200k into reits

I'm about to slowly feed about 200 into the reit sector. Been doing so for awhile and like the dividends, so I took out a bunch of loans and will juggle the debt/refinance until I'm fully paid down. Anybody do this shit on the regular? Not bait. Actually placing a few trades now.

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I plan on buying some self storage REITS once we have a confirmed recession or it starts looking obvious.

Very popular and needed when people start getting divorced and losing their homes. Leading cause of divorce for men is losing their job.

For your sake op, tell everyone it's bait

This is literally the most retarded post currently on the board

REITs are pure meme investments. They are not real estate.

I would bet money that what you're actually buying are just credit default swaps and toxic loans

They're also horribly tax inefficient.

Yeah, their not mREITS. Many are companies like Realty Income (O). They actually own and operate properties. Or AMT which operates cell towers and leases equipment space on them. I don't play with things I can't understand like CDS. Anyway, that's kind of a normal reaction I quess. I'm just tired of buying stock and it not giving returns without a sale. Reits seem like a cash flow fundamental sector. I actually shop at a few of the properties that are owned by companies in my portfolio. Plus dividends pay bills. And yeah, I can't stand the crypto talk all the time, so I figured I'd share my experience and see if anyone else does what im doing. If I lose some money, it's not like all 30 or so stocks are going to 0 any time soon. Dividends also play into my returns, which most people dont ever see.

And yeah, hope don't lose my job and get divorced. And if I do, at least I'll have a beefy portfolio.

And why for my sake should I tell people it's bait?

>Taking out loans
>Taking out loans to invest

You were never going to make it

don't forget
>at the top of a boomer housing bubble

Leverage is used everyday. Not a big deal when you mortgage a house or car, why is it a big deal when you buy things that actually make money and pay you quarterly or monthly? Do you want financed stuff, or do you want financed assets that pay your bills? Seems basic shit to me

Not invested in mortgages or housing. There are other types of reits like the ones stated above.

First, cars loans are peak stupidity.
Second, I don't agree with home mortgages either.

And the biggest issue with investing with borrowed money is that your returns are never guaranteed but your interest rate is fixed. Too risky

>implying shitcoins aren't an even bigger meme

You'll be bankrupt in

Agreed, except for the fixed interest rate thing. I can modulate total interest paid by making prepayments and taking out loans with low interstate rates. I have great credit, and most of my stuff is payed off. Plus I collateralized certificates of deposit, so the bank takes the balance owed out of them if I default. I've minimized risk pretty effectively for what I'm doing I think. Also the risk of default is further lessened because of the revenue I receive from dividend payments. So instead of hoping and praying that my 30 stock portfolio will go up, I get dividends regardless of whether the stocks go up or down. Every quarter or month. Not that risky I'd say.

Ive been putting money from every paycheck into a few REITS and BDCs...which ones are you in?

I started a new portfolio for this project:

LADR
O
APLE
SPG
VTR
SKT
KIM
WSR (higher risk)

That's all for now. I'll purchase more different stocks when I think the stocks are undervalued. But ultimately I'm looking at around 30 individual stocks.

Oh yeah, and:

AMT

They are doing serious work in India right now

Wat is interest rate u r paying 2 BANK?

CTRE, thank me later

The loans are all 4.25 apr fixed, but the collateral pays 2.25 apy

I would recommend everyone in RIETs or BDCs to reconsider. As interest rates rise, the value of their leases go down until they reprice (which could be decades with a long term lease)

Investing in high asset beta banks wouke be more lucrative and provide great cash flow with better upside potential.

Thanks for CRTE;)

OP, I like this plan.... in two years into the future tho

Any recs for high asset beta banks so I can analyse?

If you were to invest in any RIET, the best one in my opinion is VTR. I've been a bull in healthcare RIETs as boomers start getting old

I like midcap and small cap banks as I believe they will receive the most benefit of interest rate increases since their revenue pipelines are not as diverse.

UMBF and WBS are good midcap banks with diverse pipelines and plenty of room for dividend increases.

I like the D.C. Market. Comapnies like EGBN and SASR are hidden gems.

FNB has that yield you like. BBT is also another great mid cap.

Great bank ideas in this post

Thanks alot. Those will give me a good idea of what fundamentals I'm after I bet.

Sounds like you are only considering commercial reits? What about residential rental REITS like EQR? Wage stagnation=more people than ever will be renting into the foreseeable future wouldnt you agree?

Some of those have spotty dividend payment history. I'll admit, I'm a sucker for businesses that are legally obligated to pay me a dividend, hence the reits. I'll look at banks for more diversification. Who knew I'd consider a new investment vehicle today?

short REITs

EQR was in another portfolio of mine but I sold a few months ago. Wish I would have purchased more in march or april...

You fags are the greatest. I love Jow Forums.

these, this is an exceedingly bad idea when everything is at or near ATH

I get it. But gotta start somewhere. 1 to 2 decades is my time horizon for investments. I'm not worried about the next dip or recession. I'll just buy more stock at a discount while reaping dividends