>I'm new to the stock market, what stocks should I buy? Before you buy anything, stop making the general with trips, make a brokerage account and read investopedia articles and/or the books in the OP list. If you don't have a broker, you can't buy stocks and if you blindly buy things without understanding how the stock market works or doing any research on the individual stocks you're buying, you will lose money and it will be entirely your fault.
Actuary is what fits my personality but its a very stringent and requirements type of job, like theres really no chance to get a job doing that without a full bachelors. I could pass the exams by myself without a problem if i studied at it, but then why would a company hire me over somebody with a degree and some of the exams done too? there'd be no reason for them to bother besides trusting me when i say 'i can do the job i promise' which is stupid lol
Just went through the financial statements of that company. It looks like a fucking disaster. Unless they continue to raise money (which will dillute your ownership), it will go bankrupt.
Just from the past 9 months, they make a $2M gross profit and spend $12M on SG&A, to come to ~$10M operating loss. Fucking yikes, considering there's only 2M on their balance sheet from the last 10-Q.
SMG picks are consistently some of the worst in the entire market
Aiden Foster
You're right, I'm going to sell at a loss and put all of my capital into LCI and GALT.
Matthew Thomas
Just found out I will be getting a 3k bonus from work. This is a lifechanging amount of money for me and I'll probably never have this cash again. Should I open up a Robinhood account and gamble it on pennystocks to try and hit a big score, or open a IRA and put it in index funds?
Put 75% in high dividend blue chippies. Keep 25% in cash for active trading bullshit. Don't trade 100% of it on bullshit as I guarantee there will be a time down the road, a month or a year, where you will regret the risk exposure.
Dominic Scott
>u m a m i
how do we long this?
Carter Cruz
For people that have a fetish for low priced shares, Santander (SAN) may be worth looking into. It's definitely one of the better European banks and has a relatively large percentage of its loan exposure in foreign markets.
Mason Gray
Your overestimating the number of people who've passed the high level actuary exams. If you can do it, you'll have companies eager to hire you
Charles Fisher
the whole setup is a giant mess, but as far as I can tell the 4 year degree equilivent is passing all the ASA exams? P, FM, IFM, STAM, LTAM, SRM, PA, are thsoe the ones your talking about? I should have no problems at all with the first 3, I take this stuff up quicklya nd have done college stats before...will have to study a bit for the actuarial specific stuff. If I pass those 6 and put it on a resume, your saying a company will notice and that will have value to them?
Chase Hughes
Absolutely. Certification is way more valuable than a college degree because it actually signals competence
Kayden Miller
>bonus from work >never see again
You gonna quit or something?
Lucas Campbell
tbf the shill was from reddit
Henry Long
alright cool, makes sense if the exams are legit similar to real life work experience. Are you an actuary or have in depth knowledge of it from somewhere? Are the sample questions off the SOA website presumably the best study plan to take the real exams? Looking at the samples the first 3 tests look trivial with a few weeks of study, P, FM, and IFM. The others i'll need to study for but doing that by myself on my own time is trivially easy and honestly enjoyable for me.
Chase Mitchell
I appreciate what Trump is doing because he's helping normies see the danger of giving too much power to the executive branch
Lucas Harris
It was a one time bonus.
I'm going to go with penny stocks.
Owen Williams
It was probably the CEO. Hes been using the company as a bank account for the past 8 years.
William Morgan
3000 really isn't that much money, I'm sure you'll see much more cash than that if you keep working and make a living in a decent field
Jack Ward
Go 50% QQQX and 50% BST and forget about it nigga
Samuel Rivera
One of my good friends is an actuary, which is where I'm getting my knowledge. Honestly, you may also be underestimating the difficulty of the certs, because I remember how hard he had to study for them
>penny stocks "Six cents a share? Hey, come on. Who buys this crap? Well, I mean...honestly, mostly schmucks."
"Rich people don't buy penny stocks. They just don't. Why not? Because they're too smart." You might as well flush your money down the toilet. No, buy blue chips with dividends.
Why do you always choose the most obscure "boomer ETFs" instead of more well-established ones, if your concern is to buy and hold long term
Jack Roberts
Because I'm not a faggot Tech + DIV drips
Angel Campbell
buy blue chips with dividends as one guy said or just buy an index fund. keep adding more to it every month and learn to save buy less. Having a job to grow your account is a huge bonus for your future. You will have to put in time and money.
Chase Cook
>people who dca SPY instead of QQQX are faggots
really makes you think
Jonathan Miller
They are faggots, why would you buy SPY when you could get something objectively superior You're a faggot
Luis Reyes
oh i know they will get mroe difficult, but its not like im starting from a basis of no math at all, and i pick math up REALLY quickly
even this IFM test is a joke, giving 3 different stock allocations and their annual returns, then asking for the entire portfolios annual return....its like 4th grade math.
Would your friend say that getting all 6 tests passed is more than enough to get an entry level job somewhere? Actuary jobs exist all over where I live, Kansas City area, I just need to get hired at 1 to then have experience to move on up the ladder as I desire
Brandon Murphy
>objectively superior
The all-time historical price chart is a horizontal line
Brayden Jones
>DIV drips
I'm not a fan of drip if you're willing to monitor your holdings at least a couple days a week. Save the dividends in cash and put just a smidgen of effort in to buying dips. This will beat the hands off strategy of auto-drip where you don't have any idea whether your money is going back in at a good time on the chart or not.
Blake Ortiz
Literally look at trading view you faggot. QQQX has underpreformed, but it's dividend makes up for DRIP BST is fucking better you dumb nigger, stop replying to me
Asher Evans
So based on what I am paid now I can invest $600 a month, and while I know that will go up I like playing with that hypothetical. Is it unrealisitic to assume I can safely get 12%+ return by not putting my money in mutual funds or index funds and putting my money in some safe but still growing companies like Microsoft and Verizon. I want to be a millionaire in less than 25 years and that is what it will take.
starting at $0 investing $600 a month never selling making 12% annually for 25 years is $1.01m
24 years is $900k~, but if you bump your principal up to $800 a month after 24 years you'll be at 1.2m after 24 years
Carson Mitchell
what makes you think QQQX and BST will even be here in 10 years?
do you know how many other trusts, etfs, derivatives get wipe out after a few years?
there 50% chance either QQQX or BST wont exist in 10 years
Lucas Foster
>Unless they continue to raise money (which will dilute your ownership) How does this work? Are companies free to issue an unlimited amount of shares on an ongoing basis? >Uh oh, looks like that asshole Carl Icahn owns 49% of our shares. >Quick, issue some more until he's down to no more than 30%!
Wyatt Watson
>making 12% annually for 25 years
I don't think you lads appreciate how hard it is to make those sorts of returns consistently Making 12% in a year isn't hard, but making 12% every single year for 25 years in a row is very hard
Lincoln Young
Yes, definitely enough to get an entry level job
Ethan Jackson
I get the calculations but is such a plan feasable? As in if I pick safe blue stock companies and understand my rate won't be amazing can I still expect to beat $1
Jayden Campbell
DIA.....X I can see the future and I can also see time
i didnt say thats possible, thats just waht that guy asked. 12% is beast mode, try investing more monthly original user
thank you boss, will do more research tomorrow and see if this is somethign I want to pursue. I have free time, studying is free, I might as well go after these exams and see where it takes me
based user good luck, you will make it
Blake King
All these fucking niggers don't know anything about ETFs
The amount of shares a company can issue is listed in their charter, usually its absurdly high however
Landon Price
missed this earlier but yeah this is basically how i look at it too; its an entry level no skill job that has almost no chance of being laid off anytime soon, im goign to keep it until i find something better. And the 16 is after gas and taxes and tips, i only get paid $9 an hour from the business itself, the rest is average tips. Im not sure what you mean by 'col is here' but yeah I know how lucky I am, i drive around listen to music/podcasts save 4 figures a month and have basically no stress or real responsibilities at work at all
THIS IS PART OF THE NEW PARADIGM WAKE UP OLD MAN SPY IS DEAD BUY QQQX BUY BST
William Kelly
Do you have emergency savings?
Tyler Diaz
>lol "new paradigm" what fags haha let's use it ironically lmao Has anyone stopped to think that maybe we have entered a new era?
Thomas Perry
this Overwrite is legendary stuff. Now you dont have to write your own calls, the professionals do it for you at Nuveen. no more confusion and hassle of options
Luke Edwards
ITS 100% BULLSHIT STOP TRYING FOR LITERALLY RAPE ME WITH YOUR PONZI SCHEMES
STUFF LIKE DIAX AM WHY MARKET 100% GARENTTED FOR CRASHING
YOU DON'T UNDERSTAND THIS IS THE NEW MOON MISSION INTO ETERNITY FUCK IT JUST BUY TQQQ SELL YOUR FUCKING FAMILY AND BUY TQQQ WHAT THE FUCK AAAAAAAAAAAAAAAA BUY BUY BUY
Safest bet I have found for when the market takes a shit is KO unironcilly. People seem to put there money in it when tech/big stocks take a shit.
Carter Thomas
you have a kid?
Noah Morris
STOP I CAN ONLY GET SO ERECT
John Nguyen
Is there an etf for shorting marriages?
Josiah Collins
I already pay for the kid.
/r9k
Nathaniel Hall
Look at kushco and marimed for pseduo-penny stocks that could explode
Juan Russell
It's better to write your own covered calls than to buy a covered call fund. The total returns are notably better.
Blake Mitchell
I'm in the middle of divorce, haven't yet filed the paperwork yet because I've been swamped with work. She's agreed to take only about 15% of my investments because she's getting a paid off 2011 car as well. The potential for things to blow right the fuck up and all discussions cease is stressful. But so far we've been able to avoid lawyers.
Zachary Thomas
i-i-is the market ever going down again bros?
Have we reached the era of perpetual bullish energy?
Carson Perry
>12% annual returns min What in the hell
I would stop at principal * 1.12 to the factor of 5
She will eventually talk to a friend or someone she knows that will tell her to try and fuck you. I'd say they do that like 90% of the time, but hopefully you get lucky.
I will never get married again. Stanhope has a good bit on marriage.
where do you talk about RAI buying 3million restricted shares at 1.50? which by the way will have to abide by rule 144.. kinda strange that this thread always wants to talk about hindsight but never future developments.....
Gavin Wilson
I hope someone took that thing out back and put it out of its misery.
Robert Parker
Is there any way to make a small living making people laugh without having an internet presence? I want to be a drifter.
Don't tell everyone about GBR just yet!!! we need weak hands to get out first!.. also it probably won't go anywhere until RAI gets their shares added to the O/S... hold off on telling people about it... accumulate on the down low.. seriously.. don't talk about it right now... shit is going to be a strong long term investment... DM me later i'll try to explain more of why we can't have everyone in on it.
Yeah man, there are all kinds of street performers - jugglers, magicians, hustlers, etc. It's not an easy life but it's possible.
Oliver Hernandez
thats just the Haters playing with the math the Large specs want Campbell soup After acquiring SnyderLance last year, they now have the #1 pretzel company. The only other top company is Nestles Rold gold which is inferior quality
