Hi I'm 21 from Toronto in 7k credit card debt and just took a loan from easy financial of 3k with the intention of buying the new iPhone. Pretty much after today I will have to resort to a wage job. I'm interested in stocks/Bitcoin but have not idea where to start I can't use Robinhood/tasty because I'm in Canada. Trying to get into architecture but that seems it will have to wait for next year until I sort out my finances. My ideal career path is to become an ewhore with enough money to pull girls like Emily rata or a Kendall Jenner. Ty for your time
Financial help
Brody Walker
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Gabriel Clark
Seek professioal mental health services
Jonathan Smith
Just do what americans do.
>ring up cc debt
>dont pay at all, free money
>falls off credit in 7 years
Nathaniel Wood
>"took a loan to buy an electronic that's unnecessary"
>Please teach me how to get in more debt by getting into crypto cause I think it's easy money
Dominic James
Hmmmm
Camden Perez
Ok so that actually might be the plan then. I don't really want to do crypto I used to do Uber eats on my bike but they kicked me off for bad reviewssss
Jace Morgan
I'm in Mississauga, come and do some monkey work for me and maybe I'll teach you how to not be a financially irresponsible little shitstain
David Murphy
Uhhh what kind of work? I'm in Scarborough
Josiah King
My Kik is rynrm97
Isaiah Young
I'm kidding. Don't invest in crypto when you have that much debt though. I don't even know how in the fuck you've already racked up 10k by 21, you basically bent over and let them fuck you and your credit up for years to come.
My best advice would be do as many cash and under the table jobs as you can, your credit is already fucked so you'll have to rebuild that in your mid-late 20s. Don't pay a single dollar back yet and just negotiate with the collectors for the lowest amount possible, if your taxable earnings are 0 they'll settle for waaaaay less.
If you're actually serious about making the money back then don't buy the fucking iPhone and throw that 3k into some ETH and XRP and get fat returns in December/January.
No more credit cards, no more loans until you're debt free and your credit score isn't awful, this shit isn't hard.
Thomas Cruz
Jack Parker
Isn't eth going down?
Alexander Miller
>poor retard getting into debt for appearances
Yep, sounds like Toronto
Nathaniel Brown
And if you're gonna enroll in college/uni soon cash jobs are even more beneficial as long as you don't have a guardian that's making a lot of money. Sure you're accumulating more debt with OSAP but half of it will be grants with maybe 1-2k left over per year to invest with.
If you get some regular fast food/retail minimum wage bullshit job you'll just be paying back way more than you have to over a significantly longer period of time.
Jason Edwards
Your the second person to tell me to negotiate so I guess I'll do that then. I about to go into debt consolidation but I also heard that's bad? And how do disable these captchasss
Benjamin Martin
I'm trying to sell some of my stuff right now. I don't even know where to look for cash job.
Jayden Morgan
If you think ETH is going down and you're interested in investing in bitcoin you are absolutely fucking hopeless. Enjoy your extremely mediocre life (at best).
I'm 20, live in a shitty little townhouse surrounded by pakis and niggers but I already made enough money off crypto for a down payment on a condo in toronto that doesn't overlook the gardiner, just waiting until I graduate and have made even more stacks before I pull the trigger.
But no don't follow my advice, trust the bullshit you read on the internet on a topic you know nothing about. Can't help you if you clearly don't even want to help yourself.
Jackson Johnson
I’m in Scarborough as well young man. I’m in dire need of a house keeper, are you interested?
Charles Harris
This thread has given me insight into the minds of NPCs. I now get how we have such high consumer debt levels.
Blake Edwards
>takes out multiple loans
>is too stupid to google "canadian brokers"
anyway you want to use interactive brokers for stocks if you're in canada
Aaron Williams
Yeah I could be a house keeper. Idk man so you want me to dump my 3k into eth??? Cause I will
Jordan Rivera
>he still hasn't sold his ETH
never gonna make it
Jace Lewis
Canada is totally fucked, how does an unemployed 21 year old get access to 10k in credit? How much debt do the middle class canacucks have, most in the world besides Australians. Now that interest rates are going up all the debtcucks are getting BTFO I will purchase their assets for pennies on the dollar with cash
Nicholas Green
I want you to listen to me. Download Robin Hood and invest in IGC. I work in big pharma and big things are going to happen with IGC next week. Forget the crypto for just a moment and take my advice. If you’re genuinely interested in being my house keeper give me your throwaway email and let’s link up, I can help you.
Ryder Rodriguez
Get out of debt completely before you touch stock or BTC. ...and stop buying things when you're in debt. That is all.
Adrian Lee
Dump half in ETH and half in XRP. That $1000 you'd spend on the new iphone is thousands upon thousands of dollars of potential profits lost in the long run. Any money you waste on bullshit you don't need will keep compounding year after year.
Liam Turner
I personally have zero debt. I don't understand how companies are giving out this debt. I don't get how the GOVERNMENT is letting them do it.
Thankfully I have fairly transferable tech skills so I will probably be leaving the country when the party does end, but I'll be sure to buy at least one condo in vancouver.
Tyler Cruz
buy high sell low, right?
Brandon Butler
>implying I bought any above 250
you never even had a chance to make it
Kevin Brooks
My only email is [email protected]
Ian Lee
Buy now before it’s too late kid, that’s all I’m gonna say.
Juan Sullivan
I assume people that post this sort of nonsense have to be doing so unironically. Surely there can't actually be people like this in the world. I just imagine everything here is satire
Charles Baker
Are you unironically mentally ill? How the hell are you here, asking for financial help on Jow Forums of all places, THAT deep in debt, and doing freaking uber eats at 21?
Caleb King
K got it, i can’t wait to link up with you. Do you have any pictures?
Nathan Murphy
fpbp
Daniel Moore
meant to say ironically. no one is this stupid are they
Dylan Bell
I'll watch this and throw you an 'attaboy' if you're right....but wew, not buying a 6x, friend. I know when I've missed an entry.
Kevin White
30 yrs old $80k here
U don’t know pain yet
Aaron White
No this is not satire. LUL I JUST GOT THE LOAN DEPOSITEDD. Sorry for the long replies I haven't figured out how to get off the captacs yet
Carter Richardson
I deeply detest what this country has become.
Brandon Cox
You’re gonna smash your head up against a wall come Monday, don’t say I didn’t try to help you out.
Cooper Richardson
To the guy who wants to meet send me an email. Okay mysterious Jow Forums instead of buying the iPhone xs Max I will consider buying eth and the other one
Cooper Kelly
It's a stock. It's not going to run another 100%. If it does, like I said, I'll kudos you, but eh. Fuck that shit. Next opportunity.
Ian Reyes
I need help you want pictures of me?
David Moore
This
Aaron Moore
post a picture with a sharpie in your arshole you faggot
Eli Anderson
the bait is so subtle its actually quite odd
consider me spooked gentlemen
Lucas Davis
No u
Nicholas Edwards
Not a b8 m8
Lincoln Parker
I'm leaning towards the iPhone now idk
Hunter Jenkins
Robin Hood isn't available for Canadians you nigger
Jack Long
stop shopping to dumb asshole. FFS.
Jayden Russell
why is your skin dirty it looks brown
Hunter Sullivan
This guy right here.....you don’t want to be this guy. He isn’t a winner, he is a plant ot safe coward that will receive the bare minimum in life..forever and always.
Cooper Foster
Because I'm brown lul
Connor Young
I told you to email me REEEE
Brandon Gomez
this is gay as fuck.
Jayden Rivera
homeless probably
James Hernandez
I'm scared I'm gonna break the Apple watch 4 but idk
Benjamin Butler
People like this were doomed from the start.
You were born into easy mode and you're such a brainlet that you're gonna barely scrape by for the rest of your life because you couldn't even grow up and redeem yourself while you were still a child.
Matthew Price
I don't even think the watch is out yet rip
Brandon Johnson
What the fuck.
How did someone like you even find this place?
What are you doing here? Did you find out about this place from reddit or twitter?
Noah Thomas
Bro. Get of my Jow Forums. Dont tell anyone you found this place ever.
Gavin Davis
Lol my Jow Forums now normie
Christopher White
i think the op is larping theres no one can be this retarded in life
Jacob Powell
This is a good troll thread. This one got me.
Landon Roberts
Not a troll any suggestions on what phone I should get?
Lincoln Baker
grab a fuarking noose nigger
Jeremiah Wilson
it'd be nice to believe this is bait from a bored white autistic neet, but little details here and there nudge towards op being a legitimate retarded shitskin
Jace Nguyen
My common sense tells me OP is larping, but I am seeing the same financial retardation at the uni right now where people max credit cards to buy phones/sneakers.
Ethan Long
Owen Anderson
Is IGC a pajeet company?
Nolan Richardson
Nice just doxxed 100k Ryan’s
Christian Bennett
bait, I hope
Iphone is cancer
Jose Allen
Nice blog +1
Hunter Moore
Take out a 3k loan to buy an iphone instead of 16 eths
Jaxson Garcia
>takes out a loan for an iphone
buddy you need a bullet to the head for doing something that retarded, I'd understand if you did it for student, car, or flight school loans, but that shit is retarded. You shouldn't even have kids because they would be as stupid as you
Juan Long
>falling for a larp
Most Canadians are like this unironically however.
Caleb Gomez
can we rename Jow Forums to /larp/ already
Levi Thompson
Those people wouldn't go on Jow Forums.
Instead they would be be on youtube watching the last Nicky Minaj music video.