What is the final verdict on XRP? I keep hearing that its a shitcoin...

HOLOCHAIN is a much better hodl

both XRP and XLM is pump and dump shitcoins

MS DOS was a copy

Congrats everyone we have reached a final verdict!
Now can yall pajeets shut up now

u tell me

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nothing to see here, just a bunch of moonmen leaving earth, oh I mean the solar system... oh shit they're on the way out of this galaxy

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There is no point in trying to convince someone to buy XLM over XRP. Those with IQ above 120 already know, did the homework and bought XLM and LINK. You deserve to miss out, retards.

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>buying xlm and link
>homework
>15 year olds

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Yes, they did not sell their tokens to raise billions like Ripple only to buy commercials at fucking Oprah, lol. If you do your research you will know that Stellar is currently only being distributed to the platform developers as a reward.

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My IQ is unironically 152 and I am not buying XLM ever.

Yes, Stellar Lumens are not yet distributed to the public. Why is it a bad thing?

That is a matter of choice. But if you are interrested in payment platform blockchain and you buy xrp over xlm you are just a larp. IQ 152 is a serious claim. Mine is 128 - 135 according to the official MENSA tests.

>Stellar Lumens are not yet distributed to the public. Why is it a bad thing?
kek
keep coping
remember that the sdf founders get 10x more tokens than all the holders combined each time the inflation is distributed

I am actually very happy about the negative attitute towards XLM on this board. Do not buy.

xrp is objectively better than xlm
in every single aspect
>token distribution
>network decentralization
>network speed
>development
and even fundamentals
>cross border payments(xrp) vs save africa(xlm)

yes sirs very good analisises sirs
Holo is the mooon lambo coin sirs

I have a very small stack of XLM because of risk management but I don't believe in it. Yes I was tested by a psychiatrist, then I was sent to another psychiatrist to validate it they wanted to put me on pills but I told them I am Scientologist and I don't believe in psychiatry. He didn't know about Scientology and their aversion towards the profession and I got mad because I had to explain the joke. He also told me I am very childish according to the personality tests and I must say I often participate in baby posting fren.

I'm just glad that XRP is going its own way and isn't pray to BTC gud traders anymore.

If the global financial system adopts it it will be big. The opinions of the masses don't matter because if they use it it will be underpinning their fiat transactions and they'll never actually see or think about it.

People angrily arguing that it's worthless and can be easily replicated are usually conflating messaging systems and settlement systems. XRP allows instant settlement. There's no ambiguity about whether the transaction happened or not. Everyone and their cousin can look at the public ledger plus the recieved XRP can immediately be sold on an exchange. So if, in ten seconds, you get the XRP and dump it for dollars or pesos or whatever... then you're not wondering if the transaction went through.

The public facing market is absolutely crucial and sets it apart from the SDR or whatever else is out there.

All the competition is basically just messaging. It's one party saying "hey I sent the money". But you don't REALLY know if they took it off their books or not. So it's not instant. There's a lag of hours or days. Time is money. Banks like money. Figure it out.

Now all money is backed by confidence. But the source of that confidence varies wildly from money to money. The USD is backed by the confidence that America will keep collecting taxes in USD and that their military might can stop anything that would decrease USD demand. Gold is backed by confidence that it's physically scarce and that physics requires new gold will always require a minimum amount of energy to obtain (you have put x amount of energy into people and mining equipment to get new stuff out of the ground. No short cuts, no funny business; Nature demands her joules). Bitcoin is backed by confidence in it's integrity, network effect, and continuing global demand for uncensorable transactions.

So what sort of confidence backs XRP? IF the global financial system adopts it, then it would be confidence that the back bone of institutional settlement will stay valuable.

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Shit nigga you'll make money just having 100 of these when it comes down to it

This

>has inflation
>better
pick one