Doing a course on organisational crap, I came across a PEST (some bullshit for organisations to identify issues) for Apple, maybe made up by some nobody but I read an interesting point
That apparently millennials - and I can only assume most of us are grouped into that regardless - prefer to "Rent vs Buy items" and also prefer "Monthly subscriptions for hardware (replace that with software for microShits PEST) over one time purchases"
Is this accurate?
Do they seriously think we prefer to rent fucking computers and pay a monthly subscription for fucking office 365?
....versus owning (or download illegal software and get for free) a computer and being able to sell it, smash it, upgrade it and generally never having to worry about its maintenance?
They're more likely to be renting subscription than buy new release every year or so you dumb golem.
Henry James
The majority prefers this, that's why these services are so popular. It's more convenient and you have to pay less money at the beginning.
Sebastian Rivera
I think it depends. For example, I would prefer Netflix to buying movies and series (assume I can't pirate) because I will watch them at most 1 time in the near future and such service allows me to watch a shit-ton of content on demand for a relatively small fee.
On the other hand, I never use subscription-based applications and programs that I use everyday, since that would actually increase the costs for me.
Ethan Cruz
this isnt netflix, thats a constantly changing thing so I understand the dynamic.
Microsoft office, for example, is likely to "change" a substantial amount - after being perfected across so many years.
A phone that costs 1k outright costs 2k over a 2 year, fixed term contract with exit fees through the roof - and you dont get to keep it at the end these days either, unless you cough up more $.
Xavier Gonzalez
not 1 person in the world WANTS a financial obligation to pay. they might want the service but how far up an ass is the head if they think people always want a $0 bank balance
Cooper Evans
>A phone that costs 1k outright costs 2k over a 2 year, fixed term contract with exit fees through the roof - and you dont get to keep it at the end these days either, unless you cough up more $. I guess you are referring to the U.S.? No such bullshit in EU.
>Microsoft office, for example, is likely to "change" a substantial amount - after being perfected across so many years. Then, if I would need some additional features of the new version(which is unlikely), I'd just buy it. More realistically, though, company will buy it if they so desire.
Xavier Clark
we knew macfags were welfare poorfags all along
Connor Allen
Millennials do not prefer a subscription model we're just too poor to afford things outright. So much of my paycheck goes on rent I cannot afford to spend thousands on something all at once.
Ayden Price
Kids working a McJob can't afford an iPhone X and yet, they have iPhone Xes paid for at 10% APR and still shit on green bubbles.
Caleb Reyes
You probably shouldn't be spending thousands at all in that situation
Alexander Carter
>In that situation In what situation exactly? I have a job and earn 30K but a third of my income goes towards rent, is your solution to stop renting and magically buy a house with no savings?
My point is we don't have savings because of the housing situation so of course payment plans are popular.
Xavier Johnson
This
Landon Lopez
Because millenials have no self-restraint to save money. Regardless of how much they make, they'll spend most of it either way. Paying an installment every month pains them less than refusing themselves something they can afford to buy, but can't, if they want to save up.
Ethan Rivera
>Cost of everything rises >Wages don't >lol they spend ALL THEIR MONEY
Ryan Thompson
I wish Jow Forums had a like button for just this post, so I could just smash it.
Noah Hill
I'm from the Netherlands. A place where EVERYBODY rides bicycles. A second hand, average bicycle costs around 50 Euro if you are willing to visit 2 or 3 persons in town selling one. For 100 euro you've got something pretty good. In a store a new, regular city bike will cost you anywhere from 200 Euro up to 500 or more. It now has become a thing to 'lease' a bicycle. You pay 12 or 15 euro per month and you get a very simple, good working bicycle and if there's an issue you just call and they'll fix it or replace the bike. But that's 150 euro's per year. For that money you can buy 3 second hand 'Okay bikes'. Almost an entire new bike. Every year. I'm a cheapskate and i've had 50 euro bikes for several years. but my fellow millenials are willing to pay hundreds of euro's per year to not-own a bicycle. And it's not that the initial cost of buying one is excessive or out of reach for anybody. I genuinely don't understand why people do this. Same for netflix and sportify. Pay monthly so it seems like a reasonable figure but it's actually quite a lot of money. 'leasing' hardware like a computer might be even more ridiculous. So chances are it'll be a big thing for millennials.
Isaiah Cooper
dude just save money lmao1!!1 xdDD
Brandon Lee
Consciously and purposefully refusing yourself luxuries, living a bit below the level you technically can affort to live at, to save up for something important for you does take restraint and self-discipline. That was more or less my point, regardless of the prices rising or not.
Hunter Powell
>boomers go nuts outsourcing everything possible to the third world to save their own money, destroying entry level jobs with decent pay in the process >leave behind minimum wage service industry jobs because they haven't found a way to outsource that too >begin automating everything >double the labor pool through (((gender equality))), further suppressing wages >inflate the shit out of currency >turn places to live into overvalued investments to try and skip out on the same taxes that should have paid their social security >force greater and greater safety and emissions standards onto vehicles, mandating overcomplicated and expensive designs that aren't easily fixable by owners and have many more points of failure >most employers who are even willing to hire someone who hasn't had a job before are only willing to hire those with overpriced higher education degrees Hurr durr why aren't millennials buying shit? Why are they so lazy? Why can't they just get a high paying job in their 20's? >silicon valley does exactly this, leading to a hiring crisis in California Gee who could have predicted?
Benjamin Bennett
Where does one store their bike? I imagine that space is at a premium, and if you can just pick up a bike anywhere and go rather than babysit the same bike for a year, the extra space you save in your tiny city apartment could be worth it.
Cooper Collins
By leasing a bike you are freed from all the maintenance plus rented bikes should generally be in better shape than cheap 50 euro bikes. So in theory if you bicycle a shit ton it could potentially be cheaper in the long run to lease a bike. The same applies also for Netflix even more.
Christian Rivera
(Im assuming you mean OV fiets kinda deals)
because it ends up being cheaper for a lot of people. A lot of people with jobs they need to commute to (a huge amount of people in this country) only need a bike for a part of their commute and they often cannot actually carry their bike along the whole commute and back. Considering that the costs of safely parking your bike come out at around over 100 euro a year (and the fact that buying a niew bike from marktplaats ends up being a decent time investment for people who work full time), it actually makes sense, considering that you get a *good* bike to carry around, have to pay zero costs (in both money and time) for its maintenance and also that the whole process is something that you don't have to stress over at all (and our generation is very overstressed compared to previous generations so this plays a role as well).
Also consider: you cannot take your bike on the train during peak hours (aka when most people realistically need it) or when the train is so full that the conductor decides to kick you out. For a lot of people who commute this means they would need 2 bikes, or 1 bike in an area where they only go to for work. And these bikes would have to be safely housed etc, otherwise you may get into the situation that you need to go out of your way to buy a bike close to where you live and then go close to your place of work outside of peak hours to drop it off there.
If you consider all of these things, you will actually realize leasing a bike is wayyyyy better than what you're doing, even if (disregarding the time investment of owning your own bike) buying second hand bikes every year becomes like 20-30 euro a year cheaper.
Colton White
The issue is that the cost of mandatory things like rent, utilities, travel and food has been increasing when left in the hands of boomers. Saving has become considerably more difficult.
Justin Ortiz
This PEST analysis is trash. Just b/c someone wrote and formatted it doesn't mean it's correct.
Jordan Morgan
>I genuinely don't understand why people do this. I had to fix up my bicycle this year, 80 euro's for new outer tires, 30 euro's for some inner tires, 12 euro's for a new chain + grease, new batteries for the lights. I have the tools, so it's relatively cheap. But I had to get my hands dirty to do it, and I could have rented a bike for a whole year for that amount. Realistically I'll have to spend about as much over the next two years to keep it in the same condition. So a rental+service contract for a steady amount and zero hassle when there's any maintenance to be done seems like a fair price. Riding a raggety secondhand is definitely cheaper, but comparing the costs to keeping your own bike in top shape seems a bit more realistic and then I could easily see someone opting for the lease option.
Ian Moore
In swiss i couldn't find a single place to rent a bicycle
Able ppl will buy their 300-600euro bike, while normies and poor ppl will ride them ugly and sticky bikes.
Nathaniel Jenkins
They "prefer“ it because most millennials are poor!
Jackson White
For sure, I take a look at the Total Cost of Ownership. My bike cost 600 GBP, and I fully anticipated and embraced the fact that it'll cost ~100 GBP to service it per year. Had it for two years now, I've run up a TCO of 800-ish so far. That's averaging at 400 p/a at the moment. I'm balancing this up against the cost for taking a daily bus to the rail station, which is about 600 a year too. Already I've kept costs under that.
Luke Price
So buy cheaper commodities. If you earn 30k, you should be wasting money on high end electronics.
Leo Robinson
forgot to say, a lot of workplaces will pay for your bike if its leased but not if you buy 3 new bikes a year.
Connor Bell
The smart thing to do is buy a new bike for 100-150 euros and use it for 5 years. Comon, this isn't rocket science.
Jason Cook
>I had to fix up my bicycle this year, 80 euro's for new outer tires, 30 euro's for some inner tires, 12 euro's for a new chain + grease, new batteries for the lights. I have the tools, so it's relatively cheap. But I had to get my hands dirty to do it, and I could have rented a bike for a whole year for that amount. Or you could have just bought a new bike. You are retarded.
Colton Ross
Until you hit a pothole and need to replace a dented wheel
Leo Allen
>Until you hit a pothole 1) Ride with your eyes open, it's pretty much 100% your fault if you damage your bike by hitting a pothole 2) Nice socialist paradise you faggot, enjoy your shitty communist roads.
Benjamin Reyes
Getting a cheap GAMMA bike where the fenders will fall of after three weeks gives me no joy.
Josiah Cruz
I don't know what you faggots are talking about. In Canada, you can get yourself an all-purpose bike for around $100-120 (Canadian, so its like 50 euros) and while not being the nicest bike in the world, will easily last you several years of use.
Jack Young
Because a capitalist democracy does such a good job of maintaining roads.
If you can ride your bike for 5 years without any maintanance costs, you're not really riding it that much though.
Asher Jackson
>just don't ever have any sort of accident for any reason at all bro
Austin Wright
>I'm a gay nigger who has no sense of personal responsibility Get some insurance if you expect to have accidents, faggot. That's literally what it's for.
Julian Lopez
holy shit you are stupid, you can also literally lease a bike (which is what you argued against) and it'd be the same thing lmao.
God you're so fucking stupid you're literally just trying to give snarky answers instead of providing a coherent argument, fucking moron.
Kayden Collins
If you're going to pay a monthly fee on your bike anyway, plus put some cash aside for maintenance, why not just rent in the first place?
Levi Stewart
Or you could be a normal human being and not run over every pothole you see.
So you're saying to avoid the monthly recurring cost of renting a bike we should instead get insurance, another monthly cost? I am confused by your arguments.
Dylan White
We rent because we can't afford to buy it.
Brayden Baker
>prefer >instead of trying to survive an unbelievably fucked up economy and being FORCED to rent instead of buying fucking xoomers I swear to god
Anthony Brooks
>let me just completely ignore repairs and maintenance costs
Angel Scott
No, I'm saying you are a failure of a human being if you can't get a new bike to last at least 2 years. Accidents happen, but not every 5 minutes.
Jeremiah Reed
extremely unrealistic. I can tell with utmost certainty that you don't ride your bike enough at all.
Grayson Ortiz
> Is this accurate? I can imagine it's accurate for burgerland. Pic related, [sauce usdebtclock.org]
And then remember there's also extreme wealth inequality.
People are probably too poor to buy much from their current budget so they're renting or loaning even more shit.
Most of the remainder of the world probably isn't a fan of renting computers. For software I'd not be too sure, people got no clue and will often just take what is being offered as long as the number is
They must be selling you no-name Chinese knockoff bikes if they can't withstand 2 years of using it twice per day.
Daniel Peterson
Nope, you're wrong. You do not use your bike more than 3 times a week, guaranteed.
Robert Myers
I literally use it twice per day, except for weekends. I bike to and from work.
Chase Hill
and if you want to claim that your bike has not received any kind of damage at all over the past two years, I'd call you a liar.
Charles Lewis
that point makes me want to die. I definitely prefer owning the product. But lately these SaaS applications have been circumventing those who own legal copies. Like someone I knew owned a CS6 license + box and they lost their license code. Adobe wouldn't help them even though they had a valid purchased license. They were urging for the SaaS Adobe CC to be able to get help. Shits fucked yo and it's a company trying to get exorbitant amount of money doing fucking nothing. Infinite money stream versus a lump sum. Fucking assholes.
Blake Collins
nice kahoot game
Ryan Torres
It has some normal wear and tear, but nothing that impairs function. Mainly just grit and scratches.
Dominic Hughes
Listen here fucko, I took courses like that in a top 20 uni in the world - Kings college London. These types of courses are shit and you should feel bad for taking them. Not only that, but they are often wrong because they tend to generalise a lot of complicated stuff that in the real world work quite differently than the "perfect" image of the course. In other words: if these courses were on politics, they would tell you that we live in a perfect world where liberal views are the best views. Too bad that that we live in a world where neo liberal views are kind of the worst views possible.
My general view on these courses is that they are waste of time. I was told that I am wrong by a Pakistani friend, but he also had a strange view on the world and told me that consoles are better than computers. Also he bough Apple shit.
Ian Thompson
Based on the current progression of performance in technology and software, it makes sense.
Of course, "rent" is probably not the correct word. More like the cellphone model, which is a sort of lease, Adobe software suite, games as a service, etc.
Lots of things follow this model, for better or worse. Usually, it works best for things that have annual or biannual new releases, such as cellphones, expensive industry standard softwares, and the like.
It's far easier to budget $15-40/ mo, than a > $1200 one time purchase, only to do it again the next year, and hope you get enough back from selling hardware to recoup the difference. In the end, it often saves substantial amounts of money for the user, and allows the company to reach a much wider consumer base, through refurb sales. It also opens up industry standard software to the average "good goy" consumer, while simultaneously combating piracy
Asher Scott
Buy a 60 dollar phone and don't replace it every year. What is so hard about living cheaply?
And what software is the average normalfag buying these days? Don't most computers already come with office?
