Let's say you have a million dollars to invest. How do you decide the etf/index ratio...

Let's say you have a million dollars to invest. How do you decide the etf/index ratio, how do you decide which company to go with (fidelity, vanguard, etc.), and which tracker to use (s&p 500, ftse 100, or all of them)?

Attached: download (11).jpg (205x246, 10K)

Other urls found in this thread:

bogleheads.org/wiki/Vanguard_four_fund_portfolio
twitter.com/SFWRedditVideos

Just go ALL IN ON on LINK
Nigga you crazy?

Fuck off memecoin faggot.

There's no one here to help you. How does that feel?

Feels totally okay since I have a lot of money and you own interney monopoly money.

Who is the fag in the pic?

doesn't matter who you go with

mix small, mid, large cap
mix growth and index
mostly US, a little bit international, and less developing
little REIT, some precious metal
25% net worth should be crypto
keep a couple years expenses in cash so you can hold during a recession, keep more if you want to buy the bottom during a recession.

Assuming $1m free money after tax

Me:

- 800k into VTSAX, straight up
- 100k into a real estate investment / rental property
- 30k to blast away low interest debt
- 70k liquid cash/emergency fund

Keep on wagecucking part time for like 5 more years and be done.

>doesn't matter who you go with
Yes it does. Fees matter.
>mix growth and index
These are not mutually exclusive nor counterparts. The terms you mean are growth/value and index/actively managed.
>mostly US, a little bit international, and less developing
>25% net worth should be crypto
And into the trash you go.
>keep a couple years expenses in cash so you can hold during a recession
No ... just no. Very few people (and certainly not OP) need an emergency fund of 24 months expenses.
>keep more if you want to buy the bottom during a recession.
Timing the market? Into the trash that's inside the trash.

>100k into a real estate investment / rental property
What real estate can you get for that much?

>ElonGay

Attached: 5b42c640fc7e93bb448b4640.jpg (900x506, 74K)

exactly what I would do, except the liquid fund would only be ~$20k

>No ... just no.
you're on the wrong site faggot

>VTSAX
That's u.s. only right? Wouldn't it wise to do 70% u.s. and the rest global?

typo, obv. i meant growth and value

yeah you do need cash if you going full stocks, when the S&P500 drops 50%+ you do not want to be selling your shit at half value especially when you only have 1mil

Im a legit financial advisor. So long as you diversify your going to be ok. Make sure you select the volatility for the time horizon. Id say 5-10 max in crypto, but thats only if your frothing at the mouth aggressive.

Is that what your business card says? "Legitimate Financial Advisor"? Don't worry baby, you can trust me, I'm a legitimate financial advisor.

>when the S&P500 drops 50%+
Things that have NEVER happened for $500, Alex. The *worst* year in stock market history only saw a 33.8% drop.
>you do not want to be selling your shit at half value
Why would you sell after a market crash? Are you fully retarded?

On Fidelity, go for iShares ITOT, total US stock market. Lowest ETF fee of only 0.03%. Has ~3k stocks instead of just ~500 in IVV (S&P 500 with expense ratio of 0.04%). Has mid and small cap exposure and has been on par with the S&P 500 or outperformed it because of this.

what the fuck are those
just send it to binance and buy LINK

>Things that have NEVER happened
The S&P500 was over 1500 in summer 2007 and just 9 months later was in the 600s.

>Why would you sell after a market crash? Are you fully retarded?
Because you had no cash? That is my point, hold a good amount cash during the late stage so you can hold out a recession or even buy the bottom if you want.

Enough for a down payment of 30-40% in my area

>The S&P500 was over 1500 in summer 2007 and just 9 months later was in the 600s.
This is a lie. The S&P 500 hasn't been below 700 since the 1990's. Fuck off, kid.

>Because you had no cash?
Ever hear of dividend yields? Protip: companies still pay dividends regardless of their stock price.

Delete your account.

I'd go over my medium to long term goals with a financial advisor and have her figure it out...

The bottom was high 600s in 2009...

And even with 1mil all in the s&p500 your dividends would be like a $1000/month lol.

Hmm, "9 months" after "summer 2007" suddenly became 2009. Math is hard, huh?

>$1000/month
You honestly think the S&P 500 dividend yield is 1.2%?

It's very easy to ignore your posts when every single one of them contain major errors. Stop doing that.

read some books. get a financial advisor. if i were you i would go something like...
40% spy
40% intl bonds
10% awk (water)
10% your favorite gold or silver index

>40% intl bonds
Oh for fucks sake ....

Now I see why this board went full crypto retarded. Actual investment threads are apparently just too much to ask.

Attached: Clipboard01.jpg (1552x800, 125K)

S&P500 dividend yield is literally

If you can't understand the difference between a 1.2% and 1.8% yield on $1MM in principal, then please stop posting. Your income projection was understated by 50%. Jesus H. Christ...

i'm pessimistic, what can i say? you got a better portfolio? present it~

>you got a better portfolio? present it~
bogleheads.org/wiki/Vanguard_four_fund_portfolio

Attached: d5ea1caa49bbce797af06672e5721ead.png (420x420, 74K)

You know stock market doesn't go up forever right?

Attached: Trash.jpg (950x534, 125K)

>You know stock market doesn't go up forever right?
Except that it does, in the long run.

rude~

why arent you niggers buying cnn
>da fud monsta

I prefer fixed-rate bonds with a given maturity date.

non-muni bonds exclusively