>have $30k saved up
>recently got a ER bill for $27,356.02 not covered by insurance
>have no other debt
What should I do? Should I pay it all off and be nearly broke or should I just pay the minimum? I feel like killing myself it took me so long to save up the money and just like that It all returns to nothing
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Fuck bro my worst nightmare since I don't have insurance and am 24 I just try to keep myself healthy I'm not paying into that scam Ponzi
pay the minimum, invest the rest into bitcoin literally RIGHT NOW before we moon. get in the rocket user
Fuck the hospital
Medical debt is unsecured debt in the US. Just send them $25 a month and they can't do shit
Call the place and try to negotiate a smaller lump sum pay off.
Gamble the 30k at a casino/gamble on shitcoins and if you lose file bankruptcy. If you win you come out ahead. Either way you can't lose.
Do not pay medical bills. Those have no adverse effect on your credit
these
Any payments you, as a person, make to a hospital are the cherry on top to them. 90+% of their revenue comes from insurance. If you put in 15 minutes to talk to them on the phone you can generally set up a payment plan or get them to write off a huge chunk of it.
t. I work in medical billing.
Not if the hospital sells your debt to a collection agency.
Bankruptcy dude, tether up and you're gucci.
Why do people even pay their medical bills. There is no reason you should unless you own real estate or seizable assets (i.e exactly what Bitcoin can mitigates)
US edition when
>Tfw most would get shot in the first episode
Who the fuck cares. If you have 30k saved you will not then you're probably a wage slave who won't be able to afford a house anyway. Much better to keep that money and make it grow instead.
based good advice
>burgers
This. I won't call the bottom now but I'd rather buy crypto and pay the minimum than to pay everything and lose all of my savings. However, if you didn't plan anything with your 30k then pay it off.
if it is not covered by the insurance company, then it is not something life threatening ... more like plastic surgery? let the company explain it to you how they are allowed not pay for your health issues and make them public like a true lgbt sjw warrior so that the company get their reputation damaged
oh and by the way you always can do a gofundme if you have enough friends and such
Can I get a quick rundown on what lead to anons ER visit and subsequent details?
AND THE LAAAAND OF THE FREEEEEEEEEEE
Search “Sam Hyde debt” and watch his vid on how deal with this shit
>UUUUH JEEEZ DUDE, I DUNNO, CAN YOU DO, LIKE.... THREE DOLLAS?
We should be considered third-world until we have socialized healthcare, this is absolutely embarrassing. Anyone not rich who's not voting for Bernie in 2020 is LITERALLY cucking themself and their future self.
Your wife's son called he needs to get picked up from gay school
Not voting for a communist Jew is “cucking ourselves” lol, ok Schlomo
>He pays his medical bills
>we need universal healthcare
>we also need to import millions of poor brown people to perform menial labor for below minimum wage
Yes goy. Keep voting for (((free market))) capitalism
Dont tell them how much you have but if you want to pay it ask for a cash discount or make a offer like youll give them 15k cash in whatever denomination they want. They may counter but they may take it or like the other said talk about a payment and how its going to take a long time to pay it but your trying and ask comely how much they would take cash if you could come up with some money.
>thinking Bernie wants open borders
He's part of the Old Left, has called unrestricted immigration a Koch bros libertarian wet dream. Being unable to differentiate between neoliberalism and classic leftism is going to leave Repubs very vulnerable in 2020 if Bernie gets the nom.
if you don't make a lot of money on paper, then you can get government assistance pretty easily if you're below the poverty threshold.
When I was younger I had a seizure, the ambulance ride and ER bill was around $7,000. I wasn't making money at the time, applied for Medical and it was completely covered.
Find an employer with a health plan you fucking retard. I pay $160/month for peace of mind.
Just run away to Dubai
thats not how the song goes
This but also put like $5000 in silver and gold
Listen to me, I know what I’m talking about. Don’t pay it, when they call you tell them you can’t afford it and set up a payment plan. Don’t pay any of it. Right before they send it to collections, call and tell them you can afford it and want charity care. Don’t pay that either. Right before they send it to collections call and tell them you want to settle and see what the offer.
If you don’t care about your credit, you can let them send it to collections and repeat this process. Then settle for much less.
If you care about your credit pay the settlement. Absolutely do not settle for over 4k
Dont listen to this retard run away to Cambodia instead
Use that 30k to buy Bitcoin then put it all in a 1x long
Move to China and teach english. Never pay this.
What could one say or do to get them to write off a huge chunk?
listen to these anons for the love of god do not send them 27 fucking grand they do not need it and cannot ruin your life over it
Hide the money and go into bankruptcy
(((communism))) and (((capitalism))) are two sides of the same coin desu. The top always wins.
Lol, well done burger. How about you move to a country where basic services aren't retarded levels of expensive?
Yeah, doubt Bernie is up for it though. Need someone stronger, who won't cuck out as soon as corporate-sponsored SJWs roll up to his rallies to d&c. No idea who.
this. the only thing that will save us is a worldwide emp blast that returns us to the stone age.
Lol ameritards
Put all 30K into crypto and then declare bankruptcy lol.
>who won't cuck out as soon as corporate-sponsored SJWs roll up to his rallies
I couldn't take him seriously after he allowed that to happen
That was more embarrassing than anything Trump or Hillary did during that time
just don't pay it. who gives a fuck about credit. It's not like they are going to go kidnap you or something
don't listen to this retard, go allin on LINK
eurofag here. we have socialized healthcare and I pay over 700 USD per month for this "free" healthcare. meanwhile burgers pay less than 200. dont get jewed over
What a coincidence...
Fuckin hell mate...
oddly enough, i think this might save you.
united states healthcare makes me lol
what a dump
You realise americans pay more in taxes for healthcare ON TOP of their insurance right?
Someone on median income in the UK will pay roughly $125 in taxes that will be allocated to the NHS per month. So I have no idea where your calculation is coming from.
Just because you have insurance doesn’t mean they are always going to cover everything you stupid tool
Can they garnish your wages or freeze your accounts? If not, then fuck it.
you realise I live in one of the highest taxed countries in the world with a significantly lower income than burgers?
im not in bongland