Speculating and Investing are different things edition
>I'm new to the stock market, what stocks should I buy? Before you buy anything, make a brokerage account and read investopedia articles and/or the books in the OP list. If you don't have a broker, you can't buy stocks and if you blindly buy things without understanding how the stock market works or doing any research on the individual stocks you're buying, you will lose money and it will be entirely your fault.
I have no debt, so my risk capacity is basiaclly as high as it can go.
I have iron hands and know my decisions to be true, so i have maximum risk tolerance.
I only make about $40k a year and at age 22 and am not sure i will ever make much more compared to inflation, and i want to retire by age 40 honestly, so my risk requirement is about as high as it can go.
I also have my parents who will never let me go homeless or hungry, so i can take on more 'risk' knowing my true needs will always be taken care of. I want to make it and retire on my own, but having the safety net of them allows me to take on the risks that I currently am.
Thank you for the help sir, its making me feel stronger about my decisions.
For reference i am 25% in these 4 funds and nothing else: QQQ, SPY, QLD, SSO. so i am 1.5x leveraged at all times
Joshua Sanders
WSM WHR
Load up. Pottery barn is about to enter the new cycle
Speculate.. SN hold only for a few days to 1-2weeks
Trading.. LCI hold for $15-$20
Investing... dividend payer on Dow or s&p 500.. put that shit on DRIP
Just got back from playing pool.. made an epic three bumper shot that went through MULTIPLE balls and still made it! Bar went crazy! A lot of people watching!.. also made 8 ball on break.. and also ran to the 8 from break but then scratched after making 8 in :/
>For investing on DRIP on an index consider SPYD honestly probably makes the most sense for someone that wants to be lazy and invest for a very long period of time to buy SPYD and set DRIP.. still think theres better gains to be made if you are able to pick companies specifically for DRIP
Logan Gonzalez
Making a portfolio of high dividend paying companies wont do well. It used to be a Wall Street fad for a while until people pointed out that buying the index and reinvesting its dividends, actually returned higher than a dividend high portfolio. Comes from the problem raised in the last thread about double taxation in the US. So you are better off buying an index ETF of the SP500 then setting that for dividend reinvestment. Your gain will primarily be from the growth of the stocks rather than the dividends.
Its amusing because its the opposite in Australia. Because we get franking credits companies pay high dividends, usually 4% to 7%, so our index growth is slower, but when you reinvest the dividends its a huge yield over time.
Cooper James
>double taxation in the US. what? investing with DRIP causes double taxation? I won't be investing in any type of corporation.. i'll be investing in my own account..
Jeremiah Lopez
i hope you bought AMD at $16 today marks the day of imminent intel and nvidia bankruptcy
That's literally what DRIP is, it's reinvesting dividends. Setting an ETF on DRIP is just automatically be reinvesting Source on double taxation, that must be an Australian thing because it's not here
yeah i'm not sure what he's talking about with the double taxation... pretty sure thats if you are investing under some sort of corporation and taking funds out from the corporation.... hence the tax on the corporation and then the tax on personal income....
Joshua Anderson
Agreed, I'm not even sure what the second thing being taxed is, it's a single dividend payment, there is nothing else to tax on an individual account.
Tyler Gutierrez
Anyone get the new Pottery barn catalog? Beautiful stuff
he might be a little confused or maybe i've been misinformed for years.
Double taxation comes when you invest in other accounts besides an individual account and pull the money out for income... So your corporation gets taxed and then you will get taxed..... that doesn't happen with individual accounts....
Isaac Kelly
>Speculating and Investing
Correct! Some confuse this and claim the opposing strategy is unskilled or just bad in general (both sides claim this about the other). It's two completely different games.
Christopher Thomas
yeah but i have no idea what i want to do besides something in the financial sector since i love all this investing and budgeting and such
your chart isnt too far off, i currently invest between 1000 and 1500 a month but 7% is a huge joke, i'll be at 10%+ without too much concern
Justin Garcia
Is selling puts on the S&P 500 a good strategy? Seems like you are selling boomers insurance and insurance always pays. Also ATM or OTM?
The company is taxed on its income, which is then taxed as a cash dividend even though it is a dividend reinvestment. US DRIPs are not tax free.
Sebastian Baker
Deluded. Intel will be on top again before Zen 3, and Rome is pretty much just a side grade compared to the servers shipping from intel 1h 2019, due to Intel specific features in xeons that help in certain workloads, and importantly, optane dimm support, allowing 512gb dimms cheaper than 128gb dram dimms. The rise of in-memory computing due to large data set workloads like AI and virtualization makes 1 cascade lake AP, or even an apache server, far superior to 2 Zen rome 64 core servers in such. Intel has little to fear for now. If micron, IBM and amd teams up to make Gen-z server platforms before Intel comes out with something similar based on its proprietary interconnect, then Intel will actually be in trouble. We'll see. I hope open protocol wins, so I'm rooting for the Gen-z consortium.
Juan Phillips
>puts Not at these valuations
Lincoln Baker
How come no one is mentioning Activision-Blizzard's recent drops, or any of the video game market? If Activision-Blizzard goes mobile they'll grow stronger, and other companies are looking at different ways to pop off since lootboxes' aren't the thing anymore.
The market in general is supposed to keep growing, stocks from 2012 all increased like 300% to end of 2018.
I'm thinking about putting some money in this area, cause I'm a huge video game faggot and I feel I can grasp the market. Still need to do tons of research tho.
Nathan Campbell
>I'm a huge video game faggot and I feel I can grasp the market.
dont invest in things based on emotions or 'your passions'
its dumb, just buy index funds or blue chippers
Liam Edwards
>If Activision-Blizzard goes mobile they'll grow stronger That is the complete opposite of what is happening. Their mobile games are tanking and their biggest income is still PC based. Their new Diablo which was supposed to capture the Chinese ARPG market failed before it started, no one in China wants it.
Christopher Gonzalez
so you are saying that it's double taxation because the company you are investing in is getting taxed? then all dividends will be considered "double taxations" but you are only going to have to deal with your taxes.. the company will deal with their corporate taxes.
Please point out to me where it says that it's double taxation on the individual.. Double taxation comes from when you set up a corporation of your own.. invest in it and take money out.. thats a corporate account like an LLC, C-corp, S-corp, etc... not an individual account.. and then i think if you invest in a REIT the taxes get passed onto you.. i think similar to a trust where there is a "royalty"
Just because the company is you are investing in lets say KO pays taxes doesn't mean you are getting double taxed when you file your taxes... Your divi is getting taxed that one time.. and that investopedia link says you don't get taxed until you sell the shares you collected from DRIP.. didn't see the part where you get double taxed.. really not trying to be an ass here.. just really trying to understand why you think an indvidual is going to get double taxed as if they are running the investment through a coporation that they themselves or a group set up.. if you are saying it's double tax because the actual business that paid out the dividend was taxed.. thats not really what most people consider "double taxation" you are getting your dividend and you are getting taxed on that dividend once you get it.......
Zachary Parker
Yeah I feel they need to bolster their PC audience and tap into mobile as a side, especially for Western Audiences, Nintendo touched a little into mobile just to get its feet wet. Diablo 4 is going to be announced to save face, WoW classic is going to do well at first because of nostalgiafags, and Overwatch league is not going anywhere
Elijah Gutierrez
Double taxation in this context refers to the consequences on the company and individual together, not separately, and it does impact you because the company is getting taxed and you are getting taxed in relation to the dividend. You as an individual dont get double taxed, the dividend however has been double taxed because the company pays tax on it and you also pay tax on it.
I suggest you go read this frankingcredits.com.au/ to get an understanding of what happens when there isn't a double taxation.
Juan Garcia
>the dividend however has been double taxed because the company pays tax on it and you also pay tax on it. ok.. i understand that.. you made it sound like i will be getting double taxed... i know what the dividend is and i know how much i will be getting taxed once i receive it in an individual account.. It won't be taxed again once i take it out of my brokerage account.. I really don't care what the company does with the taxes as long as i get that set amount after they deal with their end and then i will deal with my end.
Dominic Murphy
>Want to average down on my PSXP >Gaps up >"I'll just wait for one red day..." >Straight green for 5 days
>I really don't care what the company does with the taxes as long as i get that set amount after they deal with their end and then i will deal with my end. You're looking at this the wrong way, you own that company, what happens to it is also happening to you.
There is nothing you can do about it in this context, but its important to know whats actually happening when you get your dividend or reinvest it. That income to the company has been taxed, and is retaxed when it is passed to you.
Its the core reason why countries like Canada and Australia have high dividends since they eliminate double taxation on dividends, and countries like the US have low dividends since its more cost effective to keep the money and let the business reinvest it in itself, rather than give it back to the investor. Its important because if you go look at the grown of the index of US vs Australia you will see the US beats it by a huge margin until you calculate in dividends and see they are fairly close.
From a tax perspective in the US it is actually better to find companies that reinvest rather than pay dividends, since less capital is being wasted as tax. Of course you could also just go buy Amazon or any of the big tech stocks who pays zero tax because 'fuck the fair market we want to dominate the world'.
Elijah Nguyen
DRIP shares are offered at a discount to the market price of a share, they automatically average down your holdings for you.
Daniel White
this is why you dont try and time the market kid
just DCA and get IN the market
Grayson Lee
>You're looking at this the wrong way No i'm not. I invested for the dividend. I calculate that in my return.. i don't care what they do with their taxes as long as i get the return that i calculated and I claim it on my taxes.. I'm not going to go oh fuck this dividend has been taxed already?!?! lol.. no.. i'm not... i know what i'm getting after the company does their job.. which i invested in.. its not my job to do their taxes.. it's my job to do my taxes and find good investments..
Sorry kiddo.. but i think it is you that is looking at it the wrong way.. unless you are a major share holder in a major company i really don't think you should care how the company gets taxed as long as you get the return on your principal that you originally calculated
Jaxson Wilson
also would like to add.. i'm not really a dividend investor.. i'm more of a growth investor.. not really interested at all in hunting for dividends.. just got really confused when you said we will be double taxed on the dividends we receive.
Christian Anderson
just buy WFT
Angel Hill
I *am* in the market, I already have shares. It's just not as compelling a buy to me at the current price. Might average down on GSK instead.
Michael Kelly
well at least buy something all the time and never sell
thats how you make it if you buy good stuff
Cooper Sullivan
Does anyone actually make money on these threads? Like enough to live on?
Jonathan Baker
Feels like a bull trap lately unless China deal.
Preparing for pain.
Carson Gonzalez
Loans are going to fuck our shit up senpai
Juan Murphy
Not unless you left crypto in Dec 2017 and entered and left stocks in October' 18
Lucas Robinson
>No i'm not.
Did you even read the next sentence?
Quote " you own that company, what happens to it is also happening to you"
Colton Butler
yes.. sorry you must be confused as to why i invest.. i invest to make money.. i don't invest to get involved with the damn company. The only thing that is happening to me is.. i get the dividend that they give out every quarter and then i go file taxes on it. Not hard to understand kid...
Jonathan Rodriguez
You're failing to grasp the consequence of that dividend, its income to the company which otherwise would be used to increase its yield but is lost to the shareholders, and hit with additional tax. That is important in understanding the long term profitability of a company. It can also tell you a lot about the future growth of a company by the presence or absence of dividends.
> it's my job to do my taxes and find good investments. How can you expect to be a good investor, if you don't understand the consequences of the actions of companies? You're ignoring a key mechanism of dividends and the consequences that has on your company. Treating this as a situation where 'i have my dividend everything is okay' is foolish.
Either way this conversation is done, I have explained the issue and if you fail to grasp it then its your head to hang.
Gabriel Diaz
I was told we were in a bear market... REEEEEEEEEEEEEEEEEEEEEEEEEEEEE
>i invest to make money.. i don't invest to get involved with the damn company This may be the single worst statement ever posted on Jow Forums of all time. You literally just said the antithesis of good investing.
You are speculating, not investing. You're better off in a gambling thread than on Jow Forums.
Isaac Bell
>Either way this conversation is done yeah.. i was going to say.. you are a bit retarded anyway...
I grasp what you are saying.. really.. I do.. you are just making it way more complex then it has to be.. now enjoy the first few months of your trading career kiddo.
Jack King
oh tell me again how much you get involved with the company and how much they care about you when you invest your $500 in a company with a market cap of 30billion+
Get real kiddo..
Wyatt Perry
>calls others retarded >has zero grasp on how companies work I give you a year before you are broke
Mason Barnes
Please do yourself a favor and stop using those additional dots after a sentence.
It doesn't matter if you have 1 dollar or a million, the only thing that is important is the potential yield. You are literally just gambling if you don't understand the overall economic environment and grasp the fundamentals of the company you are purchasing.
Im done with you, you are literally going to lose all your money and are simply too stupid to be on Jow Forums which is saying a lot.
Joseph Morales
funny because i've been trading for years and years and have been involved with many companies through convertable investment vehicles.. I understand very well how publicly traded companies work.. probably better than more of 90% of this thread.. i literrally have an company that deals with buying and selling debt of corporations that are publicly traded.. you have no fucking clue who you are talking to kid.. like no fucking idea.. you think you are boss status with your little robinhood account?? Pretty sure you've never had to get any legal opinion letters or rule 144 exclusions when purchasing any shares because you are peanuts to these companies.. pretty sure you've never had to deal with Transfer agents, lawyers, clearing firms, and brokers for mulitple days just to buy, convert and clear shares to get be able to actually trade them.... have you done that?? pretty sure you haven't... i have.. have you?? kys kiddo.. no go buy your little dividend stock and worry about getting double taxed on $20 lmao!!
Lucas Hernandez
This the marine copypasta of Jow Forums?
James Flores
>Im done with you, you are literally going to lose all your money so you are saying that i've been making money for over 5 years in the markets now all of a sudden i'm going to lose money because you think i don't understand dividends??
I'm not trying to argue with you.. i'm just calling you what you are... a small time fucking retard!
Luke Stewart
sure.. if you want it to be.. pretty sure a lot of people in this thread have no clue how any of that works though so there might be a lot of people that scratch their heads because they are still wet behind the ear
Henry Howard
Can you call people retards after you fix your fucking retarded habit of using multiple dots after a sentence? Holy shit, and you're supposed to own a company!
Blake Gray
I think their stock price has been affected by the china and tencent FUD lately but also fundamentals they're depressed some but their future outlook isn't exactly great
Kevin Phillips
>Holy shit, and you're supposed to own a company! you know how many fucking retarded fucking CEOs i have come across in my line of business.. not to mention lawyers.. the only ones that actually seem to be on top of their shit are the brokers and transfer agents...
Called a CEO one time.. he thought i was the COO because we happen to live in a similar area.. he went on to tell me some crazy shit like inside information shit and was like.. SO IF user WANTS TO BUY THIS DEBT HES GOING TO HAVE TO STEP IN NOW TO BUY IT!!.. and i was like.... ummmm... i am user.. and he was like.. ooh.. oh.. shoot sorry....
not to mention how many times i've had lawyers fuck up big time on paperwork just to send it back and forth to 3-4 different people have it all sent back.. packeged better.... then sent again just for the paperwork to be fucked up again...
You have no clue kid... just know that most people in the world are fucking retarded.. even the ones that seem to be "smart" that are just like you and I.. they are just usually someone older and got into the position because they either went to school for it or someone put them in that position..
Ryder Cox
>Company owner is shitposting on Jow Forums Either you larping or your company is shit
been on Jow Forums long before i had the company.. got into the business due to knowing people from my childhood... my childhood friend is actually my business partner and knows most the people from family... but our associates like me more because my friend does way to many drugs
Ian Lewis
Go home faggot your drunk
Jordan Moore
and you're poor
Isaac Adams
Says the pajeet that can't even spell right.
Connor Hill
>21 minute gg "nip is t2 guys"
Hunter Perez
hopefully CMG flushes like I do after eating there
Holy just. Did you take investment advice from smg?
Isaac Baker
>buying all the memestocks that are shilled here >how fucked am i?
Hunter Foster
Literally on everything apart from ATVI, JD, and Baille Gifford
Jackson Cooper
B-but smg made me believe I'll make it
Michael Davis
You guys think PCG is a good buy now? People seem to be overreacting negatively about it. Might go up soon.
Aiden Hernandez
its going bankrupt
Angel Perry
Still holding $200 nvda. Just go up to 170 so I can get rid of it.
James Bell
fuck my pot o gold is worth less than it was yesterday
Jonathan Cox
Can somebody tell me where my numbers are wrong here? Feeling discouraged since FIRE will not be possible with these results.
I made the following assumptions: > 6.392% return/yr (historical return of S&P500 with reinvested dividends) > Salary is combined salary of me and my wife > Salary Growth of 4%/yr > 20% saving rate > 2% safe withdrawal rate
Vulture buy, expect high volatility, back and forth then a flatline, the death throes of a company If you did buy it, sell immediately once you see proft
Robert Baker
1.5 million isn't that much even in 2019. Do a forward projection based on historical inflation rates to see how much your money is going to be worth.
I don't think it'd be much.
Landon Gray
This is already adjusted for inflation using CPI by using the CPI adjusted SPX return.
Aiden Brooks
Ah fair enough.
To be honest your savings rate is dog shit. Cut costs more effectively so you can save and invest more.
Austin Watson
Thanks for your input buddy
Caleb Ross
NQ looks sickly. Open down then up?
Asher Roberts
>bought NVDA @ 220
How long will I be holding these bags?
Kevin Lewis
AMRN is our hero! Look at the Profit estimated. Then you got the potential buyout offer to factor into as well.
That guy tried to educate you on a very real phenomenon of double taxation in the US and the opposite situation with franking credits in Aus and honestly you're just embarrassing yourself with these comments.
He was more patient that I would have been.
Understand this- in Australia if a company is taxed at 30% and I am personally taxed at 20% then my tax has been PAID I get a CREDIT for the extra 10% that the company paid on my behalf. Old fellas in Aus on low tax brackets can literally get a cheque in the mail from the tax department along with their dividends
You should try reading and learning from people who are clearly more educated than you, like that user you were talking to earlier
Brody Garcia
>buy high sell low
Carson Nguyen
>amrn says amrn are going to make lots of money great
Jordan Butler
Where are you deriving your "passive income" from? If you're trying to live off your investments, a 2% dividend yield won't cut it.
Cameron Morgan
Farmer fag here. Anyone have thoughts on zcu'19 for the coming months?
Liam Cruz
it can depending on expenses, and what 2% actually is 2% of a billion dollars is quite easy to live off of, 2% of 2$ is not
its a magical feeling to make the 8 ball on break isnt it? even moreso if its in a game for money
thats the plan, either sell AMD at open, or sell AMD when their CES presentation begins today
>>The market in general is supposed to keep growing, stocks from 2012 all increased like 300% to end of 2018. many have talked about it, because its hemmoraging money
>I'm thinking about putting some money in this area, cause I'm a huge video game faggot and I feel I can grasp the market. Still need to do tons of research tho. if you are really a videogame fan, how can you possibly think that the market is doing well? the parallels to the gaming crash in the 1980's is overwhelming at this point
game budgets are overblown so it takes years to make a game, and games are oversaturated and bland at this point, and sales are decreasing proportional to their consumer base
the consumer ill-will is rising across the board, and people are getting pissed, while major companies try harder and harder to ignore criticisms
I don't really trade video games since institutions definitely don't have a rational perspective on that industry, and I hardly play them anymore. That being said, ATVI's ER should be interesting...they opened preorders for wc3 remastered, and that should inflate it a bit like BFA did in the summer.
Still video games trade at a very high PE and are at the whims of retards (TTWO dumped a few weeks back more than the general market because some fag said their monetization system wasn't good enough in RDR2).
Jacob Rodriguez
>everyone is pessimistic about the market >"""bulltrap""" >loans will fuck us up and I forgot I'm in an imageboard website full of idiots.
