Average home price is $400k

>average home price is $400k
>average income is $31k
>if you put down $35k (lol, a bit over an entire years income) the monthly payment will be around $2,400 for a $400k house
>it's highly recommended you don't exceed 28% of your monthly income for your payment
>you need to make $100k/yr to afford the average house
>Just triple your income goyim!
You also end up paying $340k in interest over the 30 year loan. What the fuck is this jewry.

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>thinking $100k a year is much
bro, a secretary can make $60k a year answering phones. if you are making 30k you are working at mcdonalds.

It's designed to keep you renting for life, so you never can retire and you can never gain any wealth to pass on in your family.

Like what's your actual reason for not learning another language and moving to a country that's not fucked.

>just triple your income goyim!
$31k is $15/hr. Mcdonalds pays $10.75. You're a fucking retard.

Only like 20% of the labor force earns more than 60k. Incomes and housing prices are totally mismatched.

Comfort zone/ fear of the unknown.
Established friendships/community.

it takes 2 peoples income

Find a domestic partner that doesn't want kids to have a shared income

No, it takes 3 full time average wages, or above average income. Not even husband and wife working full time at average income can afford the average house.

>just don't have kids goyim!

>An estimated 48.9 million people, or 19.4% of the non-institutionalized civilians, have a disability.
>An estimated 24.1 million people have a severe disability.
>An estimated 34.2 million people, or 17.5%, have a functional limitation.
>Approximately 6.5 million people in the United States have an intellectual disability

If you cant make 60k you are either a retard or lazy.

You're a delusional retard. You just ignore the numbers, facts and bleet total bullshit.

1. Don't get an average home.
2. Why do you want kids other than for your ego? Think it over instead of resorting to muh biology/ muh social norm.

buddy, my gf hasn't worked a day in her life. we just bought a house. she has 0 college degree and is 25.

We went on indeed, applied to like 20 secretary jobs, and she got hired in a week. $60k, full time, with benefits - answering phones at a doctors office.

I find it hard to believe anyone that says they cant get a job. You probably have a huge neckbeard and dont shower.

Which city? And how hot is your gf?

>average home price is $400k
Move to a better state

Most jobs I see on indeed pay 13 dollars an hour while having insane requirements and stiff competition for those jobs. It's why I gave up and became NEET.

C tits. 7-8 outa 10 with makeup. prude though, and shes working for a female doctor. Live in New england - not even in any major city. no public transportation or anything around here.

There were seriously like 100 secretary jobs just asking for only highschool degrees. $50k average.

A fucking dog walker pays $25 an hour. I don't know anyone unemployed that has tried to get a job, so this sounds like you all are fucking NEETs who never tried.

Only a fool wouldn't have kids. And if you are a husband and wife couple making average full time wages your max monthly payment is going to be around $1.5k, allowing for a house price of $220k. If average house price is $400k then you aren't finding a $220k house unless you look 50 miles elsewhere. Empty lots go for $250k.

>just get a job that's double the average income goyim!
>And still have a spouse!
Dumbass, that's $28/hr. You're seriously delusional.

Why should everyone deserve to own a house?

Sounds opportune but being a Michiganfag I'm not relocating til I find something worthwhile somewhere warmer.

I make $100k. She now makes $60k. Even if we both made $60k with some low ass secretary job a house would be totally affordable. You don't get to live in a house like you have pictured, 2 car garage, if you dont have 2 people working living there. get real this isn't reality tv and you aren't a housewive of beverly hills

>Only a fool wouldn't have kids.
What is foolish about not having kids?

>average house price is $400k
Maybe in California or Hawaii but in Michigan the average is 150k

Median secretary pay is 18/hr or 36k/year. Stop lying.

>average home price is $400k
Nice bullshit. The average home price across the entire country is around $200k.

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>What is foolish about not having kids?
Only the most extreme autist/narcissist would ask that question.

>having a mortgage

Nobody needs to own a home.

or this

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which is why a lot of people stay in a miserable relationship, at least they have two incomes

can you manage a calendar user?

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if you live somewhere the average home is 400k and you make 31k you should save some money and move elsewhere or resign yourself to renting forever and banking money to compound.

>just anyone can get them goyim!
>even though average income is less than half that
>average HOUSEHOLD income is even less
Really makes you think.

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No, I'm asking you to introspect rather than attack me. A narcissist would want kids to: pass on his genes, cement his legacy (supposed immortality through successful offspring), or give a purpose to his meaningless life.

>moving to a country that's not fucked
Which countries? Also gaining citizenship would be a real hassle.

my gf who has 0 work history got hired in 2 weeks. She has literally never worked ever. I know nobody unemployed that isn't choosing to be.

you realize not everyone works full time, right? women have kids and can't work, school schedules, etc. then a good % of the population is retarded or homeless/drugaddicts.

>just move away from your family goyim, you don't need that pesky grounding and support system!

A narcissist wouldn't have kids because they distract from literal and figurative masturbation. A well adjusted person has a nice happy family.

How does it feel to be BTFO so hard?

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You're completely right, other neckbeards in this thread are just autistic.

There's money to be made even if you have 0 education. Just basic charisma, presentation and minor mannerisms can get you a legitimate job making decent $$

If you want to go into a field you actually enjoy or have a passion in then sure you might not make as much or you might be picky but don't fucking complain and say there's no jobs or complain about not making enough money

>know nobody unemployed that isn't choosing to be.
You're an idiot. We're talking about gainfully employed people here.

>you realize not everyone works full time, right?
$31k/yr is $15/hr full time. Min wage is $10.75. If they work less than 40 hrs a week, they probably make ~$20/hr.

Did your gf know someone in the governmemt? Did the HR feminists feel the need to liberate her from her shakles as a housewife? Normally these jobs are hyper competitive so something isn't adding up

are you fucking retarded? why would you live in an area you cannot prosper when you can move states and realize economic benefits of another. Ya moving from your family is tough but it isn't a big deal to 2-3x your earnings and come back on holidays, No wonder the 3rd worlders are taking over. Flee the Philippines make some money and then bring their families over well some faggot is too scared to change states/provinces.

>being so fucking stupid you actually think homes are selling for $50k

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nope. there are a ton of jobs for just being a basic secretary, for $50k a year all over. 2,000 in this example. we lied like fuck on her resume though.

this. put a fucking suit on, shave your neckbeard, fake a resume and go apply. if you get called out on it, oh well, job wasn't for you anyway.

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>using 2 different definitions of "Harrisburg" for income and home prices
Either way, I've yet to see these $400k homes you are larping on.

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No wonder. I'm honest on my resume and can't get a job.

yeah, dont be honest, youll never get shit. but any tard that can use a computer can do this shit. making 50k should not be difficult.

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LOL YEAH THE GUYS THE STATE OF EMPLOYMENT IS FUCKING GREAT JUST LIE LOL.

You are delusional buddy, you don't think that's a problem?

What is your job and your income, did you lie on your resume?

>A well adjusted person has a nice happy family.
>muh social norm

100k. programer. hired out of college never did a resume.

I actually believe anyone complaining is just zoomers who are fucking lazy and arent willing to put in the effort of getting a tailored suit, have tats/shitty neckbeards/man buns, or are so autistic nobody wants to be around them in an office environment.

You're heavily autistic.

harrisburg is not where the 400k houses were, read the thread.

You're delusional. I'm happy to hear your first job was quadruple the average income, I mean that unironically. Good for you. However, not everyone can "just be a programmer" or "just like make 100k lol", many positions that require years of experience can still pay $40-50k.

my girlfriend has 0 experience, never used excel in her life, and got a secretary position. one of my other friends just recently became a private security guard at a museum for $50k, no college degree.

do you even own a suit? or are you interviewing in a tshirt and shorts. You have to fucking sell yourself, and if you are selling yourself as a NEET, enjoy bagging groceries all day.

post ur gfs resume

how did she apply to those jobs that required experience

You must live in a good area. Here in cali wages are dogshit unless you work for the state. I have a BSME and this is my opportunity.

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If you're referring to "Harrisburg" as the entire county, where you are getting your 150k home prices from, people there aren't making 30k a year either.

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wheres this; sf? and did u graduate from an ivy or good state school known for cs?

>this sheer delusion
The fact that you think a suit means a lot says a bunch about you. Who wouldn't interview in suit and tie? You sound like a LARPing child.

> do you even own a suit? or are you interviewing in a tshirt and shorts. You have to fucking sell yourself, and if you are selling yourself as a NEET, enjoy bagging groceries all day.
would anyone actually interview for a job that isnt bottom of barrel without at least wearing a suit or business casual?

I'm not on her computer. we just wrote she was a secretary for a "private individual", and had my google voice number on hand if they asked.

they didn't.

new england. no ivy league, I barely made it out of highschool. our college had job placement and I got hired along with most of my classmates. they have something like 80% placement out of CS majors.

ive seen plenty of candidates in just khaki pants and a shitty polo. thats fine for regular office wear, but its not for interview.

business casual generally isn't ok for an interview. just my 2 cents, you want a suit and tie

American here, I could easily pick up a hoise like that for $110k

That house goes for $400k where it's located in America. Where do you live? Probably not there.

>I'm asking you to introspect rather than attack me.

Have you ever taken a philosophy class? I get the feeling that you've never deeply thought through why you want children since you're constantly avoiding the question. I'm just trying to help you make reasonable choices.

>just end your genetic lineage goyim, it doesn't even mean anything anyways!
>also don't believe in god
>pls rent

You stated that the AVERAGE home price is $400k dummy

you can always donate sperm so your lineage doesnt die

That is the average home price. That pic is the average house, an early 90's two story.

>what is location
Are you retarded?

So you're saying you do believe in god?

to most of the interviews I went to if I had went in there with a suit I would have outdressed my interviewer

this is for software development

Of course. Jesus loves you user. I know you're lost but I hope you find your way, life is hard.

The problem isn't the price of houses its the location. The same 2 bedroom house would sell for 20k in one state and then 200k in Cali. I have a 1500sq ft home, a detached garage, 2 detached buildings for tools/machinery/mowers and 2 acres. And all thats worth like 45k where I live.

Have fun paying 500k for a one bedroom house that you cant even walk down the street at night for fear of Tyrone jumping you with his pals

there is no jew business going around. it is the market telling you that you shouldn't be living where you want to. supply and demand, bruh

Illegal to donate sperm if youre a manlet

outdressing is good. you want to be memorable.

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You believe there's something special about you don't ya? Muh afterlife

Where are you from user?

No, not really. Just another human. I'd assume you have an inferiority complex though.

$60k/year is like $30/hour, a typical secretary isn't making anywhere close to that unless it's at one of the biggest companies in one of the highest cost-of-living places on Earth.

WV the best state

Also, not really. More of an agnostic buddhist after studying cognitive science and realizing that identity is an illusion. Most of what I wanted out of life was out of ego (including religious beliefs) and I try to help others still stuck in that mindset to start introspecting and being honest with themselves with the possibility of having the same awakening I did.

Where do houses cost 400k? Where I live they're around 130k.

Lol, alright buddy. Just keep your chin up, okay?

Where the fuck are houses 130k?
Where I live an abandoned, burned, vandalized house is 160k.

Here's the book that led me down the rabbit hole if you ever decide to look into it.

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pretty much anywhere that isn't the coast or some other hot market like Denver or Austin.

All I'm hearing in this thread is poorfag cope, and blatant mischaracterization of home prices and income.

this

wah prices are too high, no shit if all people want to buy in the same place prices get high, try some bumfuck area and say you cant afford it

South Florida suburbs, not far from the ocean.

lol that average home sleeps 4 people comfy. so where does your math account for that?

Why are you living alone in a 1600 square foot home?

Why have you not charged rent for those living under your roof?

Why did you not account for the appreciating price of the house (assuming you picked a good area)?

This retarded post assumes people will remain retarded when they buy a home. There is just so much wrong here.

Can you Jow Forumslatestatecapitalist fags just go away.

>Thinks he is the first person ever to realize income to home price ratio is out of hand
>Can’t afford a home

So what? You want pity or is this a begging thread?

Anons is this gross or it’s exacly what I’m able to spend?
I’m considering moving from EU

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>San fran
You're fucked.

I make 100k as a programmer with 1 year experience and still can’t afford a house besides a shitty condo with scam hoa fees. A single family starts at 500k in my area which would be stupid to buy on a 100k salary. I have to wait until I’m making at least 130-150k to start thinking about buying a house.

Well fuck me for living in a hot market.
Check your privilege.

Real estate prices and income are all dependent on regions and neighborhoods, which also takes taxation into account. Using averages for your computations will give you an inaccurate picture when you need to direct your focus smaller. You're not screwed because of money, you're screwed because you don't understand hot to apply basic arithmetic to a very ordinary situation. But that's cool, because I take money from people who can't spreadsheet

>Well fuck me for living in a hot market.
theres something called moving

>t. idiot