hey Jow Forums I'm almost $55,000 in debt, can't pay student loans and I'm tanking my cosigners credit. I don't want to take him a long for the ride what can I do? I'm not in collections but it's close.
>get a job
I work almost 60 hours a week its not enough cock suckers at the loan office started collecting before I graduated and now I can't even afford to finish.
student loans are fucking retarded wtf was I thinking
Hey Jow Forums I'm almost $55,000 in debt, can't pay student loans and I'm tanking my cosigners credit...
Dylan Watson
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Adam Lewis
buy some btc nigga
we at the bottom
you be rich in six month
Kayden Clark
take loan and put all into bitcoin,
when that fails you can off yourself.
Jayden Rodriguez
bro I can afford enough alcohol to get me through the week and that's it
fuck off with your jpeg coins
Anthony Foster
If you off yourself you should take out a life insurance policy first, and then make it look like an accident. If your cosigner is the beneficiary they could use the money to pay off the loan.
Logan Murphy
unironically you will not make it i can tell from your posts.
Easton Ross
oh I'm not suicidal, on the contrary I'm very content where I am. But home boy wants off and I'd like to help, he doesn't deserve it.
William Adams
Why isn't she sitting on my face?
Brody Bell
I have a firm, loving, yet complex relationship with prose and syntax, and I treat them however I damn well please.
Christian Watson
LMFAO i dont feel sorry for you.
t.graduated with no debt and an entry level job at 86k
Kevin Turner
refinance through an organization that works with the gov. a lot of times there have no interest plans if its strictly through gov.
really worth checkin dude. i was in same sitch back in the day
Adam Mitchell
no one cares about you and you will die bitter and alone
Hunter Lewis
wat?
Zachary Robinson
AAAAAAAAAAAAAAAAAAA CANT TAKE IT ANYMORE I NEEEEEEEEED SEXXXXXXXXXXXXXXXX
Blake Roberts
wow, is this the power of "The American Dream"?
Sebastian Campbell
everything I see won't touch private loans. I went to an expensive school, I am happy with my career just not so happy about the debt.
Ayden Adams
>co signing
retard
no one is expected to pay student debt, it's toxic and written off in most cases. You max it, tell them you can't pay more than 1$ and wait them out a few years.
Then go for your 80k starting job
Asher Perez
the American dream has never been about college or suburban life, it's
Ryder White
>80k
well I'm a retarded cook and I make less than 30k
Dominic Walker
>implying
have an aryan wife with a kid on the way.
Levi Collins
The american dream is about money
Aaron Peterson
How the fuck are you working 60 hours a week and still can't afford to pay down a loan of mere $50k?
1. Get a *better* job. Your wage is clearly horseshit.
2. Refinance your loans to get the lowest monthly payments you can.
3. Consider moving to a cheaper apartment, or even move back in with parents if possible.
4. Otherwise reduce spending in general, buy cheaper food brands etc.
Joseph Morgan
>written off
Not in burgerland my fren, student debt there can't be defaulted on
Caleb King
I'm a cook. I make about the going rate for a good cook just starting with a new company. I left a more respected job to take this one, because the rent was way cheaper and the cost of living is better here. I basically don't pay for food and my only expenses are alcohol and general upkeep for my well being.
I would live to refinance, consolidate, file, whatever would work. I'm not even concerned with my own debt, I can take care of myself. I would just like to get my cosigner detached from his obligations, that is all.
I don't need to hear about getting my life and finances straightened out, I'm not struggling, I am content. My cosigner needs out.
Wyatt Moore
He means he gay as hell
Jace Flores
Student loans are basically a rape machine that survives off the fear and hope the youth can muster. It literally will cripple you if you don't have the position you're after in 2-3 years after graduating. Had a friend who found a great position but couldn't afford the housing in the are while his loans took out 500+, and the interest just keeps stacking.
Thomas Ortiz
What the fuck, first you say you can't pay your student loans and are nearly in collections, and now you say that your finances are in perfect order and you can take care of yourself. Which is it?
If you can't pay your bills you DO need to rework your financial life, regardless of your cosigner. If you had your finances in order, getting your cosigner out would be super easy, just buy his debt out.
Jayden Jackson
No I'm saying I don't give a flying fuck about imaginary debt to an imaginary place and my financial health doesn't bother me. I don't need to drag my poor cosigner into all this so id like to get him out.
Parker Morales
Ok so just sign him out of the debt then? What's the problem?
Anthony Hall
How
Jacob Walker
Just go to your bank or whoever issued the loan and ask, they'll set up the paperwork
Zachary Ortiz
Grind it out
Gabriel Campbell
I need source.
Cameron Smith
Luis Harris
Go back to school and force them to postpone your payments. Then stay in school until the next extinction level event happens, should be pretty close.
Dominic Roberts
>she
No lambo, no sex.
Connor Cook
OP have you considered joining the army? They do student debt forgiveness.
Gavin Allen
no I like my job, I have a clear path to promotion, and I can do drugs and drink tequila and fuck tourists here.
Henry Collins
What you do is go talk to someone you trust, explain the whole situation. Consider posting, with detail to reddit/r/personalfinance
Ryder Wood
Youre a fucking faggot. Kys
Camden Gomez
urasian qt
gib me ur cootie
Henry Davis
Lmfaoo a you got a loan to be a fucking cook. Just an hero
Kayden Clark
>pasta
Release cosigners through student loan refinancing. Another option for obtaining cosigner release is to refinance your loans through another bank. In addition to getting a cosigner removed from your loans, you may be able to reduce interest rates and save money on your loan repayment too