Life Status Report

26
M.Sc. Business IT
"""""Data Science Consultant""""" (IT Consultant describes it better)
2100 Euro/month
2000, moving to a new city killed my 5k I saved during my studies
none
none
gf of 4 years

i'm trans

Repost for formatting

>age
27
>degree
BA biz MGMT
>job
cost analyst
>income
60k
>savings
15k
>debt
0
>Do you own a home/vehicle?
own vehicle, no home
>are you in a serious relationship?
yes 5y

27
Environmental science
Chemist
43k
100k
No debt
Stay at parents, waiting for bull

>23
>fucked off from uni
> freelancer
>5-10€ /hr
>nope
> -3500€
> Couple drift cars over years,none at the moment
>in a relationship for 7 years

>age
26
>degree
JD
>job
Lawyer
>income
$225,000
>savings
$40,000
>debt
~$200,000 (student debt)
>Do you own a home/vehicle?
Vehicle
>are you in a serious relationship?
Yep

>26
>civil engineering
>
>
>1.5K
>
>
time to pull the trigger

>35
>MD
>Physician
>400k/yr for 4 days a week
>$325k in savings
>debt paid off
>own my 4 series. No house. Can’t feel comfortable with such a large down payment yet and also not sure I want to keep living in my city
>yes w a chick who makes 75k. Kinda feel like I should find a girl who makes more like I do but it’s love so I try not to focus on that.

I had 250k in crypto which is now down to 28k which was my initial investment.

27
math
online teaching
~$45k per year
$5k
$30k
no
no

32
none
none
none
little eth and 1k link
none
just a motorbike
no

you are basically me one year ago:

>age
38
>degree
BSc IT stuff
>job
IT senior director
>income
$220k (incl. average bonus/stock)
>savings
$1m
>debt
none
>Do you own a home/vehicle?
yes and yes
>are you in a serious relationship?
nope

Dude, if you have kids she can rape you on alimony and child support. You're a physician, find someone better.

No way you should let a woman have financial leverage on you like that.

Can I ask you, how long have you been working that you’ve been able to save 1M?

>age
22
>degree
No
>job
"General Labor" slave.
>income
Minimum wage all my life.
>savings
14k
>debt
3k
>Do you own a home/vehicle?
No.
>are you in a serious relationship?
No.

15 years, although i didn't save anything for the first 5-6.

I hear you on this. I dated a bunch and she’s pretty great. She only has to work 2 days a week which is good news. I’m pretty redpilled out and feel confident about being able to vet girls about long term potential

So you’ve been Dave 100k/year the last decade then?

based jew

a bit less, but i've also been investing in the stock market. my costs of living are only $36k/year currently.

29
Bachelor Mechanical Automotive
Self-own business
average 1K per week
40K
no
yes/yes
no

Damn that’s pretty good. You’re not including you’re 401k then right

Give the fucking sauce

amber johnson according to google

>age
39
>degree
BA anthropology
>job
Museum director since 2012
>income
50k $ a year
>savings
a year worth of income. 10k in crypto, 10k gold/silver, 20k stocks, 20k fiat + a nice pension I pay 35% taxes for
>debt
none
>Do you own a home/vehicle?
Small but comfy appartment in the city in Hamburg, and I don't need a car at all
>are you in a serious relationship?
Nope, I am still a virgin

>23
>Bachelor's, Finance
>seeking a full-time job
>$14k from dividends
>$300k - $700k depending on the valuation model (private stock in a small investment firm)
>Neither. Uberpilled and rentpilled.
>Yes, going on 5 years.

>21
>nothing
>courier job, got it 4 months ago after 4.5 years of being a NEET
>$18/hr (usd)
>$8k (usd)
>no debt
>using mum's old car, but the head gasket is fucked and i'll need to spend 2-3k on it within the next few months
>living at home with mum, no need to get my own place since i am a KHHV
could be worse

Attached: 1532034827946.jpg (960x960, 166K)

Also, no debt. Obviously.

i should have specified that "a bit less" is on average over the duration. i have only started to make my current salary. 10 years ago i made about $110k. the total savings i mentioned includes my 401k and equity in my home.

What does that mean private stock in a small investment firm. How have you been able to build 700k in savings by 23?

34
Econ
Senior financial analyst
100k/yr
300k savings
0 debt
Own 4 year old economy vehicle
Living with parents
No grill

Bless white women. They are perfect. I’ll never Understand a white man who chooses to be with an Asian or Latin women when you fuckers have women like this. You guys are so fucking lucky but would rather get lost in the gook or spic pussy. If you guys aren’t going to love your women, at least give them to us brown men please. Not hating on you white guys tho, I’m only trying to remind y’all what y’all have and should take advantage of.

Ah ok that clarifies it then. I thought you’ve managed to save 1M in your bank. You’ve maxed out your 401k every year and it’s matched?

>age
29
>degree
yes
>job
self-employed
>income
250k
>savings
680k
>debt
none
>Do you own a home/vehicle?
No/Yes
>are you in a serious relationship?
NO

>25
>none (traditional school is a bull trap, homeschooled on coursera.org)
>A1 Technician Contractor (turned down 50k salary).
>$19,000
>$340
>350z Nissan
>No.

>karatbit.com

Meh once you’ve been with a few of these girls it’s the same shit. When you’re on the outsi

>24
>failing CS atm
>no job
>0
>15k
>0
>rent a studio apartment, take bus
>never

Attached: 1542210327146.jpg (950x1188, 178K)

my company offers a 6% match, so i've always taken advantage of that at a minimum, although i haven't always maxed out my contribution.

How have you saved 680k? How much you save every year

>17
>none
>Student/none
>None
>$75k in stock
>0
>I live with my parent so no
>Nope

Dude if you have that much in savings you should max that motherfucker out. It’s free $$

Saving the 680k wasn't too bad. I'd already be up at 900k if I sold the top in crypto. I feel like a moron right now.

>20
>studying chem engineering
>shopping centre info desk on weekends
>~20k a year
>7.5k link and $600 bond
>16k student debt
>no
>no

>27 years old
>Bachelors in accounting, 1/4 of the way thru a MBA program
>Accountant for small private company
>$85k net worth between liquid cash, financial assets, car and material physical possessions
>Like $700 balance on my credit card currently
>Own vehicle, don't own home
>Single

larp

>age
28
>degree
lmao
>job
none
>income
835 euros in unemployment benefits each months
>savings
2000? it's negligible
>debt
about 10k. not like i ever gonna repay it
>Do you own a home/vehicle?
i got a fresh bicycle
>are you in a serious relationship?
kissless virgin

Attached: IMG_20180604_113402 - Copy.jpg (3744x2808, 3.77M)

Oh, I forgot one

>$42k a year, 3% IRA match, $5k in MBA educational benefits

Well fuck I’d be at 700k if I sold at the top but you never know what’s the top. Again how the hell you save 680k on a 225 salary. That’s good money but it would take like 5-6 years to save that on that salary. I’m asking bc I make 400k and after 3 years I’m only at 450k

i always max out the company match, but there have been years where i didn't hit $18k maximum amount total for the year. i think based on my earnings now i get pretty close to that, but i always valued the additional flexibility of having money outside of the retirement account. if i knew about the rule 72t earlier i may have considered contributing more.

>age
25
>degree
some meme shit
>job
none
>income
0
>savings
0
>debt
0
>Do you own a home/vehicle?
no
>are you in a serious relationship?
used to

I take it you've never actually been with a white woman. Most of them are stuck up bitches. Yes the sex is good, but when 90% of the time you spend together is her complaining or yapping about something, the sex tends not to be worth it.

>26
>none
>none
>$100K
>$20k
>0
>yes/yes
>no
>bsv

35
None
Revenue analyst
45k
0
20k debt
Rent, making payments on vehicle
Single father

That means I own shares in a private company. The value of those shares is hard to estimate as a result. I did not build anything -- I was born into it. Don't get jealous though, like most private stock the shares are so illiquid they may as well be worthless.

I wish more girls did their hair like this.

I try to save at least 10k-15k a month and yeah that sounds pretty close. I've been saving this way for about 4 years. I don't always make 250k. Sometimes I make 300k+ plus and sometimes its been as low as 220-240k so that's the average. It's important to deduct everything you can on your taxes to make your income lower on paper.

Ok I hear you. But valuing that at 300k-700k means you have some significant equity there. What does it mean you were born into it, parents gifted it to you?

If this is a data mine I don't care anymore

I'm 26 years old with a BSEE working in the field. My income totals about $86,000/year. Since I graduate on a full ride I've been able to accumulate a net worth just shy of $300,000 which consists of stocks, bonds, cash, no crypto at any point ever. I purchased I lightly used car for cash but do not want the trouble of home ownership.

I despise women. I spent an entire adolescence and early adulthood ridiculed by them. I don't like talking to them or being around them. I now realize that I will never marry or have children. There is no shortage of poor, disgusting slampigs that would just love to use me like an ATM.

Attached: 919561235.png (260x249, 65K)

-32yo
-ba, econ, 2.6 GPA
-accounting manager, niche regulatory area
-130k, up to 15k bonus, pension, 5% match, other nice benes
- ~105k in 401k, some home equity
- wifes 90k in student loans
- own home, looking to sell, own truck
- married, baby on way

19
Studying law and psychology
McDonald's....
$21.77/h AUD
10K
0
Car
Long term GF

Attached: 1541857775013.jpg (240x240, 13K)

Dude saving 10-15k a month is quite a bit. My take home on non bonus salary of 315k is closer to like 14k a month after maxing our 401k and ira. But that’s 315k. I guess if you’re small business you can deduct more but I’m just confused if I’m getting fucked somehow. I have to spend at least 5k a month but that’s bc my rent is 2.4k/month

27
None
Fintech
40k
$1500
$0
No/Yes
Long term GF

>age
26
>degree
went to school for film so no
>job
currently work in a metal shop
>income
$15/hr for 40hrs/wk
>savings
$500 and i got cool shit i could always sell
>debt
8k
>Do you own a home/vehicle?
pretty okay truck, no home
>are you in a serious relationship?
too poor currently but im not autistic so there is a good chance i'll get one soon

You're getting fucked because you're salaried lol 450k in just 3 years is pretty damn good though. I also deliberately moved to a state that doesn't have an income tax so that's easily another 5-10% saved per year.

It's only a 3% stake. It was purchased (from another shareholder) for me a few years back at 300k. So basically a gift. I say up to 700k now because of how much the company's grown since then.

Why are your savings so low?
You should be putting aside 5-10% of your income at least.

>age
32
>degree
math and computer science
>job
engineering manager
>income
172
>savings
500k but like 350k is in a condo
>debt
110 left on condo
>Do you own a home/vehicle?
condo, midsize suv, 2010 honda accord
>are you in a serious relationship?
ya, wife and i are expecting first kid

>24
>BS Mechanical Engineering
>""""Controls Engineer"""" (I install thermostats in buildings)
>$62k where the median income is $120k
>$100
>$35000 in student loans
>I pay $1500 a month in rent and own a car that's about to break down
>She just left because my career prospects are fucking shit
Studying engineering was such a fucking mistake holy shit.

Attached: 1542443842264.jpg (722x349, 66K)

If I didn't know all of the IT jobs were worth their weight in gold, were massively oversubscribed, and didn't want to get raped by the muslim hordes down in london, I might've considered pursueing IT in my youth, I'm blessed to have an uncle that has the most insane brain I've ever known and is able to give me very good advice and something he told me will stick with me forever "listen to the arguments and make up your mind for yourself " then he proceeded to tell me that even with certificates in security he couldn't land a job in IT and advised me it wouldn't be feesable unless I moved down to london after finishing my degree I would need to finish in the top 5% in to be even considered for a job nowadays.

It's a tough slog to make it to the top user I have to admit I am a little envious of you making it in a tough field, but I'm also proud you didn't fall for the Bitcoin scam and actually made wise investments. Some Jow Forums anons could learn from you just by putting money in the bank and being patient.

basically poor money management. worked just hard enough to get by and blew the rest on hedonistic shit, i.e. getting drunk and eating shitty.

i am currently working at a metal shop because i am saving up to go to a programming bootcamp this jan. already been accepted, just need to work my ass off til the program starts.

yeah, im dumb for realizing this all too late but i really don't have much debts and have been living pretty comfortably, albeit poorly during my early 20s.

i'm actually quite optimistic for my future for the first time since ever

what's the business?

sounds like you spend too much. what's your rent? how often do you eat/drink out? sign up for mint.

Dude if she really left you for money you dodged a fucking bullet there. Imagine if you two got married and then divorced she'd take 50% of your shit. Be thankful she fucked off you're still so young you have plenty of chance to make an impact and get noticed.

>39
>Mechanical Engineering, Minor CS Minor Math, Certified Welder ,
>Power Plant Engineer
>80K Plus
>20K Education Cuck Loans
>Vehicle yes: Home Waiting for the crash
>Yes QT 3.14

Attached: Rel.jpg (1346x562, 55K)

i feel u bro.. i only fucked up even more and got a M.Sc.. biggest mistake

Tell me about it. What do I do though, It sucks when you make good $$ but can’t save like a beast. Too bad I didn’t get out of crypto whe. I had 250k in crypto. Could have at least taken that out and opened a coffee shop or something.

Jesus I thought you guys would be more on top of your lives than this...

>>age
23
>>degree
Double honours major in biology and medical science
>>job
Back at school for one year. Work construction in summer
>>income
None. (Or weed stocks)
>>savings
~30K
>>debt
0 (but indebted to my parents)
>>Do you own a home/vehicle?
Live at home for free. Dad gave me a truck to drive
>>are you in a serious relationship?
Haha (spoiler) no (/spoiler)

Attached: 1542928519100.jpg (510x680, 48K)

>24
>BS physics
>retail
>15k
>50k link
>0
>no
>kissless virgin

>25
>Associate's in Business Administration
>Manager at a Hotel
>$30k annually
>$4k savings
>$0 debt
>Rent a condo, own a van
>I'm single sadly

Attached: 212.png (500x622, 125K)

>age
27
>degree
master in economics
>job
wagieslave for a bank
>income
$6200 a month incl pension
>savings
~16k
>debt
mortgage: 385k (apartment is worth more than 620k)
>Do you own a home/vehicle?
Apartment
>are you in a serious relationship?
Yes

>24
>none
>NEET
>none
>a few thousand from previous job
>none
>no
>ye

>31
>bs in accounting
>occupationally challenged
>$15k
>$0
>03 corolla
>no

Attached: 0cc.jpg (633x640, 47K)

>26
>PhD in stem (almost done)
>Grad student
> 30,000 (as a student though, there's no tuition for me, as I'm on a grant)
>3000 in bank 2000 in crypto
>No debt, went to cheap state school, me and my parents split cost, I worked as a tutor.
>Car is almost paid off
>Living with girlfriend

my income is not typical, as there are people 20 years my elder making half of what i do in the same department. i was just able successfully work the corporate ladder.

i know little of the worth of certificates, but in terms of security -- i approached our chief security officer with a 30 page presentation describing how i obtained administrator access on all computers on the network by reverse engineering the encryption implementation on the company's software installation manager. something the red team missed. it's shit like that has helped me advance.

>24
>master's in international relations & international security
>51k (about to go to 75k)
>14k
>0
>car, given by my dad
>nope

Attached: 1533871068490.jpg (800x1200, 290K)

Try to learn coding, make a GitHub, and try to leverage that into a coding job/data science position.

>39
>$80k
With 15 years experience you would be making almost twice that if instead you didn't have a degree and were working a trade.

This is a meme and does not work. I have put an enormous amount of effort into trying to do it.

>>associates
>>firefighter
k
>>about 10k
>>none
>>own my car, mortgage my house
>>married

*50-100%