not gonna make it
>not getting 2%-5% cash back on all purchases
>not using revoult and paying little to no fees, instead being happy about the little fraction you get back in the form of 'cashback'
I keep it simple with this card. Had to lie to USAA about being a military veteran but they let me keep it.
2.5% cash back on everything
>moved into a new house
>Got a Lowe's credit card
>Spent 10k on repairs
>10% cash back
>Never use card again
Like taking candy from a baby
>transfers fund overseas instead of spending domestically
pajeet detected
we're all gonna make it
>yeap, all you have to do is get a credit card and buy your expensive stuff, then the bank will increase your rate eventually. Easy right? *sip*
>hurr durr I just went $10k into credit card debt but at least I got muh free airline miles
The absolute state of cardies
>not showing Citi Costco card
>not showing Chase Sapphire preferred
Fag
>hodls pajeet tier cashback cards
>Fag
if you use cards intelligently and don't go into massive debt they can actually be profitable - if you settle your balance every month and don't incur retarded interest rates you still get the cash back and/or points or w/e but it's the exact same as using cash. This only works if you have a brain and don't treat credit cards as free money or w/e like an absolute nigger