My parents are financially illiterate high school dropouts who managed to scrape together a decent upper-lower/lower-middle class life through a lot of sweat and hard work. But a lot of our lives have been hand to mouth so to speak.
As a result, I never learned anything about finance or what to do with any "excess" money I make. I'm about to graduate college and have a job for 75k a year lined up when I do. I'll be making more in my early 20s than what my parents combined make. They taught me to live frugally, so I want to put all of the money I won't be spending to good use.
Are there any services or apps catered to financial laymen that Jow Forums would recommend? I have read that ETFs and other types of mutual funds would be the safest, steadiest way to invest as they minimize the risks associated with buying and selling individual stocks.
Sounds financial advice is hard to come by on Jow Forums, I have been searching for it myself. I would also say that you could look into REITs if you haven’t already as another consideration, as they pay higher dividends.
Christian Watson
>upper-lower/lower-middle class life In denial about being from white trash family
Ian Jones
Nothing is good right now. We're on the verge of a global shitstorm. Put maybe 5% of every pay check into Bitcoin, 5% into gold, keep most in cash and get ready to buy property in 2-3 years.
Chase Murphy
Well, my parents aren't drug addicts and my brother finally got his shit together after his last arrest so it's not so bad.
Jason Rogers
It’s not a crypto currency it’s a utility token. We are all convinced it’s the future of smart contracts. At least buy as much as you can afford to lose. Even 1000 link held for long enough might be enough. Good luck new fren.
Sebastian Fisher
So you come to biz for financial advice and you dismiss link? You have to go back or lurk more