Why are blacks so bad with money

I do think genetics play a roll. Of course it does. However I don't think that accounts for such a large divide.

I think it's terrible culture, MLK died, the welfare programs that were supposed to get them caught up were privatized during Reagan and effectively neutered and made to be perpetual (penalizing anyone for climbing out of poverty). Victim status also holds them down.

I was surrounded by low iq retards, many were agressive, shitty alchoholic mother, dad left when I was lil yet I almost finished highschool but politics ruined everything so in my final frustration I left the country. Im doing bad, lagging behind, but Im certainly better than someone would expect. You can always break out and do something with yourself.

and look where I got, losing the lil I have on shitecoins. it feels good to be masterrace. help

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You are very, very naive. You are goodhearted but naive. There is nowhere in the world with a black population that is a nice place to live. Liberia has the exact same constitution as the US yet it's the cannabilsm capital of the world. Genetics play a far larger part than you think.

I wonder how high the Asian candle would be if it didn't include southeast asian flip trash

do you also have those graphs with median net worth and average income?

nope, it's genetics
i know where you're coming from user. it took me until my late 20s to swallow that black pill
it's tempting to think we have control over our life, that even if we have differences there's ultimately no hard gap to potential
but the universe is deterministic, even if too complex for our monkey brains to apprehend. most blacks are unironically incapable of things you take for granted. it's not cultural. it's not oppression. you're simply asking for a dog to get on its two feet and walk. yes, many dogs can do that somewhat with lifelong training. but they're not going to walk as humans, ever
having the same expectations of blacks as you have of whites is simply not fair. you're putting them through something they cannot do. only eugenics can help

Short Black IQ
Long BBC

>he thinks blacks don't have animalistic instincts to do drum sounds and scream and grunt ("yoyoyo", "skrrrt", "woo")

G E N E T I C S 100%
They didn't have to learn to save the crops for the winter and for after the winter instead of eating them because the belly purred. They had summer all year and ate free fruits all the time. Europeans and Asians had to work and plan for their food.

Smaller brains.

That's not genetics you dolt, that's culture.

Maybe these links will help, user.
globalpolicysolutions.org/wp-content/uploads/2014/04/RacialWealthGap_AfricanAmericans_Final.pdf

Took it from there.

Culture and enviroments influence genetics, so user is indirectly correct.
Genetics adapt through to survival circumstances.

Because black men genuinely don't understand the world around them, yet are 100% confident in themselves regardless.

Rwanda. Culturally they're like Germans (like order, cleanliness, starting and losing wars against multiple neighbors simultaneously) and it will probably be the first homegrown sub-Saharan black first world country.

on the average it goes like this:
whites innovate and create
asians copy
blacks aggravate and destroy
the trend
there of course is a ton of white trash, asians who are intelligent and innovative and a few intelligent blacks but that's the general tendency not racist just realist
it's in their mindsets and some folks are just more primitive and adapted differently than the others, colder regions better, hotter worse, mild conditions the best for the development of your mind and building higher civilizations

This

Have you ever spent any time around them? They're dumb as rocks and mo money fo mo programz hasn't worked and won't ever work. I just hope humanity realizes that before the white race devolves into a group of frizzy haired halfbreeds.

umm sorry sweetie but organisms are adapted to their environments. Putting a wild African in the middle of the frozen tundras and expecting him to live is stupid

There will always be white people. It sucks that white civilization is coming to an end in Western Europe, North America, and Australia but Eastern Europe will be picking up the slack and there will always be white enclaves in the aforementioned collapsing shitheaps.

Literally exactly the same life story as you user, right down to the leaving the country part too. Now I'm holding 3k link and 3k XRP with a steady job and income. Kep going, you're not alone in this struggle. We'll all make it one day frend.

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It's an environment that selects for different genetics.

Their environment sexually rewarded violence over cooperation. Cooperation takes much more brain power.

My best friend was a wealthy nigerian who lived in a white neighborhood. He acted completely white and for the most part avoided american niggers.

He could communicate exactly like a white and dressed well but he still cant hold down a job.

nigga never heard of wakanda obv. whitey btfo.

>he fell for the most outdated nigger meme, the bbc meme.

checked and at least partially correct, Blacks were specifically targeted by the CIA with crack to dissolve the Black Nationalist movement (Black Panthers, etc). At the same time, welfare was instituted to encourage the proliferation of single mothers and fatherless boys who end up a prison slave.

D E N I A L
Wyt boiiiiiiiiii

probably due to culture and generally lower iq

The need to show off in the ghetto mentality and lack of priorities primarily caused by culture and fatherless homes. A nog would rather spend 500 dollars today on Yeezys knowing he will be short on rent due next week because he can "flex" on other nigs and feign superiority.

While the average IQ is based on 100 worldwide, the average IQ of blacks is 80, whites around 98-100 and east asians around 105-110

Its forbidden to discuss this irl of course.

While blacks are physically advanced (see sports), whites and asians are mentally advanced (see chess)

>when you're too retarded to think for yourself
>get brainwashed by porn and the media

denial I didn't leave you on your mothers sheets maybe you illiterate mono neuronic NPC grade monkey. You keep drinking all that black cum the media is jizzing on your face

>blacks are physically advanced
not even true all the time, some sports whites are better, especially everything that's related to swimming. Whites' bone structure is more adapted to that.

>Greed of instant gratifications?
this

many of them make fat stacks with government or affirmative action jobs, but they blow money like no other. niggers have no future orientation.

Usually low IQ.

as said thats not the case. And to add to that it's only in your american world. But do you know why? Because for a few generation most niggers slaved their ass off while their owners got drunk all the time, it's only natural to be some sort of general discrepancy. And again, only in your american world.