ONE OF US

>hard to believe the Jews would fleece its young like this

I can't believe Hitler was unironically right all along

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>interest rates on student loans
kek

She's right though.

> offer tons of degrees that will never, ever, have enough jobs to meet demand
> tell "kids" (remember, we are expected to choose our college and have an idea of our intended major by Junior year of HS, so around 17 y.o.) that you need these degrees to have a future
> ((they)) hike the prices of tuition by thousands per year
> no "practical" financial education curriculum in highschool (how to pay taxes, budget, invest etc...)
> no "practical" financial education required to graduate from college (yet we still are REQUIRED to take a few semesters of: Art, History, Social Science; Science; Algebra/Statistics; Foreign Language; and, Physical Education)
> students have to take out loans to pay for literal years of filler classes ("electives")
> make student loans easily accessible to literally anyone that wants one, very little background checks are done and very little is done to verify if said student will realistically be able to pay them off
> said loans have high interest rates and cannot be discharged by bankruptcy
> hurr durr why are student loans a problem

Greedy Boomers just trying to squeeze the last little bit out of us before they finally blow up the economy for good

It has nothing to do with Jews and everything to do with blacks with poor control over their spending

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Yes. In addition, while the plebs were getting their variable rate loans, the jewish fed held the 10 yr treasury at all time lows with QE. Now the 10yr treasury will spike higher due to QT and all the plebs with rising interest cost of their student loans will yell DRUMPPFFFFF because ironically they did not learn about the FED despite taking on 100k in debt. Always remember the root of most American problems is the jews

>You are a stupid cuck that likes rent seekers and feudal slavery
No you dumb retard, I don't. Which is why you shouldn't take on debt for useless bullshit and should live as frugally as possible to save money.

You are a sjw faggot who opposes landlording

yeah boomers and jews are trying to sabotage white people in order to give black and brown people a leg up
no it is literally the jews. Nice try tho. All FED chairs except Volker and now Powell are jews. Explain that wiseguy

Yeah not only that but it's turning into a fucking shithole over here. I drive my fucking mint Audi over huge pot holes and past multiple homeless camps to get to my shop. I had a neighbor just burn to death trying to cook meth in a "good" neighborhood. There isn't anyone looking out for the people anymore and I am expatriating ASAP.

Let's say we have a extreme case of 10% intrest.

Would cost her 5000k a year.

In order for paying 30k intrest, so would already been paying 6 years. In those 6 years she paid only 2k of her original loan.

LIKE WTF STUPID BITCH JUST PAY UP.

Even when she would payed 2k a year (so 7k in total). Costing her 560 bucks a month. So would already payed 12k of....

Is she thinking the loan will magically dispair if she only pays intrest??

God I hate this kind of people

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Are student loans the next black swan?

Hey stupid cuck. It takes my GF working 160 days out of the year to pay her rent and insurance, she rents a 500sqf attic apartment and pays 18% under what the average studio goes for in my county.

A feudal slave worked 60 days out of the year for their rent and taxes and was not allowed to leave their country. (try to immigrate with less then 300k in cash or a masters, I have and it's fucking near impossible.)

You really don't have to look far back into history to realize that we are being fucked and if you love it and love eating food that kills you while there is more then enough fresh food readily available then you have to be a fucking moron.

THERE ARE ENOUGH RESOURCES TO HOUSE AND FEED EVERYONE AND LITTLE COST TO SOCIETY AT THIS POINT. I had to hear that shit for two years to realize that it means that we are being enslaved and we shouldn't fucking be so happy about it. Efficiency keeps rising so why the fuck should the standard of living drop.

Jow Forums cucks chime in

the jews did this

> shouldn't take on debt for useless bullshit

I agree that's true, and getting a loan for a degree in something like Art History is stupid as fuck. However, there are many areas that are literally impossible to do without going to college/post-grad. Because the tuition prices are inflated to all hell, it's nearly impossible to get into that field without taking on some student loan debt or being well off beforehand.

I've unironically got 150k or something stupid in debt that I will either have deferred through government programs (i.e. work for us for shit pay for 10 years and we will pay your loans) or i'll wait for this shitshow of a system to explode, which it will.

It's like watching a horrible wreck in slow motion. You can see the wheels coming off now, only a matter of time before the tire-less car slides through the intersection at full speed

No you are just a mindless slave that doesn't realize that we have entered neo-feudalism the same way that we did the first time.

I was raised rurally, own a business, never went to brainwashing school. Just turn off the fucking news and learn about past political structures and compare it to ours.

I just care about humanity being responsible for humanity and could care less about who is a landlord. I just don't like fucking Toshiba buying 400 structures in my RURAL area with no jobs and leaving them empty to force land prices higher.

>He gives you the answers but you reject it because of your prejudice against Jow Forums

You will forever be a slave, funny thing is you keep going on about serfs.

Identity politics don't matter.

It doesn't matter who the fuck did it. It just matters that it ends. It could even end peacefully. If we are going to pay taxes and all of this other shit then the central entity needs to make us live freer, longer, and with more opportunity and if they are encouraging slavery then they need to be reigned in.

>Foreign Language
Just realized the whole purpose of foreign language is to get you ready for the one world goverment.

>the Federal Reserve invented student loans

>However, there are many areas that are literally impossible to do without going to college/post-grad
then you don't go into that field retard

>muh neo feudalism
move to the midwest where you can easily afford rent on minimum wage. As for Toshiba, start shooting surveyors and lawyers if you want to stop (((land speculation))).

Look up her Twitter. She's some partygirl "proud slut" that hates manlets. Anyone pitying people like her is a part of the problem.

I fucking hope the system explodes, I'm 75k in debt after just a Bachelor's degree. I want to teach English overseas in Japan, and the only way is with Bachelor's, minimum. What else was I supposed to do?

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I agree with you but Jesus fucking christ are you a brainlet.

>THERE ARE ENOUGH RESOURCES TO HOUSE AND FEED EVERYONE AND LITTLE COST TO SOCIETY AT THIS POINT
Why should we even do that? Surrogate activities can't sustain a society. But you're a socialist bleeding heart cuck who sounds bitter at being born poor and not grateful that he could be doing something fulfilling and truly meaningful.

Tell me more about these Jewish tricks to stay clear of

You know that the "anti-globablist" narrative started because the tenants of free trade, free movement and no central identity doesn't let them control you. They couldn't stand a world with sovereign people.

Think about it. You fell for the same meme that the liberals did and if you want to add identity the "right wing" (it's all the same) media is also ran by jewish people.

Get your head out of your ass and quit worrying about who and just fix the fucking problems.

Oh there are people without real food when there is a surplus? Round them up and push them out of society and power. It doesn't matter what fucking race they are. If you do bad then you are bad. There is no other narrative.

The decay of the United States started in 1913 (creation of the Federal Reserve) and we are seeing the devastating effects along the way. The bubbles will just keep getting bigger and more will suffer exponentially.

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> However, there are many areas that are literally impossible to do without going to college/post-grad
> then you don't go into that field retard

Yeah lets just abolish all higher level education. We don't need Doctors, Lawyers, or anyone else working in the fucking STEM field anymore right?

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Fed reserve is gonna create a recession that will lead to a depression or the student loan will cause a recession. Either way we’re heading down a dark path. Thank God for crypto to save society

You stupid faggot I have love and my own business and have been all over the world on money that I made. Shut the fuck up. You literally have to be low IQ to think that this is sustainable.

I have resolutely made up my mind to leave the US after talking to enough people like you. If people love oppression then they can be oppressed.

You like the patriot act and what the banks did? Do you like that the government prints money for corporations that then loan it to you while you slave for it? How does that make sense to you?

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I would even say that I have been so fulfilled and have so much free time that outside of my business and studio I get to think about to help humanity and study history to see where there are patterns.

No actually I am a South African who had family and friends murdered by people who turned out to be middle class blacks and interact with black people everyday of my life. There is a clear fucking difference between white and black people you dumbasses will not acknowledge because of your ideological fucking protected world view.

I does matter what race they are, it matters a fucking lot if we are ever going to move to a better world, but ideologues like you will forever keep us in a state flux because of your moral weakness where you choose the "happy" option instead of the pragmatic one, the one that needs to be done. Fuck off.

have over 100k in loans. just ditched them 8 years ago. Since it was Canada, not US, I got completely free but if I return to Canada they will garnish my wages. It's funny because I've never held a tax paying job there. At one point i was offered a job that paid 13/hr and I thought about how this shitty wage would end up garnished so I left the country. I make 6 figs now and whenever i return I'm not arrested at the airport or anything. Burger and sheep fuckers, not so lucky.

Well I am off in my German sports car to eat sushi and fuck my 20yo asian model gf.

Keep larping and enjoying being a slave. All I can say is that crypto can free you and every mind in the space seems to be on the right track to address these problems so keep buying and supporting the non-slave ideology. Just wait until you start paying 70k a year in taxes and you will think about it more.

Nah I hear you. Their culture is fucked but if we quit fucking raping them and educate them then we can make progress. Blacks in the US literally can not read at a 10x higher rate. How tf do anything positive if you can't read?

Just stop the government giving out credits like candies and the uni prices drop significantly. All the meme lesbian dance majors will also die.
Stupid Americans, helping you against the Brits was a mistake.

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Education is a meme user you can't educate the double helix. I could go on and on about stories of rich/educated blacks children who went to the exact same school as the whites and end up stabbing people over a minor incident.

Is the federal reserve from Jew dark magic they practice

although I am a libertarian I have to admit that a lot of us are wrong about a lot of things.

woke co-worker

>three butthurt posts and larping about how great your supposed jetsetting life is
>"hurr you must be low IQ to think a society that doesn't overconsume is sustainable"
Congratulations on finding your utopia, which is living a deracinated dopamine chasing lifestyle. The only it can be sustained is by having a slave class below you, or robots/subhumans doing the actual work (which is already leading to decay in first world countries).

No you idiot I'm not a fan of the Patriot Act or Jewish fiat currency. I'm also not a fan of worthless parasites like you, but that problem solves itself because you either will have no children or some Eliot Rodger tier mutts that are further degenerated.

Except you don't generally have problems finding employment as a doctor or lawyer. Art History will get you a comfy barista job tho.

She's a nigger, what did you expect? They have no financial literacy.

You have a small brain. Try reading it again kiddo

Kys boomer faggot

Savages will remain savage. You need to realize niggers and other subhumans will never be equal to europeans.
You cant teach an old dog new tricks.

I feel sorry for Americans, here in Scotland we get our first 4 years at university for free, and on top of that we get payed anywhere from £600-£1000 a month which doesnt need to be payed back, with how good your economy is i cant see why making young people be burdened by debt is good for anyone.

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GOOD >> LEARN YOUR FUCKING LESSON

Don't loans get forgiven after 10 years? Just pay the minimum payment until then.

>muh jews muh jews muh jews muh jews muh jews muh jews muh jews muh jews muh jews vv
wow I learned so much

go back to réddit, newfaggot

fucking BASED

an entire generation which won't get married, buy a house, or have children

it is not going to bode well for the future economy, that much is certain

I thought federal student loans were 0% interest?

Imagine putting 50K in the Stock market 10 years ago instead of paying university.

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Right the market dip.

Wew lad

You don't understand Americans.
They will call it Communism, wave the American Flag and pay 20% Interest on their Credit cards.

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>Fix symptom without identifying disease.
>100 years later back in the same scenario, but more people are getting fucked
Cut. Cancer. Out.

You would of lived off the Dividends alone.
I was in Highschool then and had no clue on what The Stock Market was until 3 a years go.

Would retired on Tesla, Amazon, Microsoft, Micron, AMD, NVDA, Netflix and on some Leverage REITS and ETFS.

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Ok so I graduated debt free cause I'm not a fucking iidot and went to a decent state school that might be the best value in America. Trouble is I really do not like working at all.

Is there anyway I can qualify for student loans and use them to buy crypto? I plan on defaulting even if I make it-- I just assume the reddit generation will lobby to have their massive debt forgiven and I want in on this gravy train. I already have an 800 credit score and figure if I get enough loans I can just buy anything I need cash when the housing market inevitably tanks.

How strict are they with student loans?

that’s all funded by North Sea oil. Not feasible most places.
You have a small brain

Take your LARP back to /pol faggot

Supply and demand. You fucking retards how simple do you need it to be.
If there is a large influx of people with degrees the value of degrees go down, if the number of laborers increase in proportion to jobs created/available wages go down, if you have a minimum wage instated to prevent this then the number of jobs available will go down.
We live in a situation where there is a influx of meme degrees, a influx of laborers, a exodus of jobs to places of lower regulation, a minimum wage ensuring what few jobs that come out are high in demand, and automation ensuring that fewer and fewer services even need human supervision.
Its a employer's market address the problems above or nothing will change.

Doctor here, the amount of "education" required to become a doctor or lawyer is absolutely memetastic. Most of the learning is on-the-job. University/college time could be cut in half by removing the fluff (of which is there is a surprising amount) and allowing new grads to enter into closer apprenticeship-style employment relationships on graduating. The globofeminists are hellbent on destroying the apprenticeship aspect of most professions though, as it's an environment in which women and minorities rarely thrive. As a result new attending-level doctors are significantly undercooked compared with previous generations of the profession.

Reminds me of the interest-only mortgages from our Aussie friends, where most people that take them don't understand how they work. Financial illiteracy is universal.

She now knows why Jews are among the most hated people in history.

pharmacist here, an 8 year old can do my job, that or be completely automated.

wethoughttheywerewhite.tumblr.com

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I'm conflicted.
On the one hand, i have a pure hatred for worthless cattle, the dumb and the poor, all those retards that can't wrap their mind around the concept of interests, and want to kill them all.

On the other hand, it was all made by jews seeking to enslave, as is their diseases snakes instincts, and who obviously need to be killed to the last.

Can we kill them all ?
I don't want to choose a side, i want to kill them all.

Do something not retarded, be decently good at it and 2 or 3 years after university come over to glorious nippon on a HSP visa like I did doing something other than being a eikaiwa monkey.

>Promising 18 year olds a lot of money if they sign on the dotted line
>It's mostly bullshit

Yeah that's fair

6.8% APR

lel watch out for when auto loans, student loans, and other forms of credit begin to default. will happen right along with the real estate market crashing and the 2/10 yr bond yields crossing.
may or may not also coincide with rahowa lel ;)

Don't forget you can't settle.

>Have $100k in debt
>Family member will help
>Offer $70k settlement

NOPE, they don't give a fuck. They get every dollar.

It is one of my sincere hopes that an entire generation gets together and all agrees not to pay the loans.

And before you bitch at me I paid mine. Biggest mistake of my life was going to college.

You know Trump is going to erase student loan altogether right? What you owe literally doesn't matter at this point.

>having a gf
You already fell for the kike scheme

Non burgerfingers here, so does that mean with the upcoming rate hikes by the fed, student loan interest rates will rise too?

how is he one of us? We never went to college or only went because it was free. I didnt evne finish college because i realized it was bs after a year

They are 18, not 12. They deserve everything they get.

Guys if you were to make it from crypto, would it be dumb to just pay off your entire student loan balance in one go? I know it helps your credit to pay loans on time but it would be cheaper in the long run to pay it before interest accrued.

Yeah, of course is the financial industry praying on young people who don't know better. Yes, its a complete fucking travesty and scam. Yes, 90% of people's futures have been sold out to the financial industry and face a future of literal wage slavery for the rest of their lives to finance the lives of the wealthy.

Rich get richer, poor stay poor.

Just like how the financial industry and government have colluded to make it impossible for 90% of people to own their home without financing it.

Just like the financial industry pushed reversed mortgages to rob family wealth, push auto loans, credit cards, and the consumerization of technology to lure people in a lifetime of debt without ever being able to build wealth.

Just like how the government monopolized sports and gambling.

Remember, when most people are young they "trust" the government and think the government is actually on their side. That couldn't be future from the truth.

Power consolidates until people get sick of it and revolt, usually builds up into a singular violent conflict like a revolution. Power is redistributed to the people, government is made to better serve the people again, then slowly it is corrupted and gets worse and worse. Eventually the masses are have been extorted to point of hopeless poverty, we aren't that far away.

They literally dont know shit about what you do with the money. Can't default or get them expunged by bankruptcy though, so if you don't pay em off they'll garnish your wages and other shit.

They will verify with the school that you are actually attending and you cant get more loans than tuition costs + related fees

> t. $5k in crypto loan money

I realized this before I left high school kek
Parents still made me go to college and I'm unemployed at 30 with a degree... I want to unironically die...

This.

Just graduated law school and it was a fucking joke. They literally wont fail you unless you don't show up to x amount of classes or you fail your final spectacularly. Post-grads are just to weed out the last few fuckers that don't have what it takes to grind out some bullshit for a few more years.

get a real job. Teaching english is for losers and deadbeats.

You law-fucks are unreal.

$150k to $250k of debt for a degree that is gonna start you at $50k to $75k a year.

law is truly a joke now.

Lump sum would definitely be cheaper at face value.

However, i'm not nearly good at math to determine if it's better to:
A. Invest that lump sum and make payments with the earnings from that investment

or;

B. Not pay a damn thing and wait for the collapse so you hopefully wont have to make any payments

A lot of lawyers literally compete for public service jobs because they can get debt forgiveness after 10 years of making 10% income payments. Then they get bend over and ass raped dry by the IRS but its better than getting raped by 6 figure student loans for a another 15 years.