Stop using credit cards

Stop using credit cards.

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I bet his foreskin is missing.

Ramsay's advice is good if you're clueless, but bad if you aren't.

Yeah getting free money back sucks I hate it

His advice is for morons but some of the phonecalls he recieves are kino watching him tell some Shaniqa that no she can't drive a $50k car while being a student

The worst are the humble braggers and for some reason he doesn't roast them like he should.

Yeah! Getting between 2 and 6 percent back on every purchase I make plus a slew of other benefits, while paying 0 dollars for all of it is a terrible idea! Who could possibly keep thier cards paid off and not spend more than they have?!

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no!

>*blocks your path*

youtube.com/watch?v=FbuiPcgLyt4

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He wants the people sitting on the fence to become humble braggers.By taking Financial Peace University of course.