HOUSING

I-is this a good time to buy?

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No, savvy people are selling their homes and buying condos.

Condos is the way to go nowadays. Fuck houses

I really don't like the idea of paying a condo fee though, nor the idea that I don't own the land that I'm on.

Kind of feels like renting.

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Pretty much is.
Your rent won't go up if you buy, but then your condo fees may very well go up because the Mexicans who moved in are not paying their fees so the condo has to collect more money from the other tenants.
But if you buy a house you're still paying rent to the government cause property taxes. The government raises those taxes because the mexicans coming in don't have enough money to afford their own house so the government needs mo money fo dem programs.

I don't even know what to do.

Only a fool would buy a house now. Stock market is at records, unemployment is at record lows, yet government debt, corporate debt and consumer debt is at all time highs. This is not sustainable.

With a condo you are still paying for property taxes. The only benefit is that you don't have to deal with things that condo fees are covering for you.

For few people, that couild make sense. However I don't think it makes sense for most people. My main point would be that THE CONDO IS MAKING A PROFIT from those fees - you are not getting your lawn cut at a discount. And if they decide they want a bit more money out of you, what are your options? Move. Now you have to find someone else who wants to pay at least as much as you did for the place, and that will be harder with higher HOA fees.

Doesn't make sense to me at least and I'm curious about people praising them to give their side.

People don't pay condo fees because they worry about maintenance or getting the grass cut. They pay them because it keeps the slime out and property values high.

>keeps slime out
I'm not really sure I buy into that. Sure, everyone is guaranteed to keep their home appearences neat which will have a slight effect on value, sure. But all you're paying for is the APPEARENCE of a nice neighborhood. Your neighbors could be a trashy, slimy people as long as they have the money you do.

You're going to be living with your income bracket and the type of people that brings regardless. I don't think anything indicates that people who live in homes or condos are any better than one another.

>But all you're paying for is the APPEARENCE of a nice neighborhood. Your neighbors could be a trashy, slimy people as long as they have the money you do.
That's pretty much america in a nutshell. It's propaganda called marketing. Just like your 400k box made out of particle board and covered in stucco lulz.