If you're in your mid 20's and work a white collar job that pays well but live with your parents to maximize your...

If you're in your mid 20's and work a white collar job that pays well but live with your parents to maximize your savings rate, are you still a loser?

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No

no you're smart

Yes, but it's better than being a paycheck to paycheck loser

Are you having sex regularly with women?

If yes: you aren't a loser.

If you're happy with your life, no. If you're unhappy with your life, yes.

Only according to people that are in massive debt.

If you still have to work to survive, you're a loser.
Living with your parents don't really matter. It's just harder to hunt girls though

The fact that you ask this means you're a normie. Normies care about what other people think about their choices/looks/status/whatever.

no i do this too and im 27. i think most people our age do it. im probably gonna be living with my parents for at least another 2 years

ok

But yeah, I don't see a dude who does that as a "loser". At least you have a job lol. A "loser" to me is someone who's not improving himself or his situation in anyway. If you're not making ANY progress at ANYTHING then you're a loser imo.

How do you know that the other person knows what a loser is if you yourself don't know what a loser is? What is the definition of a loser? What sort of evidence is required in order to determine what a loser is?

My friend got a good (70k-ish a year job) in his mid 20's after literally not working for the first half of them. The first thing he does? Buys a fucking 370z (he's never been on /o/ or driven one, he just likes them) and gets an apartment he can barely afford. Now he functionally makes the same amount as a person who earns half of what he makes, and he literally just has a rapidly devaluing "sports car" and not even a mortgage to show for it. I told him to live at home for a year, pay cash for his next car, and put down money on a mortgage while interest rates are low, but do you think he listened?

If you have to ask, yes

I'm a bit older (35) when I grew up and left my parents house it was a lot more normal at the time - I left home at 18 and never moved back. Been on my own (have had roommates, girlfriends, etc. live with me) ever since.

Ultimately though, the term "loser" is subjective. Do you feel like a loser? If so, maybe change your life so you feel better about yourself. If not, carry on.

I have a younger brother (25) who still lives with my parents, he's already been living with them for 7 years longer than I ever did; do I view him as a loser? not really. Occasionally I'll say "so when are you moving out?" but it's lighthearted.

You're only a loser if you dont have some real savings (silver, gold, etc)

No kidding, I know a friend of a friend who makes about 120k as a software engineer in his early 20's and bought a 100k car (I think a tesla) and lives with his parents. Carfags are fucking weird.

According to today's standards, yes. If you give a flying fuck about what other people think.

I'm older. When I was in my 20's, it was still normal to move back home after college. It wasn't a thing of shame, it was just common sense. Or, you shared a house with other people your age. Our neighborhood was lower middle class, so there were a couple of houses that young people were renting out together, it was normal. My parent's generation, people got married and lived with their parents, to save for their own house. Now, you're expected to buy a house right out of college, because of how propped up real estate is now. The pressure for you to buy a house is from Boomers who need your fees to pay for their own overpriced shitboxes.

If you get along with your parents, help out around the house, and have a job, who fucking cares? If you're trying to date women who care, date better women, or rent hotel rooms or AirBnB.

If you can afford an apartment, get one. Same for a house. Living on your own is great, but there's no shame in living at home in your 20's. It's when that becomes the 30's is when that becomes a problem. Maybe. As I get older, I'm seeing a lot of single dudes moving in with a parent, because they're getting too old to live alone. That used to be creepy, a 40 year old dude living at home, but I'm seeing it as a smart financial move, especially if the mother's house is paid off (rare), and he's gonna inherit the house and live there eventually.

Because my idiot father bought more house than he needed, way more, we didn't make shit after he and mom died, because of how much was left on the ridiculous mortgage he was carrying in his 70's. Thanks dad. And, I lived on my own since I was 20, because he was a dickhead alcoholic. There were several times when moving back in would have helped me a lot - if you have the opportunity, go for it. Fuck anyone who has a problem. If it bothers them so much, they can pay your rent.

This. I'm 27, got 65k saved, and the gf lives with me. Will buy a property next year and rent it out for another year while still living at home till we move out

Lives with me at home with family*

I have a coworker who recently bought a Tesla through financing despite having a below-average salary. The company is in a bad financial position, and he's not exceptional in his job. This leads me to wonder how desperate he was to impress women.

If everyone does what you're doing, the economy would grind to a halt unironically. This is why capitalism is broken. The things we do to "get ahead" (saving rather than spending, not paying rent/mortgage, not buying a new car from dealer, not borrowing money from lenders, etc) are literally things that fuck the economy up big time. It's not fucking fair, and there is no winning.

Everyone cares about it.
Only wood dwellers are immune from it

I don't see how not paying rent/mortgage is bad for the economy because it's not going to anything productive. If landlords get fucked by everyone living with their parents instead of renting then being a landlord is no longer financially viable and the landlord would have to find another occupation, hopefully something that actually requires their labor to better society.

If you aren't contributing an equal amount of the responsibility to your parents house hold...then yeah, you're a leach and a loser. You're an adult in your 20's, they shouldn't be supporting you.