for me it's 2.2 million 1.5 million goes into a variety of index funds 650 k into a nice home 150 k for nice things(car, vacation, etc.)
i expect on average that i will get a return of 6% on those index funds. even though the average is 11% last 100 years, past performance is no indication for the future. with that 6% i can take out 36k per year(3k/month) to live on plus income taxes wich totals out for t=1 60k. every year i will increase my take out by 2.8% (inflation) and after 77 years(i'm hunderd by then) there will be 2.1 million still in the portfolio. but that will only be worth 350k in todays money.
for that 2.2 million i need a 70x from now and i have all the confidence that my coin will do this within 15 months
>for that 2.2 million i need a 70x from now and i have all the confidence that my coin will do this within 15 months With posts like this I know we are nowhere near the bottom yet
alts are nowhere near the bottom, but unlike last bear market, we now have so many billions in these alts that when people like op capitulate they'll do so back into btc/eth, which will put a floor on how low the total market will end up going higher than people expect
John Nguyen
5 million for the state for not paying taxes.
Levi Torres
i literally mention paying taxes in my calculation
Charles Nelson
what did i do wrong faggot?
Ayden Peterson
>1.5 million goes into a variety of index funds >650 k into a nice home >150 k for nice things(car, vacation, etc.)
No taxes.
Logan Martinez
my alt actually has outperformed btc massively the past year. and is already in a bull run last 6 months. stay mad btc/eth maximalists
Christian Nguyen
taxes is 25k in my country if i cash that out into fiat. stay mad americuck
Hunter Watson
1%? And what country would that be?
Juan Ward
0.75M to stop doing ANYTHING that I don't enjoy 1.5M in funds/precious metals to consider myself retired 350k for a nice home As for OP >i expect on average that i will get a return of 6% on those index funds I guess you're from reddit, the Jow Forumsfi vtsax permabulls are fully retarded and your expectations are unreasonable.
Jackson Bailey
netherlands its 0,7% on property(houses) and 1,4% on cash,stock,crypto,gold
Adam Reed
If I make it: 1.5 million gbp I'll just invest most into gold and rent a modest apartment until the economy and housing market crashes, then dump my gold and buy cheap houses to rent out and live off the passive income.
Carter Rivera
it has done 12% on average last 30 years how do you expect below 6%
Verge has gone 70x throughout its 5-year existence, by your logic maybe you should sell your house and go all in. Everyone should withdraw their 401ks and all in this shitcoin by your logic
Tyler Lewis
why do you guys think gold/precious metal are good investments. it barely beats inflation on average last 30 years (3.7%).
Logan Sanders
the fact that such an incredibly large number of very dumb and irresponsible people believe (truly believe) that crypto is their ticket out of wage slave misery, is the number one indicator that it will NOT do what they are hoping it will
warren buffet nailed it when he called it rat poison squared
you are the rats, and crypto is your poison
Luis Rivera
tron did 130x in 4 months 0x did 52x in 5 months neo did 1400x in 12 months
Jayden Harris
1 million Using 30% to build a bunker Living of the rest while working a comfy part time job
1 Million in germany > 1 million burgerland
Gabriel Wilson
Sauce on the cute girl?
Xavier Ramirez
Chuu asaki
Austin Jenkins
This OP is never gonna make it
Austin Bennett
I want to be able to do rich people things, like if i want to build a civilization it should get done asap. so its in the trillion range
Joshua Adams
if i don't make it in crypto i will just have to wait untill my dad dies. he got 4 business in the car sector. combined worth is about 9 mil. also im doing a degree in a field (CS) that's paying pretty good.
sounds like a good plan, but a $650k home is a bit rich. you can be comfy in something cheaper, and avoid big property taxes / maintenance costs
Ryder Rivera
you are retarded if you think like a boomer who does not understand that the world we live in will change and be different from what it is today
Dylan Hernandez
5 million mah rigs. Just 70/30 ETFs and bonds. Live off the dividends/interest.
Austin Howard
The more things change, the more they stay the same.
Kevin Murphy
Vanguard high dividend ETF pays like 3.5%
$35,000 a year from $1m, plus equity increases over the long run
That's enough for me
Xavier Watson
>thinking 2 mil is enough to retire If you’re in your 70’s then maybe yea. You could work and retire a little early if you put the 2 mil in good investments and don’t touch it. Maybe by like 50-55. If I had 2MM in the bank I’d work hard until 40-45 and make as much as I could. Then I’d find some cushy gig and cruise for 5-10 years and then call it a day.
Parker Brown
Are you willing to live on such low income?
1,500,000 * 0.06 = 90,000 - 0.02 for inflation (30,000) - 0.015 for long-term capital gains (22,500) = $37,500
Your math is right, but try to aim for closer to $50,000-$100,000+ of income a year after all taxes and inflation if you want to have an interesting retirement. $37k/year won’t get you shit
Ryder Howard
I still plan on working
Juan Howard
Municipal Marmalade
Evan Myers
$600k for comfy neet life $1.5MM for a family don't need much so long as I don't have to work full time. not having children unless I can spend time with them and support them for life.
Aiden Walker
Minimum I want is $3 million with a paid off house. That amount will allow me to take modest vacations infrequently and be able to cut back if the market sucks. I prefer $5-6 million because I want the option to continuously global travel with my wife in style.
Leo Brooks
6% is super conservative for market returns. Historical average is 6.8% after inflation. The 4% rule with that money would be $60k/yr indexed to inflation.
Logan Collins
Imagine having 2 million dollars and spending 30% of it on depreciating assets
Levi Rivera
500 million EURO
Colton Young
150k = 0.07 * 2.2 mil is 6% you don't actually think a house is a depreciating asset?