Are you living life correctly?

>free healthcare
>free education
>cheap public transport
>not killed in the weekly mass shooting
europoors lol

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>first kiss at 15
FIRST WORLDERS FUCKING WORTHLESS LOSERS!

I lost my VIRGINITY at the age of 11 with a 15yo girl

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>free

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I'm 30 and i finished paying of mortgage of my house. Did i do good?

It's British. 40k is like $55k US. Which is just about the median household income.

More like road to wagecucking

more like 2700€ after tax (in France)
it's what I earn for a year (from my job)
Median salary is 1750€

>age 30. Start earning AVERAGE wage
Ah, vai tomar no cu, OP
VAI TOMAR NO CU!

Who wrote this shit is a fucking piece of shit Jewish

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but you've had kids with a roastie?

>amigo loans.uk
Imao, let the banksters tell you how to live

How to live like a goy.jpg

>"first kiss"
Degenerate.
>"full time job"
Guess so.
>L's
Already on P's
Own car, needs fixing though.

I'm hoping to get married by 25 and start a family.
Also start a business asap.

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Actually pretty matched up with every one of these at 32

I'm 25, not 28.

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>tfw AMIGO means FRIEND in Portuguese/Spanish
Kek

As a Brazilian would say "Amigo da Onça" (Palligator, two-faced)

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>married
You are the degenerate all along

So you have 3 houses are retired and have 2 kids?
Nice

EVERYTHING FOR MY AGE
ARE YOU FUCKING STUPID ON Jow Forums?
WTF

Goym 101

>buy a (((BRAND NEW CAR)))
>*Price is Right music starts playing*

Can't handle a little banter can we?

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This

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Nah God wills it.

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33 and done everything there so far except 2nd child. That said I'll probably be retiring in the next year or two because of health issues. Such is life

So after 10 years of earning below average wage, renting, and having 2 children, buying a brand new car.
You should afford your own house.
Bait for people to off themselves

Interesting that between 40 and 60 nothing of importance happens.

>life of a wageslave goy
two holidays a year?

It's advertisment for lending money, user

>First full job with 19
19? What? In Germany, you start working full time by the time you leave school, which is between 16 and 19, depending on the school.
>Driving licence 20
I am 30 and can get around without one quite comfy. My boss (45) does not have one, as he dont need one.
>first holiday with friends 21
Why should this be an achievement?
>move out at 22
I am on very good terms with my parents but was eager to be on my own, when I turned 18. No one I know stayed with their parents until they turned 22.
>buy first flat at 27
If you enjoy being stuck paying skyhigh rates and interest for a loan at a young age, that is fine. But it is stupid as hell from a financial perspective in most estate markets right now.
>kid on 28
This just adds another burden on already overstretched finances, so no: not wise at all.
Managable, still - but not wise.
>buy first house with 29
With the first flat not being paid and having a little kid, adding yet another burden is straight dangerous. Most people doing this will end up broke, as soon as the first problems arise (divorce/unemployment/sickness etc.).
>average wage at 31
Ok, this is bullshit. If you earn below average with 30, you dont buy a flat and a house before. No bank gives you a loan to do this without adding crippling interest on top.
>new car with 32
What? Why buy a new car suddenly? A still not paid flat, a freshly build house AND a kid?
No one gives a loan for this and in no way is it possible to save much (or any) money under these circumstances.

I stop here now. This whole plan is ridiculous garbage from a financial perspective.
Not just a little, but I would say that you easily commit financial suicide by following it.

I am 25 and I make 70k USD

What the fuck is this shitty infographic

No wonder fertility levels are below replacement. (((Western))) civilization is a civilization of death

>age 37
>start earning 40k a year
Wut?

This is probably the worst infographic I've ever seen in my entire life.

Let's see. I'm 23.

>first kiss
Nope.

>full time job
I'm in college and working as a part time developer since I had been 21

>driving test
Nope. Not even started to get my licence yet. For now, public transport is all I need.

>holiday
I had my first holiday with friends in spain when I was 19. Get on my level, boomers.

>moving out
I did that at age 20. Again, get on my level.

>car
Nope.

The rest is not yet arcihvable, but if my parents cut off my life support, my salery would be enough to pay my rent and some food.

If I wasn't such a massive sperg, this image would not be that far out of reach.

Lmao brits are such fags

>age 37
>start earning 40k a year
u wot? That's less than my starting wage.

>I did that at age 20. Again, get on my level.
>but if my parents cut off my life support, my salery would be enough to pay my rent and some food.
Looks like you haven't moved out yet, user.

This is the UK. Believe it or not very few people without a uni education like the chart implies ever get to that. It's made by a payday loan company which has set unrealistic goals to make people feel insecure and borrow money.

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AHAHAHAHAHAHAHAHAHAHHAHHAHA

Yep. Here's 1500€ per month goyim, you save 300. Why comain? House is 300k. See, you can save the money in just 83 years. Well unless the house prices stay same for the entire 83 years heh.

I don't live with my parent's, but I still live on their gimmiedats. Which I don't really need since I have had my job, but I can't just tell them to stop giving me free money. If I did, I coudln't use my salery as a disposable income to speculate on crypto, now could I?

yeah
im doing whatever the fuck i wanna do *fucks a tranny*

Was thin chart made by Jow Forums?
Get drivers license 5 years later than normal, strive for poverty tier wages, marry in the worst possible way, in just defies all reason. Kind of shit since I work 5 days a week but I'm making over 100k/yr. What kind of retard sets their sights as low as 40k? Decent goal for a 20 year old living in Alabama maybe, but wew. Almost sad.

You britbongs really are fucked eh? Seems like a caliphate will be an improvement.

(Same guy 3g cause banned)

Nah it's not really like that, I've spent about 4 years in cali. Min wagers are much better off here, skilled trades and low down office are better off here, decent white collar jobs are better in America and the good white collar jobs are MUCH better off in America.

Basically income isn't as dependent on education here and we don't have such a huge difference between the elite and normal, and no "poverty class."

>had sex with gf at age 15
>moved out at 19 for a few years for college (no debt)
>75k salary plus bonus age 25
>still living with parents

Just opened the website of these scamming fags.
As pointed out, they are indeed a loan company. And the most expensive one I ever saw. The charge about 50% interest on their loans. An expensive bank charges you about 7-8%.

This explains, why their "plan" leads to almost certain financial suicide. It is indeed to make sure some people feel insecure about their achivements so far.

>Don't go to college.
>Buy all the houses!!

yup, thats the life

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nice try NSA

Idk about germany but in north america you can get a loan without a proof of employment or income. They just check your credit score

>buy first flat
>buy first house
>average salary

not possible without mortgage and living on debt is no achievement at all.

checked fpbp

it's advertisment for loans, user

me

>12
first kiss (hottest girl in the school)
>14
lost virginity (same girl)
>15
first festival with friends (had sex with 4 girls at this point)
>15
made my first 10k with my online business
>16
stopped growing (6'2 height 8 inch cock)
>17
graduated valedictorian from my private high school
admitted to Princeton and MIT
business is worth about 300k
had sex with 10 girls (all 8+/10)
>18
started MIT (top of my class)
parents bought me a Mercedes
business worth about 1M
got into crypto
>20
net-worth about 10M now due to crypto gains
my current monthly girlfriend is a super model
starting another business soon

not bad I guess

>tfw got 4/5 before the 23and still no first kiss

that was the case 20 years ago
nowdays its just not possible

Congratulations, Mr.Third Worlder. Now don't forget to rummage through the trash so you can have something to eat tonight.

>Are you living life correctly

Implying there's a "correct" way to live. That's just describing the normie way of living.

I'm not sure how ages 27-29 are possible. You have 4 huge expenses all at once.
Buying an apartment, getting married, having a kid, and buying a house are 4 very very big expenses, all piled up together. How does one get through that unless they somehow have 100k+ saved by age 25?

I see Holidays With Roastie as a tragicomedy along the lines of Weekend At Bernie's

zoom fast pupper

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>start earning 40k a year
>retire at 60

*breathes in *

AHAHHAHAHAHAHHHHAHAHA

>34, Become a manager at work
FUCK, I am 33 and there will likely be a manager position opening in the next for months. I've already had multiple people tell me I should apply, and it would be at least a 30-40% pay increase.
But I loathe the thought of having to spend half my work time in meetings, dealing with HR bullshit, and playing therapist / pretending to give a shit about all the incredibly petty bullshit my co-workers whine about. As it stands currently, I am able to spend 90% of my time on the computer doing pretty much whatever I want.
What do, Jow Forums? Is it worth it?

this

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>thinks the next boss deals with him doing nothing 90% of his time

Dont do it. You clearly lack the foresight for this position.

fixed

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>so much this

Holy kek

died

>40k
>Buying that many houses and "enjoying" them
>Basically getting it foreclosed on unless you start making more than a pitiful 40k and pass it on to your children
Mediocre as fuck. Also:
>Having kids after 30
The autism rates are going higher as we have kids later. This isn't a coincidence.

50 years old here. I had done all the first time cool things before 20 and I never did the boring ones.

based
unbelievably cringe

Would rather kms right now than follow this template

delete this

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>The good goy guide

Shit according to this I actually am.

Pass driving test at 20? LMAO.
Who the fuck has the AUDACITY to bum rides for 4 years the could be driving?

That's why you're in the third world. Instead of getting educated and building a career you people breed like rodents at your first opportunity and then spend the rest of your life slaving away for pennies so you can provide for your swarm of vermin offspring.

>play MMORPG
>age 15
what the fuck

so fucking glad i became a software engineer. people don't earn 40k until they're fucking 37??

you've made my day just a little better :')

>26
>105k
>Rent cheap but decent quality apartment and live super frugal.
>begone thots

>wage slave 50 hours per week in a job you hate so you can support your fat wife and 2 kids
>become an alcoholic to cope
Fixed it for you

This is good.

zoom fast pupper

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zoom fast pupper

zoom fast pupper

haha even in a perfect normie scenario, there are no milestones between 36 and death.

zoom fast pupper