For Dummies

>Retirement accounts have tax savings so when you do short term trading you will be paying short term capital gains tax
you also can't write off your losses. also day trading tax free accounts is illegal where I'm from

I've done a quick google and there's something called an ISA that protects investments against tax up to £20k in said account. I'll need to look more into the nitty-gritty of it.

I don't doubt that British investors are buying into US companies, so I'll have to ask around IRL and see what's what.

>if you're absolutely confident you're not going to touch the money for that long you don't need really need bonds at all.

That sounds about right, The money I intend to invest is money that has been sitting for a while in spite of me doing just fine with my income. I don't know too much about bonds though, and don't know what I'm in for.

I didn't mean him daytrading, I thought he was going to be gambling by stock picking and swing trading, holding a week, a month, or 6.
I'm not sure what the write off is like in bongland. He has to do that research himself, I admit I don't know much about tax stuff

>I don't know too much about bonds though, and don't know what I'm in for.
they're guaranteed returns. ~3% in the states
>That sounds about right, The money I intend to invest is money that has been sitting for a while in spite of me doing just fine with my income.
20 years is a long time, make sure you're fine not having the money for anything like buying a house or having kids.
>I didn't mean him daytrading, I thought he was going to be gambling by stock picking and swing trading, holding a week, a month, or 6.
functionally the same

You should have at least some bonds, when you read the lazy portfolio on the bogleheads wiki they give 1/3 to bonds, I only told you to do 20%. You should have a bit.

>they're guaranteed returns. ~3% in the states

Already seems better than bonglandese savings accounts.

>20 years is a long time, make sure you're fine not having the money for anything like buying a house or having kids.

That's completely fine. I don't have any big expenses on the horizon, and I can put my increases in income into my investments. I have a educational/job opportunity coming, as well part-time small-scale entrepeneurship such as flea markets and green produce.

LINK

invested into LINK around this time last year. cant believe its been a whole year since the ICO! Sergey and the team have made amazing strides since then. HODLing