Forced to get job because of crypto losses

If I have to get a job I will kms
Thankfully I get welfare and can put it on bitmex

>bitching about one(1) 401k payment going down in value a little
You should be happy that you haven't been paying in for years you fucking simp.

Consider yourself lucky. Now everything that goes into your 401k is purchased at a cheaper price.

The bull run only lasted like ~2-3 months and I'm sure no one acted that quick and was able to even get stuff set up to buy in time

Thought you could escape me, huh?

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This. There were people who remortgaged their house for btc at 20k...
Currently living in rektville.

I'm absolutely sure it's happened many times. I almost did it when BTC dropped down to $12k but I decided the penalties and taxes were too high.

Tell em brother

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Then you would lose that bet.

It takes like three clicks and less than 5 minutes to cash out a Vanguard 401k.

if you think this matters for your 401k then you obviously have little understanding of how investing works. no wonder you lost so much in crypto.

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>he bought?

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>Roth
You literally paid state and federal taxes then paid a hooknose to manage your (((investments))) literally why do you have this level of autism?

>401k
>health insurance
>having enough money at the end of each month to put away into savings

lmfao you guys don't seriously do this, do you? its 2018 lads i mean come on.

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Normies are under the impression that of you don't have all those things they are literally breaking the law lmao

I caught 2 of my coworkers putting their money in their 401K using roth contributions, instead of pretax. I told them to fix that shit right now. Felt good.

Been putting 15 percent into a Roth 401k for a few months now. But into "low risk" 2025 target funds only. Will transfer into 2055 target fund only when stock prices collapse.

mfw i sold all my stocks, up 30% for year from weed memes, and im siting in cash on sidelines....i learned my lessons from btc user...

>Target funds

How big is the expense ratio? If you have the option to choose your own investments, I guarantee those target date funds have much higher expense ratios than the real investments, without giving better returns. Target funds are for normies who don't have a clue about investing and investment companies take advantage of that.

>contributing to 401K
lulz

newfag from /sp/, what should I do with my TSP account? I've both a uniformed service and civilian account and I'm fairly new to the investment game. Got mine allocated towards Small Cap, Common Stock, and International funds atm.

Looks like 0.15% not too terrible? Honestly just want to be a normie regarding 401k, got fucked up enough on crypto.

0.15% is good. Wait out the current storm and buy the bottom of the stock market. Your 401K should be in stocks until you're like 50, then it makes sense to start switching over to bonds.

>putting money into a 401k
what if you die before age 60? tax benefits aren't worth shit if you're fucking dead

>lel don't save for the future YOLO XD

LMAO @ young people. This is literally how every 50 year old boomer thought when they were in their 20's and now a huge percent of them are worth practically nothing and will live the second half of their life slaving away in poverty.

I used to feel bad when I saw old people working as cashiers or something. Then I realized they are all Chad and Stacy, only 50 years later.

AHAHAHA I dumped my 401k earlier this year and everyone called me crazy. Thank you bagholders.