Keep track of incomes & expenses

>keep track of incomes & expenses
>have clear insight into income-expense ratio (score)
>gamify the score
>keep inventing new ways to reach daily/monthly/whatever high score
>????
>LITERALLY PROFIT

what could go wrong?
you can use money tracking apps for this or write your own program (im doing this)

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oops thread subject shouldve been "gamifying finances"

If you don't use finance software to track your money down to the penny you will stay poor. Cut spending while increasing income and you will exponentially have more money. It's a simple game of taking in more than you put out. Also never carry debt with interest unless absolutely necessary. You will make it, user.

>never carry debt with interest

There is debt without interest?

Imagine reading some Early Retirement books and becoming this autistic. You know Banks give you full script or all your financial operations and you don't have to write fucking software for this purpose?
> Never carry debt with interest
Now that's beyond retarded, read a book about finance at least

lmao yah. imagine being this autistic and greedy bout money that you track everything and try to save costs everywhere. lmao.

loser

installment loans?

this must be bait

That's not what I wrote. Tracking your money is done. You writing a fucking program instead of using an existing solution is a form of procrastination and that's what autistic. Also you don't know shit about finance if you think debts are bad.

> Tracking your money is fine
Autocorrection

>reading some Early Retirement books

no
>Banks give you full script or all your financial operations

not everything's in a bank

>try to save costs everywhere

try to increase incomes*
ftfy

I just put $2000 a month into index funds and ETFs and enjoy the ride

dividends are nice, I love getting that little dividend and slamming that fucker back into more ETFs

You are just making excuses to justify your retardation and procrastination. There's a shitload of free apps you can use to track your finance.

>There's a shitload of free apps you can use to track your finance

my specific issue is that I don't want to have a microwaves frying my balls with a phone in a pocket

Holy shit you are unironically autistic, sorry for calling you names before, didn't mean to devalue your disease.

App recommendation?

Enjoying your 5% per annum returns? I made more than that this week alone selling shitcoins, kek.

Borrowing cash from friends and family.

paying off a credit card in full every month

>meet woman

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Any recommendations?