>household take home pay:$14,500/mo (me: 12k, wife at 2.5k) >$250k 4B/2.5ba full brick colonial in popular subdivision so it should sell quick if we put it on the market: $2000/mo >Bills/obligations:$2000/mo >food/gas/entertainment/dates:$2000 >max roth/401k there is more that is tax deductible: $1500/mo
$7000/mo leftover...
What should I do with this money if I want to make it?
Things to consider: We want to start having kids in 1-2 years (we both just turned 30) which will deduct $1500/mo in day care for a few years. We may upgrade to a nicer house around $600k-$700k (at a 15 year mortgage so we can start buying an oceanfront vacation property in 15 years) which will increase our mortgage payments up to $5k. We are hoping to have $500-$1k per mo saved for vacation x2 annually.
What do you advise we do with our current leftover money if we want to "make it"?
I advise you to have you wife stop working and just have her raise the kids and be pregnant 24/7 instead of wasting money on daycare.
Dominic Allen
Buy chainlink
Camden Foster
agreed. Ive seen daycare workers in action; do you want your children to support hillary?
Charles Moore
We would use conservative daycare/grandparents. She makes $2.5k but she will make more soon. Also our work is very fulfilling and is less about money and more about personal satisfaction. We would do our jobs even if we were billionaires and are more about personal satsfaction/hobbies so it isn't something we would ever be happy giving up. Sorry if I am not explaining that well.
Benjamin Morales
If you're making 12k a month you could easily let your wife be a stay at home.
I had my wife work to pay bills and support the household but as soon as I have kids with this asian qt I'm gonna let her just stay home and retire basically to take care of the kids.
She will consider going part time but it has always been her dream to be a narcotics investigator and she doesn't know how happy she will feel giving that up completely. We don't need her paycheck but she still wants to maintain a sense of purpose. She is lauded by everyone as being amazing at her work and all the officers look up to her. She would be happy raising our kids at hone but I don't want her having any regrets given talents and potential. I could "sell out" and work a job solely for money and make $700k-$1.4mill annually but I choose to work my job to be fulfilled. It seems selfish but we both want to work our dream jobs/hours and not "sell out" while still "making it" if possible. Am I just being too greedy here?
Josiah Jones
Invest that extra 7k a month in cryptos, DO NOT buy another house, thats a waste of money. Invest all of your extra money so that in 15 years you won't be starting to buy a vacation home, you will be retired. And please don't let daycare raise your children, i am the first generation of latchkey kids, and i'm not close with anyone in my family, because i spent more time at daycare than with parents.
John Butler
1. Which cryptos does the thread recommend? DYOR ofc but curious about opinions on folio based upon our income. 2. Daycare is only until the kids are 5, then we will take care of them afterschool as we both work flexible 25 to 30 hours/week. We plan on spending a lot of time with our kids so we choose professions with good/flexible hours. If I didn't care about seeing my kids I would sell out at be making $700k to $1.4mill
Thomas Young
>Which cryptos does the thread recommend? Bitcoin, Litecoin, Ethereum, Ethereum Classic, Populous, Digibyte, Monero. Precious metals too
Henry Anderson
What sense of purpose? Impressing her superiors? Raising her kids is not enough? I’d advice you not to have kids.
Connor Flores
>which will deduct $1500/mo in day care for a few years. >wife makes 2500 a month
>Ruining your child's life by sticking them in a daycare so your wife can LARP as a career woman
Jaxson Gonzalez
Yeah i agree
Blake Sanchez
this if you think your work is so fulfilling and personally satisfying that you're willing to half-ass the upbringing of your literal offspring then you shouldn't have children at all
Eli Baker
So the advice is:
1. My wife should become a stay at home mother and we should not utilize daycare.
2. I should invest in: "Bitcoin, Litecoin, Ethereum, Ethereum Classic, Populous, Digibyte, Monero, Precious metals"
Keep going Jow Forumsraelis, help me out frens...
John Brown
Her sense of purpose is locking up as many Tyrones as possible and protecting our white communities. She is exceptionally good at locking up lots of Tyrones and getting the cases to stick so Jew Lawyers and white guilt Judges can't let them walk. The Chief of Police, the DA, the DEA task force, all approach me constantly and tell me she is better than any of the other/male investigators. HOWEVER, our kids are FAR more important than this sense of fulfillment so we would consider her being a stay at home mother.
Carson Lopez
no, my advice is keep working until you're actually comfortable and mentally ready to have kids don't have kids just because it's a thing you need to do like some arbitrary goal you need to check off on your "things to do before reaching 40" list actually think about what it means to have children and then go through with it when you're comfortable
Not sure why this article and liberal media shaming was in HuffPo?
Like I said, if Daycare really is this bad for our children, then we aren't doing it. She will simply stay at home.
Dylan Evans
Also, things that have been mentioned that make sense: BTC ETH BCH
Also, is there a reason I should not invest in:
Holo Chainlink Cardano Pundi X
Finally is NOAH coin, XMR, XLM, digibyte, mithril, memes?
Ayden Nelson
of these coins you listed only
BTC, ETH , BCH , Chainlink, Cardano seem legit.
I hold ETH, LINK out of those for disclosure.
Sebastian Edwards
Fellow link marines and 1000 eoy... Just now I found next big project called CYFM... 11 years old US company .. First USA regulators approved and accepted crypto... Get in now Must read
Thinking about putting in $5k into BTC, ETH, BCH, Chainlink. Possibly $5K into Cardanao.
Why should I NOT put $5k into HOT?
Let me know what else makes sense to put money into. Thanks again!!!
Benjamin Lee
This
Jason Parker
all those retards saying dont put yoour kids in daycare are fucking stupid. Kids need to intereact with other good for them to learn to socialize. Dont be fucking stupid and make them NEETS like you
Isaiah Perez
>Populous
fucking retards
>Digibyte
stop trying to ruin this man's life
>Populous
you guys realize its run by literally two formerly jailed -for-fraud negros who have been caught blowing their ICO money on champagne and parties with 50 cent?
Logan Richardson
put your money into bitcoin, bet on the US economy crashing/collapsing in the next 2-3 years when the liberal left does something fucking retarded in retaliation to trump, retire to a country that wont die in the resulting collapse.
Brandon Richardson
Bump for more ideas. How much should I invest? Thinking 1k usd in crypto per month until 2025
Daniel Sanchez
>kids interacting with nigger babies in daycare is good for them
No thanks
Daniel Green
To be fair, the daycare we researched is 5 conservative women with a total of 5 white kids from well-off families. We also consider a nanny for around $2500.
