on income taxes, but since the new $24,000 standard deduction it's no longer a big player. Trump did this to fuck over rich libtards in libtard states but unfortunately some of us conservative bastards in these states get hit with it too.

ah so it's a Bialetti, I've been looking for a coffee pot in this style! I stayed with a Sicilian while travelling who had one and it makes a damn fine cup. Looks like they're cheap as hell too

and what would she do with $1008 than spend it on the next frivolity?

let the girl enjoy her onions latte while posting on twitter about Bernie's deep insights into economics

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No, but I do believe that if you're dying because of debt you should consider responsible budgeting rather than buying shit on a whim.

I mean think about this. Save $3 a day because you're not buying brown piss to drink, save $10 a day by cooking yourself instead of eating out(you can probably save much, much more), get drunk before going to club(assuming you go out once a week, that will easily average to another $3 per day), buy clothes less often(i know, explain that to a woman), don't use expensive perfumes everywhere etc. etc. and suddenly, just suddenly you wake up with few hundred dollars more on your account every fucking month. It's not going to make you rich, but as horrible as it sounds the good times are over. Boomers ate through everything previous generations worked for, leaving just mountains of debt behind them and now we'll have to live not like boomers, but like these previous generations. It's not "fair" but it's about do or get into debt spiral, not about fairness.
Yeah that's why we need communism so there's no coffee in shops at all and the coffee there is is shit tier, but that's okay because the reason why we don't have coffee is because speculants quietly buy it all out and sell it on black market, remember to report them to the police. Oh btw. the military, bureaucrats and the police have special shops where the supply is somehow unaffected by speculation and it's of much better quality.

I fucking hate western communists with all my heart.

try a little less

Just realized the israel flag is just a discount Argentina flag

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That's relative. Even a $3 cup of coffee a day is only about 1100 for the entire year.

You're not making or breaking your ability to move up the economic ladder at that rate.

If you have to nickle and dime, you're a fucking wagecuck in denial.

Granted you shouldn't be spending $3 a day on coffee but it's incredibly petty and lacking in perspective to push the narrative that this is what middle class economics boils down to.