Hi I'm 21 from Toronto in 7k credit card debt and just took a loan from easy financial of 3k with the intention of buying the new iPhone. Pretty much after today I will have to resort to a wage job. I'm interested in stocks/Bitcoin but have not idea where to start I can't use Robinhood/tasty because I'm in Canada. Trying to get into architecture but that seems it will have to wait for next year until I sort out my finances. My ideal career path is to become an ewhore with enough money to pull girls like Emily rata or a Kendall Jenner. Ty for your time
Financial help
Brody Walker
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Gabriel Clark
Seek professioal mental health services
Jonathan Smith
Just do what americans do.
>ring up cc debt
>dont pay at all, free money
>falls off credit in 7 years
Nathaniel Wood
>"took a loan to buy an electronic that's unnecessary"
>Please teach me how to get in more debt by getting into crypto cause I think it's easy money
Dominic James
Hmmmm
Camden Perez
Ok so that actually might be the plan then. I don't really want to do crypto I used to do Uber eats on my bike but they kicked me off for bad reviewssss
Jace Morgan
I'm in Mississauga, come and do some monkey work for me and maybe I'll teach you how to not be a financially irresponsible little shitstain
David Murphy
Uhhh what kind of work? I'm in Scarborough
Josiah King
My Kik is rynrm97
Isaiah Young
I'm kidding. Don't invest in crypto when you have that much debt though. I don't even know how in the fuck you've already racked up 10k by 21, you basically bent over and let them fuck you and your credit up for years to come.
My best advice would be do as many cash and under the table jobs as you can, your credit is already fucked so you'll have to rebuild that in your mid-late 20s. Don't pay a single dollar back yet and just negotiate with the collectors for the lowest amount possible, if your taxable earnings are 0 they'll settle for waaaaay less.
If you're actually serious about making the money back then don't buy the fucking iPhone and throw that 3k into some ETH and XRP and get fat returns in December/January.
No more credit cards, no more loans until you're debt free and your credit score isn't awful, this shit isn't hard.