Stellar vs. Ripple

So since both coins are basiclly the same. What is the better investment. Would love some serious discussion and maybe some arguments.

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Ibm backed worldwide payment rail being backed by central banks
Vs
Company owned security that has failed at its traget use case already
Hmmmmmmmmmmmmmm

How is the ibm partnership working out. Is fairx already launches. Or is it just ibm investigating the tech at this point, like all the iota partnerships.

>What is the better investment. Would love some serious discussion
they're both scams

they are not the same. XRP is a literal beta version of XLM. Only tech people know this. Ripple raised so much money that they can fund an epic brainwashing marketing agenda to lure in normies and pajeets.

You say that because of the supply. They don't seem like scams to me, it might not workout. But there are serious people involved. Unless u mean the big fucking supply they own as scam. Which is a good point.

That jed guy left ripple to build 'a better version of ripple'? So it actually should be ripple 2.0 but does he have the network and backing that ripple foundation have?

Both are premined, Both are shit. Too late to make profit on bitcoin. Buy the biggest coin that actually has functionality while it's cheap, ETH.

While a agree on eth. I am now on ibm site and they literally talk about stellar and using the protocol for cheap interbank payment. Which is a differnt use case than eth.

XLM because Ripple is exactly the opposite of what crypto was invented for.