PERSONAL FINANCE GENERAL

WENA PO SAPO CTM

Do I need to file taxes if I haven’t had a job in 3 years? What about with 50+ crypto transactions and 5k in losses?

If all you’ve done is lost money over the past 3 years and haven’t earned any income, the IRS probably doesn’t care about you.

They only care about people who have income they can steal.

>40% housing
holy fuck what kind of cuckoldry is this, I pay less than 10% living in the heart of a major city in the hipster part of town

People like to make themselves richer by living in places they really shouldn't be living in. Which city?

Fuck off boomer. Not everyone wants to invest in shiny rocks, the stock banker scam, or become a slumlord.

How do I escape wagecucking and the rat race by 40? I'm 20 and working min wage at the supermarket. I've accepted I'll have to do my time but I don't want a life sentence.

I want to enjoy some of my life before I'm old and crippled.

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No sorry this board is reserved solely for gambling on internet meme money and losing. Carry on

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at what age should you consider sleeping with your mom? asking for a friend

Get some form of formal education and get a better paying job. Doesn't have to be college. Learn or trade or something where people will actually value your skills.

Then from there live simply and frugally. Don't waste money on stupid shit and depreciating assets. Aim to save at least 60% of your income and invest at least 1/3 of your income in index funds