Why aren't more millennials buying houses and starting families?

Demonstrably bullshit. Most races live with a standard of living an order of magnitude below western whites yet can somehow manage to raise 5+ kids to adulthood.

Theres a lot of reason millenials arent buying homes and raising kids but it mostly seems to revolve around ignorance over how relatively easy it is to buy a house and keep up with a mortgage, rootlessness (thinking you may move to a different city in a few years), and assuming a lot of stuff about having babies that isnt true such as them being super expensive and you needing a 3000 square foot house to raise 2 kids in.

Millenials are propagandized to hell and back to not have kids and they are utterly ignorant at how little of a burden they really are assuming you are a halfway responsible adult.

>Most races are basically animals
I agree

>ignorance
Generations raised on television have poor reproductive outcomes.

>Millenials are propagandized
And who isnt?

Just an example in my country? No stable jobs available, no turnover, with this recession most of enterprises are looking to cut personnel and not to hire new ones, so no money to buy it and so banks give you no money to buy it cause you can't give them enough stability to show you can surely pay them back.
Even if you have a stable work, bank want more, so you have to use as guarantee (garanzia) you house you want and someone else have to sign to support you and use its house too (so you potentially give the bank 2 houses to buy 1, wow)...
Even of you want to do it, you have to look out for a good house, cause prices are very high in cities, like 500k euro for a big house (like american one, so you have enough space for 3 kids, garden, covered car shelter or garage, etc), or you can go somewhere near a city but outside and you can find a big house for 300k, but watch out for troubling ones, most of them are old...
So the main question is another one: why I need to do all of it? I need it? Why I have to kill myself working 10h a day to repay for the house and not put in trouble who signed to guarantee for me? I will barely enjoy my house and see my kids that way...
Sorry, things have to change, there is no space for future generation in this wolrd anymore, if the third world continue to spam children exponentially and invade the rest of the civilized world...

Why would you want to bring anyone into this world? Get a healthier hobby.

nice s oy mouth, bet she takes nigger cock has he jacks off in the next room to her moans.

Why is this thread always made? Why do I always need to hide these demoralizing shill threads?

To be fair, I would too if I was married to that disgusting lardass. God knows I wouldn't touch it, so someone might as well get some enjoyment.

>mostly seems to revolve around ignorance over how relatively easy it is to buy a house and keep up
> t. Boomer

First of all, his taste in champagne is shit
Second of all, houses are fucking expensive as shit and buying land and building a place is more money efficient

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you said it paesà

What the fuck is wrong with his head?

2008 crash

>Sorry, things have to change, there is no space for future generation in this wolrd anymore, if the third world continue to spam children exponentially and invade the rest of the civilized world

100000% this

What the fuck. 10+ replies and nobody mentions pocket related?

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Its to spam this idea >>>> to generate a fake consensus that foreigners are to blame and not central banking.

Porque no nos importa un carajo de los hombres de soi

Ahahahahahha so go in Afrika my friend, and live in a shelter spamming 10 kids cause you fuck with no control, 6 will die and maybe 4 will raise someway and go in western countries (cause there they can survive and live properly, with our lifestyle you say is not required to raise a family... Sounds like a contraddiction)... Also animals can do 10 puppies with worse condition than the worst human condition of living... The point is another one: we are going back, we are losing all the welfare and wellnes of living in good and healthy conditions because we are too many on this wolrd... I'm not gonna have a family to make them live in 50square meter and eating insects because there wil be no not enough food for everyone...
The solution is not lowering our lifestyle to fit the third world, that's a pure and pristine failure of human race and intelligence...
I'm waiting everything to collpase, then thing will gonna fix in the correct way...

Why does he look like a corpse?

If you print currency, you ruin the purchasing power. Any millennial buying a house is fucking retarded. They will be paying for four houses and getting one.
The collapse happened in 2008. If you are bailing out the entire banking system, that is a collapsed system.

being married to a landwhale and selling your soul for an overpriced house can do that to you

My point is that 2008 had a bigger psychological impact on millenials than an actual irl impact on their ability to live a normal life.

I assumed buying a house was impossible unless you're rich, until a friend of mine went and actually did it. Now everyone in my friend group owns a home, and we all did it before our 30th birthday.

I have a kid but my wife seems to think we cant comfortably raise another one unless we build a huge addition to the house, despite there still being enough bedrooms (although we'd have to get rid of a bunch of shit we dont use regularly). When she says this, I just imagine Hispanics and arabs raising 4x the kids in 1/4th the space and roll my eyes.

Millenials simply believe a bunch of shit about the transition from adolescence to adulthood that isnt actually true.

31 years old here. Not sure what it's like in the UK but here in the midwestern us I'm paying $1000/mo on a mortgage for a 2000sq ft home on 5 acres.

Cost 2 million dollars

He's seen some shit.

Fuck millenals.

I took the anti natalism pill, all humans should go extinct

>midwestern us I'm paying $1000/mo on a mortgage for a 2000sq ft home on 5 acres

you sonnofabitch were do you live? freedomland 1000/mo mortgage is fucking mental

fuck your wife.
cum in her and raise more kids

you heard him, the goddamn midwest

>have $40k in studen loan debt
>buying houses

How expensive do you think kids are, honestly? Assuming you arent a complete consumerist zombie that has to blow $2000 in discretionary income a month to feel happiness, spending $100-$200 a month per kid isnt going to break the bank

LOL 1000 dollars in a month? Here in italy the medium wage for a medium level worker is something like 1300 euros... I just get informed going in banks the last year cause I wanted to buy an house, but max i can afford calculating also the cost of life and everything, as mortagage, is 500 euro a months (1000 dollars are like 900 euros i guess, to high, you cant pay the services and gas for the car then...)
500 a months for house prices here make you bank debt last for something like 35 years of more... I have 33 years, i cant find a stable jobs. Game over for me, I couldn't repay it in one life, my life...
Waiting to things to change, maybe not me but younger people then me, will maybe then have a better life, and I will help them, but my life on that sense is just wasted. I'll never have an house.

This

is the mid west bad?
5 acres sounds amazing

international cities are expensive shitholes

I have a ton of student loan debt. I treat it as seriously as the US treats its national deficit i.e. I know itll never get paid off but I always apply to pay the smallest amount possible because some democratic socialist will erase the debt one day, the dollar will collapse, an emp will erase all computer records, or something, and if nothing interesting ever does happen paying $250/mo indefinitely is only mildly irritating and isnt enough to ruin my future like most people my age seem to think it does.

Take a vacation to the us and overstay your Visa or something then. $1000 a month isnt shit for me, combined by wife and I net about $8000 a month

>Because it's expensive, far more expensive than it used to, unstable, and there's no reason to.
Not so much an average french house is about 130k€ totally buid keys in hand.
If you do all yourself out of the outdoor walls / roof and so on , you can start to aquire it at 70-80k€ for 110m2 likewise ~ add the coast of the land then you got it.
>Why would you ever buy a house when currently most people can't stay at a job for more than a few years? It isn't like 1950 when you would spend your entire working life in the same company you started at.
>In addition, loans are for retards. If you're doing anything that requires you to take out a loan, you're making a bad decision.
You right it's much better to paid a rent to mr shekelberg or to some social home management that will fuck your shit up and finance all migrants expense.

>T blue colar who bought a house before I turn 25, go hang yourself.

>is the mid west bad?
Hello no Bruce
Well Chicago is a shithole but that doesn't mean the Midwest is terrible.
In fact it's beautiful. Just be careful with the cold.

perfect summary, I am over 30 at 13th year of a 11 hours x day, well paid job, renewable every 6 months, so I have no assurance to have this job next year... And I have no guarantees to give to the bank for a loan, so I prefer to spend money for travels

Indeed, but then what are people supposed to do? Pay a rent to some landlord till the end of their lives? Rents are so expensive, it's usually cheaper to buy a house and pay back a loan every month plus taxes than to actually rent a house.

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Im still deciding if I want to rent an apartment or buy a little condo for myself. There's a lot of potential issues with condo's that are kind of putting me off. As for an actual house? Would love it. Don't have the 400k it would cost however.

As sad as it is to say, I'm waiting for my parents to pass because inheriting the house is literally the only way Im going to afford one in the next 20 years.

In Italy? They are expensive, most of families now, people of my age I mean, have 1 children, so they afford everything for him and not working too much to stay with him.
People of my age with 2 kids, they have to work both (mom and dad) 8h or more a day to afford a good lifestyle for them, in the meantime theyr kids are with grandma or granddad, or some of my work colleaguea who have 2 or more kids collaborate to take them all in a kind of turnation (when one of them is not working, stay with them, so you have to pay someone to stay with him and you add more cost to your life).
So the question is: why do I have to jave kids if I cant stay with them? Who is gonna raise them up? How? Who is gonna educate them properly, give them good principles of living correctly and respectfully? No, you are gonna have them and then leave them in school or with strangers so you can work to give them a good childhood... Sorry, not sense for me... They are gonna raise randomly...

Because I dont like this place enough to leave something like that behind, and I'm not that sadistic to put a person through that on purpose.

> Add the cost of land

Yeah, in a good location you pay AT LEAST 100.000 Euros for 1000 square meters

Best bet is an older house, 40-60 minutes away from the nearest big city.
Looking at that metric, you can get a 100 square meter house or bigger below 50.000 Euros, but your hands need to be screwed on right or else it will be a nightmare.
Still fucking easier than building a house yourself

Damn, I swear that you and Spain have serious children issues
I've been up to Galicia and I've met old couples with their first kid

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Dude, I'm 32 and I've never made more than $1400 a month.

> 13'th year

If you had saved just a measly 5% of your income you could buy shitloads of property in goddamn cash

Pay denbts

>I'm 32 and I've never made more than $1400 a month.
Have you considered working a real job?

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The midwest isnt hip. The minimal gun laws are the thing that really culturally sets it apart from other states, and that doesnt tend to excite the type of retard that would pay a million dollars to live in a shack.

The weather is highly volatile too. Humidity is a constant, and while we dont have the most extreme weather on earth I think the midwestern us actually has the largest variety of weather of any region of the world. -20 f winter days and 105 f summer days with a heat index of 10-15 degrees are all possible here. Relentless heat, rain, snow, we have it all.

These things scare away big money from the region, which keeps the standard of living cheap and the culture relatively uncucked.

I'd take the Midwest over most of Florida at this point
If North FL wasn't a thing I'd move up to Central Illinois or Eastern Iowa

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In Europe you are basically forced to send kids to kindergarden which is 200-300 dollars a month
Diapers are hilariously expensive.
Formula
Bottles
Baby food
All those goddamn clothes that they grow out of in a month
Stroller
Baby alarm
etc
etc
etc

I don't have kids, but my friends do. Woowee that shit costs money

They're waiting for their parents to die so they can inherit everything and sell everything they worked for on stupid shit.

All that socialism has made you weak
learn to make your own shit and save money

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...

For a lot of them it would be the kindest thing their dirtbag parents have done

LOL 1400 euro a month is a jod over the mean here XD lucky you, only highly professionized workers like senior prorammers of engineers take something like 1800 euro a month... The only other simplier way to have 1800 a month is to work in factory with turnations, but there is no turnover and they are closing or either taking people of other countries who like in 10 in an apartment and take the half for that simple job, in my country...
Things are gonna collapsing soon...

In America, preschool (the year before kindergarten) is typically run by local churches while kindergarten is part of your standard taxpayer funded education. You guys have universal healthcare but not free school?

Formula is like $30 a month at most, ditto with baby food. Nearly all of my son's outfits are hand me downs or purchased brand new for like $1-$2 at Walmart. That stuff really, honest to God isnt expensive. I guess I could be wrong about the situation where you're at but I've come to the conclusion that the "kids are so expensive" meme is just propaganda to discourage teen pregnancy

Australia is constant 150f temperatures no rain no snow so the weather seems appealing
In australia 1 cubic square meter is about 1million dollars so it seems pretty idealic desu
the only thing australia has is amazing Chinese food but we are floded with chinese so there is a drawback

midwest sounds awsome desu

I've tried.

I have a worthless BA.

My applications get trashed probably 98% of the time, and when I get the rare interview, I hardly ever get the job. I can't stand retail jobs, so usually just work those for a year or two and then look for work while going to school on a part time basis for a year or two. Been doing that since I graduated in 2011.

nigger, you can get like 40 hecacres for like 50k

Take a vacation to the us and knock up some bar chick at a midwestern bar, shouldn't be hard to attract attention with an accent. Or overstay your vacation visa. Wouldnt be impossible for you to figure out a way to immigrate, our immigration laws are retarded. I'd rather someone like you abuse them than Pablo and Miguel

Kindergarden and Crib-Living-Room aka Vuggesture (basically for 1,5-3 year olds) are paid by the parents unless they are poor.
You do get goverments extra money if you are a student with a small child to compensate, and as I said poor single parents get off almost scott free

yeah a sandfarm cant grow shit and so far out in the desert you would die of drought
no thanks

No is not propaganda. You live in a good place, Europe is worse in that way... They applied the free market principles of USA in a commie way, so everything is expensive cause of taxation on everything and VAT is increasing soon too...
They want people to spend money, and to take them they put taxes on things that take away from you your money, so you have in the end no money to spend... Absurd no sense... XD

What's wrong with his face?

Is that a school requirement, or is it more like a daycare? Having family to lean on and help watch the kids can save you a lot of money

i saw this tv series 90 day fiance and i was thinking of hitting up some american tinder
because its super easy if you get married is that true?

>Yeah, in a good location you pay AT LEAST 100.000 Euros for 1000 square meters
Arround 70K€ there 15-20km away from a major french city.
>Best bet is an older house, 40-60 minutes away from the nearest big city.
It can be sometimes but the land would be down at 35k€/1000m2 at 30 minutes away from a major city ( out of the south east and the biggest french city )
So for 150k€ you got a new traditional building there keys in hand with last insulation laws.

>Looking at that metric, you can get a 100 square meter house or bigger below 50.000 Euros, but your hands need to be screwed on right or else it will be a nightmare.
>Still fucking easier than building a house yourself

True but , you can back up 40-50k€ for doing all the electric / heating / plumbing / insulation / dry wall / paint and , flooring for a little 20k€. if you put 10k€ in a good heating system such as solar heating pannel / multi wood boiler and 2 huge water tank.
If not well even with standar electric convector your shouldn't be up 12k€ by yourself, and months of work.
I have also saw buildable land for such as 7€/m2, sadly i didn't had the money to invest at the time! the same land is sold for 20-35€/m2 7 years later ... feel bad man.

>world is degenerating at a faster speed
This is worrying.
All the propaganda that is spewed at us 24/7 by the media.
Mass immigration.
White birth rates falling.
African birth rates exploding.
Society relying more on welfare.
Lurch to the left.
Corporate globalist hegemony.
I don't see a good future for a future white child.
Funny, because it's whites who have created this future.
The more I think about it the more I come to realise that it was whites that lost WW2

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I think the world is a little bit scary to introduce life into.

I'm grateful for life but wouldn't wish it on someone who might not be able to cope

I am not an artist. In fact, most people aren't either.

Be aware that ideas from art school, such as "psychology" may not be taken seriously by your wider community.

This is some secret horror shit slipped into the pic or something

I think so. I believe it still takes you awhile to get full citizenship but within a few months you could be legally working and legally buy a glock, ar and everything else a man might need.

My wife watches that show a lot, try to get someone that's not as mentally damaged as most of those women. You don't want to end up like one of those guys that gets deportation hung over their head by some crazy broad trying to tell you what to do

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What the fuck happened to his face?

WTF are you talking about, i have friends with only 4yrs nursing school who go work in italy for like 2000eur a month

Well put, all the affordable housing in this country goes towards housing the third worlders who don’t work, inbred like the vermin they are and QE pays for it. It’s not sustainable past 2030 and I can’t wait for the boomers that haven’t died yet to lose everything.

Yep... Sadly true... We lost all the control on the world in the name of freedom of everyone, who brought thing to go random... We had great time at the beginning because there was a lot to rebuild in the western countries, now all it's stagnating, and thirld world invasion is only at the beginning...

Staving off a crash as much as possible, which will only make the crash worse.
Which is exactly what happened last time.

LOL are your friend doing something else or they work all day every day? Which job and where?

> within a few months you could be legally working and legally buy a glock, ar and everything else a man might need.
sounds epic!

there would be some money in agriculture, does it rain often?
getting some damaged girl or not i would be upfront with my intentions

Well I hope before 2030 here...

Nursing in hospitals or old folks homes. Applying bandages, wiping shit, taking blood, taking temperature, all that...typical 40h a week

Me and my girlfriend bought an apartment recently. It's a very nice and pretty new one with a big yard, pretty decent location . Well enough to raise a kid. It's one that I believe to be very populair when we will eventually sell it. We rented it first for like a year but our landlord had to sell it for financial reasons. But our renting contract made it impossible for the landlord to throw us out before 2021, so he had to sell it to someone who would keep renting it to us. Obviously it was way easier and faster to sell underhand to us, but this way we cutted out atleast 8% of the price he would be able to sell it to the market. We payed 235k euro for it which is a great price and the only reason we bought it ( we had no intend to buy yet).

Two important things to note is that it will take 4 years of paying mortage before we start profiting according to our bank, this because our downpayment was around 30k (0 in house, only costs and taxes) which is money litteraly throwed away. (To the state mostly) and you have to take into account that it takes a while before you've saved this back by paying off the house. In our case I don't really think it's completely true though since I'm pretty sure we can sell it now already for like 255k (estimated by official estimation)

Also, if me and my girlfriend split it will be harder to split. Good thing is we don't share our financiels and bought and payed everything 50/50.

We would't have bought if it wasn't for the good circumstances. I still believe renting is more comfort, flexibilty, and even in the long run might be a more profitible options for most. If you can save the money you have in surplus and invest a decent amount of it in a index fund or something.

Both have their up and down sides, i think every situation is different.

Yeah you might be able to find work on a larger corporate farm (family farms only hire people they know). A buddy of mine immigrated from south Africa because his dad got a work Visa work on a pig farm back in the late 90s

Just overpay €50-100 on the mortgage per month, that will get taken directly off the mortgage and not the interest. You’ll thank me in 10 years time.

Oh ok, well, nurse for old people is a sector increasing here in Italy, because population is getting older, meds are getting them living more, even if is a kind of living wrecked somehow, so they need assistance... they found a good sector to work, also because i think is public work if they do it in hospitals...
But any other job is not like that, sadly... And public jobs are based on taxes, taxes are based on people than like me work without a stable job... So it wont last for long, the foundation of the working class in my country are slowly collapsing and they fall down like Genoa bridge sooner or later, cause the government here is highly inefficent to maintenance them stabilizing the work situation... Politician just think to take the more money possible and get in gold pension after 2 year, they dont really see or consider the situation...

I'm not sure if we can do that since we had a stupidly low intrest (1.44% fixed LOL) and that is based also on the amount you pay every month ( i think?).

But something I will surely ask to the bank, would be pretty cool since we could easily do it. Thanks for the tip !

No starting my own farm cooperate farms give shitty pay and they are usually shit working conditions
does it rain often though?

housing is to expensive, it's going to bust. It's same here, it's same in america. It costs on average 500 yuros per square meter to build here, but you cannot get it under 1500 anywhere, and 1500 per square meter is considered dirt cheap. It's going to bust. You have to be retard to pay something 200k yuros that you'll have to pay off for next 30 years when in year or 2 you'll could get same for under 100k. It happened before, it'll happen again

bought my house literally months before the crash, best deal of my life. Scored it off foreclosure for only $66k at 3.25%apr. Now its worth well over 110k and I only have 5 more years or so left to pay it off since ive been dumping about 75% of my tax returns into it the principal (about $4000)