I'm in a really shit financial position. I somehow have to get 6k GBP in one month to be able to keep living at my house. I really don't know what to do. Any advice guys?
I'm in a really shit financial position...
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Invent transparent aluminum
If I knew science I wouldn't have financial problems
Borrow from family, bank(?), sell stuff. Get a job and hope you can get at least one pay check to cover some of it.
Bad stuff: loan shark, do crime.
sell ur body, i heard its quite popular in uk or u can sell drugs and stuff which is fastest but also most risk or get a job
You just have to make it like really thin
If you had common sense, you wouldn't be in financial trouble. How hard is it to work and like frugally and save money, retard?
set up a gofundme and plaster fliers about it all over town
Because enough poor people are already doing that, so employers are free to lower their wages. Just like when they lowered wages when women joined the workforce.
The issue is I had a lot of money and then I invested it in order to make more money and now I lost everything. I tried.
Really fun and comfy Jow Forums discord. Join if you want to meet new frens and have fun!
Dude, you never invest EVERYTHING. You should always have some emergency money in savings that you never touch unless absolutely necessary.
>Because enough poor people are already doing that
I'm not sure I can find a big group of poor people who made good decisions in life and still ended up poor.
Another cryptocurrency victim?
Not crypto, I invested in real estate
Holy shit that's a lot of Good Boy Points.
How did you get into such a debt?
What was the plan to profit from the estate and what went wrong, dear user?
Pipes under the house burst :(
They made good decisions when you consider their IQ. You're not getting self made millionaires with IQs of 80 unless they were lucky as shit.
Find somewhere cheaper to live
Place a lot of LITTLE CLASSIFIED ADS
The reductio to that (pretty much) is that poor people are retarded. I agree. No one in the first world should end up poor if they working brain cells.
Oh, if they have* Glad I didn't form that sentence on TV.
You could go the route of hiring a lawyer instead of paying the bank, and working to stay in your house long enough to offload it onto some other sucker. Pay lawyer can go a long way. Paying the bank off just gives you enough time to have to pay them off again and again, plus taxes.
Get a grant from the government to make art. And then don't make the art.
But you always will have that underclass as long as human IQ follows a bell curve. Even if we were to increase the average intelligence, society would just develop more quickly, jobs would become more complex, leaving even somewhat intelligent people behind to do shit work. It's normal to feel bad for those people.
i know a perfect way 4 u mate just reply and i'll tell ya
>But you always will have that underclass as long as human IQ follows a bell curve. Even if we were to increase the average intelligence, society would just develop more quickly, jobs would become more complex
You're missing one thing - when society develops, so does the baseline quality of life as long as we're talking about the first world. Even people working minimum wage jobs in the first world can live comfortable lives if they aren't retarded with money. Even if they get downgraded in job complexity, it boils down to deftness with finances. People who struggle to make ends meet (with high and low paying jobs) are just retarded and a job isn't the chief obstacle.
>Even people working minimum wage jobs in the first world can live comfortable lives if they aren't retarded with money
>People who struggle to make ends meet (with high and low paying jobs) are just retarded and a job isn't the chief obstacle
Until they get sick or injured and can't work and medical bills pile up, then they're in debt for the rest of their lives through no fault of their own.
>Until they get sick or injured and can't work and medical bills pile up
I find it very interesting you traveled immediately to the marginal cases rather than acknowledging as a general rule that in normal circumstances, financial management can get you a good quality of life, but let's address that marginal case:
Buy insurance when you're young. It's very, very cheap.
"Very, very cheap" insurance doesn't cover shit, especially not something serious enough that would prevent you from going to work.
Being in a lifetime worth of debt (your wording) after making financially sound decisions (my clause) is a regularity?
And notwithstanding regularity, I gave you a simple solution that you ignored: buy insurance, which is in line with being a financially sound decision. See how easy that was?
I don't know where you live, but I've never perused an insurance plan for permanent illness or disability that was cheap if you start buying in your 20s (and the coverage is fine too). Can you name who some popular insurance companies are in your area? I'm sure I could find a plan with ease.
>that was cheap
ogod, I meant to write "that wasn't cheap". No more phoneposting. But yeah, pretty much any plan for decent coverage is cheap in your 20s.
t. Never deals with the people he's theorizing about. Medical collections are absurdly common in America.
>Being in a lifetime worth of debt (your wording) after making financially sound decisions (my clause) is a regularity?
If that's your "clause" we might as well be discussing Santa Claus in terms of how relevant to reality your ideas are.
Rather than calling something unrealistic, just tell me what part of it is unrealistic and why.
If it's that common, I'd more strongly recommend simply buying insurance. America's also unhealthy as fuck - wasting money on trash food is also not financially sound.
6k for one person??? My dad used to sustain himself, me and my little sister on less then 2k, we lived in my grandpa's shed for 3 years where the fuck do you live to not be able to sustain one person with 6k
>where the fuck do you live to not be able to sustain one person with 6k
Most likely not in a fucking shed