Where do you fall?

i'm in the top 20% since i have $55k in savings, $140k in my 401k and $74k in my brokerage account.

Still don't own a house though. I don't think I'll ever be able to afford one responsibly.

>be me
>have 12k Savings
>dropped out of college sophomore year
>play the university internship system to get a stacked resume
>get a 50k a year job with no degree
>literally a fucking zoomer

Why can't you put a down payment on a house? I assume your income is decent as well

I got $12k in my savings account, and $27k held up in crypto right now

34, 118k in savings, 193k in crypto car paid off, house halfway paid off

he could but he wants a mansion nothing humble would do for him or really his social circle.

At this point of my life I feel as if I have to choose either wealth accumulation or a home. So for example if I purchased a $500k house (median price for my area) at a 15 year mortgage I would probably spend $800k in mortgage, taxes and maintenance after the 15years and that house would probably be worth $700k.

If I continue living in my shit rent stabilized studio apt for the next 15 years I would probably spend $250k in rent. I have a high savings rate and I feel that if I keep dumping all the cash in stocks I could probably be financially independent in the next 10-12 years.

So the choice is own a home and work until I'm 65 or live in my studio alone for 10 more years and then start my life. I'm 26 now so being set financially at 36-37 doesn't seem too bad to me.

Yeah this plan works if your scared of women and having a family.

I'm probably am

More than 10k luckily

Man you should consider swapping views and actually living and enjoying life.

In 40 years time who you going to be spending xmas with or getting happy birthdays from?

im 22 a student and make 9 dollars an hour part time and i have at least 1100 at any given time, how are people this terrible.

You dun good user
Now work on your savings and start a business in your free time.

>keeping 10k+ in a savings account
>being the goodest of goys
anything over 2k is ridiculous unless you have a specific plan for that money

Is that Westlife?

I own a house worth 300k with no debt on it

sure you do

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yeah, actually i do

OY these blokes look strayan as fuck. Good on ya.

I'm 22. I have a house worth 300k with no debt on it in Seoul, South Korea, 100k in a retirement account, and 160k in cash and investments. That 160k was 300k in January but I fucked it up because of crypto. Anyway this was all thanks to buying all into crypto in February 2017.

I have a college degree from an Ivy League school as well with no debt on it.

I'm doing ok for age 29

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GenX here. Just letting you guys know that it doesn't get any better. I have less than $1000 and live paycheck to paycheck. Get used to it. You will never get ahead in this modern society. Jew bankers are your overlords and the wealth belongs to them.

I have a lot of equity tied up in my car, 300 dollars in the bank and make 150k per annum sirs

Living in your mom's basement doesn't count.

I should mention that my entire net worth in January 2017 was about $12k. ALL of my money came from 2017. Buying crypto in 2017 was a fucking godsend.

congrats

sure you do

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Thanks.

Top of the food chain.

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Are you going to post this response to everybody? I'm married and as of one month ago my wife is pregnant so I need a house. But having a kid will be so expensive it's like I had no savings to begin with, and my job pays terribly despite my degree. So I'm still going to be working forever.

35 Gen X-er, just made it and I got Bitcoin for days niggaz.

larp: the thread

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It's not even that outrageous, I made even more than he did from the 2017 bull run. Why does nobody believe people made money?

I made another 130k or so from the bull run but have lost that much in 2018. It hurts.

I lost a stupid amount in 2018, you're definitely not alone there. I have no clue what made me hold ICX so long, lost a couple 100k from that alone.

Like 4 or 5k depending on if the market takes an uptick or not.

27, with 460k equity in real estate, 30k in cash.

>61 + 41 = 102 percent

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Let me guess

You voted for trump

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im sorry bud

Oh boi, can't wait for institutional investors to start manipulating the market.

Have a few thousand dollars saved because I'm still in school at 25. Got 2 more years left, so I'll probably hover around that until then.

>GenX hasn't figured out how to budget by now
yikes. them jews got you good.

Two questions
>how much do you owe in taxes on that 560k cashed out?
>why did you buy a house in Seoul?

Or are you actaully Korean?

I got $30k from a lawsuit and then I got $700k from an inheritance. I'm smart and don't spend money, because I made a lot of money when I was young and learnt what it meant to splash money and how it attracts golddiggers and fake friends.

Astrology says I'm lucky, I don't disagree.

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Damn life will be hard for ranjeet in Kanpur. Keep larping and remember to pitl

My boomer parents will save me. Who cares?

>nobody is wealthy

the absolute state of brainlets

24 yo, 600k saved. I have a much higher income than most people my age though. I’ve been saving ~80% of my income for the past 5 years. I’m not even trying to live frugally, I just don’t care about most expensive things. All I need is a comfy apartment, a nice computer and some decent clothes. I still don’t get how so many normies make 80k+ and don’t have any savings.

Would’ve had 800k if it wasn’t for crypto and European stocks getting JUSTed in 2018 :/

>25
>older millennial
was this written in 2005?

He could be old.

>boomer
>save
Don't get your hopes up.

Nice larp, what is your job

$0
Savings accounts are scams

>alone for 10 more years and then start my life

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37 oldfag here. I have a little over 100k saved at this point, seperate from 401k. When I started wagecucking, I went in with the assumption that SS would not exist when I retire. It isn't a lot, but it definitely saved my ass more than a few times overs the years.

When I first saw this at age 21 it seemed an unrealistic prospect. Now I'm 30.

Iktf

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Because biz is a bunch of laggards that managed to lose money DURING the last great bull market of crypto. By January most of them were euphoric when they were almost able to break even but now they're all actually below initial. I didn't even think that was possible with crypto buy alas biz constantly exceeds my expectation.

Jesus how do I even begin to be like you guys

35, $0 in savings, 10k in debt, single father

23

~500k all in crypto

got into crypto mid 2016

down from 1.5m in december 2017 guess I don't have to explain what happened

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what's your income?
either you're not making enough or you're spending too much. i eat out once a month, buy the cheapest furniture i can (or thrift store), and eat rice pasta or potatoes every night.

24 with 2.3 mill

I'm not a boomer I'm a zoomer

Lol i thought I was broke as fuck but apparently I'm in the top 6% for my generation? Wtf are people my age doing?

Ne a trust fund baby or have rich parents. The vast majority of successful biz/fags have had financial help. very very few started out at the bottom and made it on their own.

it's a wonder you managed that with your poor math skills

this is true. in total i got about $50k in funding (over 6 years) for my degree from my parents.
if I didn't have that, i would have needed a loan, and interest would have fucked me for another 10k at least.
i didn't invest anything for my first few years of working. by now i'd probably have my loans paid off but i wouldn't have any savings like i do.

I don’t get how working age people can’t even save up 10k. Kek.

You don’t keep your entire net worth in savings, just up to the point where you have 6-12 months expenses for an emergency. Also when saving for short term goals, within a few years or so, you should just stay cash. The risk of your assets crashing outweighs the returns you’d make over that short of a timespan.

I went from $1000 to $32, 000 in about 16 months, all money earned through my retail job, 21 years old this year

how do you already have 80k in a retirement acct?

Delete dis right nao

Boomers are awful with finance. I know plenty who didn’t start saving for retirement until age 40+, as well as some who pilfered their retirement accounts early for frivolous purchases.

45k. I fucked off for my entire 20s and didn't start taking life seriously until 30.
>spend less
Not easy when you have full custody

$30k saved thrown into crypto and stocks in 2017. Always make sure I have $1000 in savings acct at all times. Only debt is car payment. 28 yo.

hopefully it's a masculine child at least.

Saving's account? What's that?

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then you're spending too much on your kid.

>I fucked off for my entire 20s and didn't start taking life seriously until 30

Literally how. Were you a Chad or something? For me all I cared about starting in my late teens was making as much money as possible. I was a loser in high school though

I like how they specifically say savings accounts just to make headlines when no one uses savings accounts anymore because you get less than 1% out of most of them. I have 10k in my checking, fuck moving money between accounts just to get that extra 0.5%.
Over 50k in stocks, but according to this I have 0 savings lol.

Yep he's my baby boy
I mean yeah there were lots of girls but also lots of sitting inside playing video games heh

Stocks go up and down. What if you have an emergency in a market downturn and have to sell at a loss to cover it? That’s the danger of not having cash.

Did you miss the fact that I had 10k in cash in my checking?

If I need anymore liquidity I can always use my credit cards, I have 45k in credit I could use and as long as I pay that off in a month I won't even be charged, more than enough time to sell stocks if needed to cover it, I'm not worried.

i'm 40.

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>falling for the women and children meme
cringe

My dude, getting in debt when you lose your job or a market downturn is the worst time to get debt. That 10k is barely 5 months of expenses where I live.

I have a year's worth of an emergency fund to cover whatever happens. Yes I have my investments, but the important thing is I don't have debt. Having kids+debt makes life more difficult.

The debt would only be to cover a month's worth of expenses at most, I outright own my house so I don't have to worry about a mortgage payment and have no debt so that 10k would last me a long time if I had to stretch it, plus I could always sell some of my stocks, I don't see needing anymore of a cushion than that.