>remington 870 btw
That's the best "bang" for my buck?
>copper
>aluminum
What? I understand wanting some gold and silver, but those others aren't hedges against inflation or anything, just industrial metals.
Based as fuck 401K returns though.
>Should I lump sum it into the market or trickle it in (dollar cost average) monthly over the next few months? What dividend stocks do you invest in? I dunno, any help would be appreciated. No one I know knows how to invest.
DO NOT LUMP SUM unless you ABSOLUTELY can't be fucked to check in on the market at least once a month. There's a lot of uncertainty right now, so I'm really hoping the market takes a hit this fall/winter and we can pick up some bargains.
You should always have SOME money in an S&P index fund (some people would say a total market index fund, it's mostly a matter of preference) because the stock market generally does go up over time, and you don't want to miss out on those gains. That is basically money that you can forget about until you retire, so you better have a solid emergency fund because you don't want to have to sell low just because you get hit with unexpected costs at the same time the market is at a low.
IRA is the best way to do it if you really won't need to see that $6000 until you retire (you might be able to pull out your basis after 5 years without getting hit with fees, there's also some exceptions like you can pull some out without getting hit with fees if its for buying a house or paying for college for yourself, your spouse, or your child)
Most of your investments should be in index funds with minimal expense ratios. You can pick some individual stocks but it's a lot riskier, especially if you're not watching them closely. I like buying some of the standard shit on a pullback: MRK, UNH, JNJ, PEP, MO, DIS, MCD, etc. Most index funds will have some exposure to these names, as well as some heavier exposure to the big tech stocks.