back when I was poor I used maths to calculate exactly how long it would take to pay off all my loans so I could save as much money as possible avoiding interest on the bad ones.
just found my old mathematica workbook and am willing to graph out the numbers for some of you if I still remember how. I'm not being generous, just brushing up on my maths skills for work. there's 3 loans displayed here: >the curved lines are the payment amount with the number of months it'll take to pay off, >the diagonals is the amount of interest you'll pay over the given number of months
if you want a graph of your loans I need the following >1) loan balance >2) exact interest rate >3) your current payment amt on the loan (to show exactly how long it'll take to pay off @ current payment - they had me at 15 years)
balances and payment amounts across multiple loans that have the same rate can be combined for simplicity. I was able to do 50k in about 4-5 years with minimal interest.
I'm from Canada. Had zero dollars in loans at the end of my undergrad, and zeros loans, 40000$ cash they paid me at the end of my PhD. Felt pretty good tbqhmfamalamadingdong
Owen Parker
what
how's that work
Andrew Murphy
I live in europe. I graduated school with a CS degree and got a job as a sys admin 6 months out of school. Right now I'm making 80,000 EUR (about $94,000 USD) and have zero student loans as school was free for me. How sad that instead of using taxpayer money to fund education American's use their taxpayer money to pay subsidies to lobbyists who keep corrupt politicians in office and a bulk of the rest to the armed forces. America is the country of cucks.
Have fun paying for social security to feed the boomers even though you will never see any of that yourself. Oh, and don't forget your $100,000 of debt to go to college. Your country is a joke. You let your government walk all over you and just willingly take it like a prison bitch.
Parker Bell
yes, I agree with you, our country is shit. luckily I paid off my loans quickly and was debt free in my mid twenties and have a good $100k+ job and a mountain of crypto, so I'll be just fine.
every region has its pros and cons though. I live in a major city for a fraction of the cost of what it would cost in an EU city, even cheaper than the suburbs of my own city, so my money goes a long way now. really the only thing you have on me is health care but I am a young single guy and don't even use it.
most of the burgers my age are in dire straights though so I do feel bad for them.
Nathaniel Adams
This is such a beta mindset it’s unbelievable.
Focus on earning huge income. High ticket sales is probably the best. Doesn’t matter the industry. I just closed $135,000 commission on Friday, what the fuck does a $40k loan mean to me when I close 6 figure commissions you see? Stop thinking arithmetic-ally, stop thinking exponentially, and start figuring out how to achieve geometric growth for income. Penny pinching is for poor people and those who do not know how to generate income.
>inb4 what were you selling
Large mutli year contract for an online learning platform to Universities. But it doesn’t matter what the fuck youre selling.
Blake Reed
cool bro but I am doing fine now, I'm just here to help wagecucks who are in the same position I was years ago but don't have the skill to see how deep they are in.
nice work, you're clearly above average. but you're a salesman so there's no use telling you not to be an asshole.
Joshua Rivera
The fuck did your parents pay for all your undergrad rich fag?
Parker Parker
You’re welcome for providing you with free military projection, you ungrateful eurocuck. I hope Trump sends you a bill and lets Russia take you over if you fail to pay
