>Be me >Boomer mother has become a gambling addict >she is thousands in debt playing some mail-in sweepstakes thing where the more junk you order the bigger chance you have of winning >taxes come due on her house she has in her will that is supposed to go to me >can't even pay the taxes >has to cash out more credit cards at the 30% cash out APR to pay the taxes >i offer to pay the taxes in exchange for her transfering the deed to me since it's in her will for me anyway >offer to continue to let her keep getting the rent income from the property until she dies >tells me to fuck off. ill get it when she's dead >tfw she had rather risk losing it than just give it to me now >she is now like $20k+ in credit card debt >soon will default >bank will probably take her house (my inheritence)
The absolute state of boomers. What will happen to her biz? Will she at least be put into a debtors prison?
how is that even possible? i never co signed for anything. it's all in her name.
Joseph Turner
welcome to America.
Carter Kelly
Haha, you're as dumb as your mother. Google it dipshit
Jace Ramirez
rest in peace opie
Levi Clark
Ditch the selfish bitch, she will not leave you anything but debt. Try to get her to sign the house to you so you can pay off the inherited debt then dump her
Nathaniel Jenkins
It gets taken out of the estate (your inheritance.) You wont have to pay anything but you probably won't inherent anything (of value, you'll still get personal effects and such) either.
Benjamin Martinez
You're both fucking morons. The most creditors can do is claim against her estate. But OP's own credit and original assets will be unaffected (loss of inheritance is pretty bad tho).
Camden Jackson
It depends on who it gets sold off to.
Samuel Roberts
The estate pays it. Debt is never "inherited". It just means the bank will wipe her assets out until it's paid, which may be everything
Jack Young
lol. she gets SS too. any chance they might garnish that? it would server her ass right.
Jayden Richardson
>implying the bank is stupid enough to keep her debt until dies They'll sell her debt to some shady debt collector who WILL go after other family members, regardless of what the law says.
You're a soulless entitled retard and you're calling your parents entitled? Holy shit
Jaxson Brooks
i hope she gets her SS garnished. That would be funny. At east then what she is doing would bite her in her own ass.
Ian Ross
I'm not the one racking up credit card debt i can't pay off.
William White
Even if you are trolling, I know someone like you. He's 45 and broke and works a minimum wage job and goes on $5K vactions that he can't afford and has to ask everyone he knows for money to fund his vacation and then whines that his parents won't give him their house until they die.
Adam Ramirez
you don't know shit. in fact your full of shit. your a boomer and your triggered by the thread. now fuck off. your projecting is too obvious gramps.
Gabriel Nelson
This board is about making money, not losers from reddit complaining about their family.
Its none of your business what she does with her money if you talked to her already.
Brandon Walker
You are angry at your own mother for being in financial turmoil because she won't give you her fucking house and want her to be punished by the state, which you will see as justice for her giving you her house a decade from now instead of now.
Aiden Garcia
No it doesn't dipshit
Nathaniel Evans
>is more responsible than own parents Yeah, sounds retarded for sure. Cut OP some slack.
Benjamin Wilson
Bro you fucking thought that debt gets erased if the person in debt died. You made this thread because you didn't know the ramifications of her situation and wanted answers, and then you didn't know the legal environment around garnishing. The fact that you are telling other people that they "don't know shit" when this whole thread is about fixing your lack of knowledge, is hilarious.
Zachary Flores
He's mad because she's ruining her future by gambling and leaving him in an unstable economic position in this economy. Have you ever checked homelessness stats?
It seems you've been brainwashed by your parents to believe that parents are always right and flawless people and you're running around unable to think for yourself.
Ryan Cook
doesnt matter
Parker Williams
he is angry at her for being a short sighted retard that doesn't care for her legacy. Why would someone jeopardize their kids like that is beyond me
Grayson Phillips
He's not mad that she's ruining her future. In fact, he wants her future to be ruined because he wants her house immediately.
>Have you ever checked homelessness stats? Have you? Only 00.17% of Americans are homeless. What the fuck world are you living in you retard?
Isaac Allen
>expecting a inheritance
Why does she have to give you anything? You should work for that stuff yourself instead of expecting it. You sound like one of those neets who say,”I’ll be rich when my parents die”, and seem to be proud of that
Cameron Evans
>go after other They can go after the stain in OP's toilet, so fucking what. All OP has to do is tell them no.
Brayden Roberts
>You sound like one of those neets who say,”I’ll be rich when my parents die”, He offered to pay her credit card debt. How do you breathe?
Hudson Fisher
The bitch has no future, she's about to remain without SS and her house due to the debt she's collecting for her degenerate addiction. OP is only trying to save his ass by getting her to sell the house. If the house gets sold he can still take care of her and maybe do something to protect the house money from getting got by debt collectors.
I can't believe you're advocating a kid to allow his dumb mother to rack up debt for him to have to pay on top of losing the house that could've brought him stability, how can you defend a woman who'd rather gamble than make sure her kid will be fine after he dies?
I encourage to sit down and analyze your thoughts and judge them before you post them, instead of reacting, emotional control and self control will take you far friend
Ian Scott
after she dies* my bad
Wyatt Bailey
why are you bitching? the debt will be cleared when the house is sold and the difference given to her. she doesn't lose the entire value of the house because of credit card debt.
Jose Stewart
This lol. Make your own way as a man
Hunter Harris
They will take everything and break his legs. Whatever they can't get legally, they get through other means.
Threats, loansharks breaking into your house, police ignoring your calls, you name it
Tyler Clark
He offered to pay the property tax on the house, he didn’t offer to pay off all the debt
Lincoln Cooper
If she doesn't have mortgage. Get her to sign over the house with an agreement that you will give her a monthly pmt until her death. Ie Reverse mortgage.
Josiah Hughes
>Boomer mother has become a gambling addict >become If she was responsible before, this is a sign of Alzheimer's. You can also expect her to engage in absurd trashy behaviors like having sex with completely random men on impulse, random bursts of aggression and paranoia. I'm sorry op.
Gabriel Ortiz
Honestly why doesn't she want to transfer it into your name?
Tyler Ross
awful situation, maybe rally your relatives to have some sort of intervention with her
William Cook
>this Have her declared mentally unfit and take her power of attourney. Then you can controls her money and prevent her from squandering it all till she dies homeless in the gutter.
Ian Hall
Good luck with that. The court will see that as son wants is inheritance now and is willing fight now for her money.
Hunter Flores
Not if she’s 20k in debt from gambling. I don’t know exactly how it works but my mother and aunt did it to both my grandparents because they would just straight up forget to pay the bills or collect their SS checks. Yes he is securing his inheritance but more importantly he is ensuring his mother doesn’t lose her fucking house and all her money because she’s a gambling addict.
Christopher Parker
As a lawyer, this. If she is a gambling addict, she might be placed under curatorship when her financials are at dire risk. Consult a legal specialist, user.