How is shit like this even legal?

I got a letter in the mail from a payday loan company offering loans with 39.9% and 46.9% APR interest. That's absurd isn't it?

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Oh I see
You speak poverty over there
That's why you accept such retarded terms

I live in SoCal. The company is called "Oportun".

>The absolute state of california

Oh I see
You speak poverty over there
That's why you accept such retarded terms

What part user? Redondo Beach here

Coachella Valley

It's like this everywhere in the country though. Payday loan companies raping people who don't know any better.

imagine actually falling for this

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And who's fault is that
You signed to terms you could have said no to
It shouldn't be the governments job to hand hold you in life
Learn from it and maybe read the legally binding contract before signing it

>mandatory "education" for 12 years from age 6-18
>fill brains up with "facts" during this time
>final semester of final year is a 45 minutes "economics" class where you learn how to sign a check and balance an imaginary budget and expenses
>0.001% comprehend mathematics during this 12 year experience
>receive "diploma"
How does this not make sense to you?
People are trained to be stupid in the USA