Fellas

Yeah but renting feels like throwing away money.

Not really, just a normal dude.

Thanks !

Well we don't have a house yet. I do have some doubts about the stocks I bought which was pretty impulsive. Well the Penny stocks atleast make more than my saving account so...

I made 2k euros with cryptos some time ago. Don't feel like doing it again. (Volatility too much stress, losing 30% in one night)
I don't wanna risk putting al our money in it. But i do agree on the saving/inflation loss.

My girlfriend is pretty right leaning but soft on the other hand.. do you know a good global index fund ?

>Yeah but renting feels like throwing away money.
depends on a single thing: rent/price ratio
below 0.5% you have to fucking rent! buying is bad move. above 1% you are a moron if you don't buy and rent out. above 0.6% it could work out for you to buy.

>like all the N*groes are doing.
Spics do it probably more at this point in raw numbers.

Women are meant to be moulded into a person suitable for their partners.

I personally invest in:
1. Vanguard FTSE Developed Europe ex UK Equity Index
2. Vanguard FTSE UK Equity Income Index Income Fund
3. and a US one that I forgot the name of

Vanguard has "VHGEX - Vanguard Global Equity Fund" which I think encompasses all of the three above so you only have to invest in one fund. I am sure there are others and not only from Vanguard.

I'm not sure what you mean. We are paying 770 euro each month. Our goal is to buy a house costing around 330k euro. With a payment of 70k beforehand and then 1200 each month for 25 years.

Thanks man, sure gonna check it out. Is it possible for europeans though? I had problems buying US funds on my european broker.

rent price ratio is the average rent and average price ratio in your area for the same building always. so if a building is 770 euros a month and also 330k sell price you got 0.23% rent/price ratio you have to rent.

Ow oké. The Rent we have is not our house we gonna buy though. But I understand it. Maybe not bad we gonna Rent some Longer.

Yes it is. Search for global equity funds or similar in your brokerage account.

This one for example is in euro: markets.ft.com/data/funds/tearsheet/summary?s=ie00b03hcz61:eur

Now is the worst time to get a homeloan you fucking brainlet cuck. You and your girlfriend would either be homeless or you'd kill yourselves in 5 years

>25
>we
>we have 25k