We're nearly there

Well, this is a new low, even for Germany. This private bank currently offers the position of a loan officer on a so called 450-€-contract basis. Most of you won't know what that is: It is a mini job or 'marginal job' without any social or contractual safety net behind it.

en.wikipedia.org/wiki/Marginal_employment#Germany

It is indeed remarkable, because a) this is offered in the financial industry this time and b) the offer comes directly from a private bank.

It is actually quite safe to say that things are coming to an end now, I believe.

Attached: fuckit.jpg (819x1227, 160K)

Other urls found in this thread:

en.wikipedia.org/wiki/Precariat
en.pseudopedia.org/wiki/Afrocafcariat
qz.com/701543/bilderberg-meeting-dresden-precariat/
twitter.com/NSFWRedditVideo

there's jobs in my state that are 100% commission, no benefits

not to mention every other American now has a "side hustle". we're all getting fucked in the West m8

Attached: another.png (652x272, 15K)

also the big bank HQ where I live literally only hires foreigners

Please! Tell me where/who and I will apply.

The implication is that the bank wants to sign as many loans as they can in order to repossess as many assets as possible when shtf or what?

>en.wikipedia.org/wiki/Precariat
>In sociology and economics, the precariat (/prJˈkɛəriət/) is a social class formed by people suffering from precarity, which is a condition of existence without predictability or security, affecting material or psychological welfare.

they only hire third worlders

why do you want to come to US anyways, you fucking idiot

merckel is going to make sure she destroys all of europe along with germany. welcome to the gig economy. nobody feels sorry for you germans who allowed merckel to fucking destroy europe.

they really need to start fixing the shitskin problem, everywhere does really.

>sociology
>justmake some shit up and publish it
>low IQ commies will love it and shill itaround like it is real
kys

No, the kind of employment they're offering is by definition what this user described broadly here: I would go to the US any time if I would find sponsorship.

>merckel
Merkel

>I don't understand it, therefore it's dumb
Brainlet detected

i did my apprenticeship in a major german bank for housing loans (Bausparkasse).

They are taking the working steps and rip all of them appart to very small working steps so they can hire any dumb fuck from the street to do the job.

if you start there now, you earn 2300 euro per month before taxes and social payments, while the older workers earn 4500 per month with their old contracts.

i left there after my apprenticeship and did my master degree in finance, but the others of my year who stayed there are fucked in the ass big time.

it is only getting worse and worse in the employment market. good thing i am smart and finished my master with an A average so i got hired for a good job.

US is a shit hole, where I live it's like a 3rd world country. why would you ever want to come here, Germany is far better. stop belieiving all the shit you read on this American propaganda hub.

germany will fix it for germany by allowing 3-15 family members per pedofile rapist welfare seeking male that has come into the country... germany is going to give the entire collection passports. now these will be able to travel anywhere they want to in europe and live and there isn't a single EU/schengen country that can stop it. it is allready over, people just don't realize it yet

sociology is not a science dumbfuck

And what do you do now for a living? How's your salary with MA?

move somewhere better retard. if you live in a shithole in the US it is your isn fault. it is a fucking enormous place, there's no reason to live in such a shithole location

Good luck with the job market in US

why don't you kys pol rat.

If you're having a decent job, it's not. See, that's the thing: I am totally unsure about my prospects in the US job market.

>he doesn't like dealing with the real world
>let's pretend things are nice and warm and fuzzy when they aren't
>let's watch some more CNN and BBC

>t. american who never lived in europe
i'm a frog who lived in both countries for years, and the quality of life i got in burgerland was so far ahead. the US is better if you have discipline, end of story. western europe works for retirement or if you want to leech off gibs, but like any socialist system you're much more subject to the whims of the government
"where i live it's like a 3rd world country", fuck off, just move then. but you're a wagecuck so used to have it easy you can't even fathom the simple effort of taking your shit, getting in your car and driving to the next state
in the end it's simple, people who are truly in need move. africans find a way to get to europe, mexicans find a way to get to america. what does it say about the people who whine about america yet don't move their fat ass? it says you don't have it that bad, whatever level of frustration you feel is medium at best and shitposting is enough to take the edge off. you're the millenial version of a boomer screaming at his niggerball teams on the TV

>europe
country

please, don't, burger. Just don't.

Pol ratta who the fuck is merckel?

Just try applying for some jobs and see if you get anything back

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t. American

my mom doesn't have a colon from a botched surgery and she can't even get disability. US is a fucking joke.

1) colostomy bag
2) then get a job as a secretary
life goes on

48k per year first year in the Treasury Department of a Dax30 corporation.

>tfw making $11/hr as a fledgling research scientist

thanks for proving my point that the US is a 3rd world country

You sure that's not a mistake? It's full-time and requires what seems like a decent CV.

He didn't say it was you spastic. Precariat is a description of a group of peoples working and living conditions in the same way NEET is. There is nothing to argue against here but your middling IQ is telling you there is because you don't understand it.

>implying that a colostomy bag is endgame shit and that you only hope is to sit on your ass watching soap operas and avoiding nuts for the remainder of yout time on Earth. just move to canada faggot

it is a made up meaningless category by sociology pseudoscients who think that by attaching labels and sorting people into groups using arbitrary categories that they have something meaningful to talk about. it is non scientific bullshit that appeals to brainwashed low intellect liberal arts rejects such as (you)

>it is non scientific bullshit that appeals to brainwashed low intellect liberal arts rejects such as (you)

You can still treat Sociological ideas as food for thought. The same way you can for philosophical ideas.

The problem arises when you start treating such ideas as facts.

this, they cant make a fulltime job on mini job basis, there is still minimum wage even mini jobs cant violate

just a misprint

>en.pseudopedia.org/wiki/Afrocafcariat
>In sociology and economics, the afrocafcariat (/ˈæfɹo'kæfˈkɛəriət/) is a social class formed by people suffering from afrocafcariaty, which is a condition of existence for people of african descent who lack predictability or security in their access to caffeinated beverages, affecting material or psychological welfare of this class of people.
damn this is easy, I should have been a sociology professor. you can just make shit up and slot people into categories created by arbitrary sorting criteria and then send grad-students out to study the phenomenon... then publish in pseudo-peer-reviewed journals. I could publish like mad and live the easy life of a brown corduroy professor.

Attached: afrocafcariat.png (2412x2260, 717K)

Congratulations! This is Neues Deutsches Prekatiat. 48k in the treasury of a DAX30 company with an MA? Dude, wake up!!!

I didn't say the vast majority of sociology wasn't dogshit.

This.
It's one of the prime weapons of critical theory.

Fuck off.

I don't understand your fears or stress... literally just buy chainlink

i know, just having fun with it.

I'll tell you what the problem is. It is not so much of a question if things will break down. I am totally sure of this. The actual problem is, that we the younger generations will loose years and decades suffering again during this breakdown period to come. If some/most of us are in the range of 20-40 broadly speaking and we're in the situation that we don't have jobs or jobs with little income and no perspective, then we're looking at lives totally wasted. Do you realize this?! We won't make it, THIS is the problem I feel pressing me down to the ground. I am 38, I have a fucking PhD and I do not find work. I applied hundreds of times and no, I do not feel like working for 35k gross a year. I worked my ass off and now society has nothing, really nothing to offer me as a chance to make a decent living. When shit will hit the fan in 3 years or let it be 12 years...then how do you think this will turn out for me? In the end, when things clam down again, I'll be 55 or 60 or whatever and I wonb't ever have had a nearly bearable life. And yes, this frightens me to death.

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You don't seem to understand. You're the typical german cuck who needs to wagecuck for shekelbergstein. Chainlink will be 1000$ eoy, if you buy 10k all your fears will vanish.

The requirements for this job are laughably high regarding the circumstance that they only pay you 450.

Finished apprenticeship as a skilled worker, multiple years of working experience in the field and data base knowledge related to the job.

And all of this in one of the most expensive cities in Germany maybe even Europe. You can not even pay you rent for that.Those jobs are supposed to be for students if at all.
Insulting

Just kys, mah nigga, simply kys. No crypto crap will ever bring wealth to anyone again.

Exactly. As I was telling: This is indeed a new low. I have never seen a loan officer job being offered this way.

Correct me if I'm wrong, but

>itt: people who complain about no jobs are complaining about a financial institution making entry barriers to getting their jobs lower and easier

What's going on there Eurobros?

in australia, jobs of this calibre would pay 3100 euro per month, of which ~1000 euro would be taxes. thats for hiring phase.

I used to work in a bank analyst role on 3750 euro a month in back office with no relevant experience or degree in my early 20s, in australia.

DUde stop over complicating things and just buy chainlink

Let the nolinkers suffer who cares

>get university degree
>spend 5 years in minimum wage jobs acquiring experience, learning complex legacy banking systems (most banks still run on ibm mainframes... so think, ibm mainframe running on a virtual machine, with an iphone app that goes through an api layer which translates IOS input actions into LISP to interact with the mainframe in a javascript virtual machine environment, hosted on a huawei data centre ... and all the 80s systems were programmed in german before ANSI was standardised), specialised processes, being completely familiar with the MiFID, EU, national Deustche, plus local deustche regulations, then being familiar with client accoutn regulations as well (i.e. domestic finance laws of say paraguay) for a client

>get paid 450 a month

This is a complex job where a respectable salary , as it is currently paid in australia, is 45,000 EUR per year scaling up to 70,000 euro if you get 100% on your kpi's for 5 years and help optimise processes.

Do they not offer a commission on top of the 450 base?

No but seriously the declining living standards are so blatant now it’s hilarious

I went to uni got top of class got scholarship for masters degree moved out of my home town to the big city to get a graduate job and rented shitty single rooms and saved all my money, even do the ‘side hustle’ thing and after 5 years in work I’m still living in the same shitty rented single rooms. You do everything right and you’re still poor compared to a lazy boomer who had the luck of being born 40 years before you

They never had to jump through all these hoops

??
commission for what lol. credit analysts are usually specifically banned from receiving performance incentives. Think about it, these are the people who sign off on the banks loaning money. if they get bonuses for approving more loans its fucking retarded, because they will sign off on more retarded and risky loans to dumb fucks (think arab rapefuges)

if a bank is hiring credit analysts for 450 euro per month, it only has two real objectives

1. to hire credit analysts so mentally retarded their sales team can close any deal and it will get near 100% auto approval. like oh, you work at McKrauts and earn 400 euro per month also? sure heres a 30 year mortgage

2. to increase overall employee turnover in the role. if credit analysts are always unfamiliar with the banks systems, processes etc they'll basically just approve X applications per day to hit KPIs and the bank will make more cash

3. Vielfalt macht Frei

i feel your pain. i had to become an expat. i literally couldn't afford to live in the countryi was born in. people had the same job as me with masters in economics, masters accounting etc.

A 450€-job implies that you're working at minimum wage of 9,19€/hour. The person accepting this job will work roughly 49 hours a month for a net income of said 450€ in case he/she doen't have other income so this job income would have to be taxed in addition.

>my mom doesn't have a colon from a botched surgery and she can't even get disability
Has she tried becoming a nigger?

>full time
>40 hours/week
>450 Euro
>2.62 Euro/hour
>minmum wage is 9,19 Euro/hour in Germany

Lol less than min wage for senior programmer.

thats so cuckolded lol. whatever the hours are, the idea of paying tax on a wage so low you couldn't even afford to rent a bedroom ...

Ok definitely sounds like shit then, which is why i worded my reply the way i did.

Come to America. Out in western Pennsylvania the descendants of german immigrants still build little efficient brick houses and have mini Oktoberfests in all white enclaves.

These were actually specifically discussed at the last bilderberg meets.

qz.com/701543/bilderberg-meeting-dresden-precariat/

Something to think about.

Dude, please use your brain: You cannot be legally paid less than 9.19€ in Germany like I said. It is therefore obvious that this person will not work more than said 49 hours A MONTH (!).

It's a very obvious listing mistake until proven otherwise. Unless you call there and ask, all you're doing is discussing a nothingburger.

Full time job offers are for a minimum of 30 hours in Germany. This is a full time job offer. Please use your brain for once - the most logical explanation is

It is no mistake. "Vollzeit" is just a flag to set during publication and can easily be made in error. Adding "- 450,- Euro Basis" manually in the headline however cannot be a mistake, because it clearly was added intentionally. Use your brain, dude.

>i had to become an expat. i literally couldn't afford to live in the countryi was born in.
Which country did you move from and which country did you move to? I’m in the UK (London) looking to move somewhere else but only speak English. I almost have enough cash to buy something in a nice rural area of e.g. Italy but don’t have the balls to pull the trigger yet

Sociology is methodically retarded but doesn’t mean it can’t be fixed. The issue is the dominant ideology is “we can interpret the world AND change it too”, but they get so lost in trying to change it they don’t focus enough on properly observing it first.

You’re telling me there’s nothing to be said about how different groups of people interact with each other?

Crypto hasn’t even become a thing yet my dude. You’re just being negative, which is 90% of everyone’s issue in this thread.

I agree with you, one needs merely to look at the origins of sociology in order to understand its value. Max Weber's Protestant Ethics and the Spirit of Capitalism is absolutely groundbreaking and insightful. It's a shame, however, that modern day sociologists by and large have grandiose delusions (spurred on by ideological bias, mind you).

Actually, this is quite an okay salary for Germany. In treasury/controlling, you can climb to 80k within 5-6 years easily.

Even more, if you take staff responsibility or go into consulting - but say good bye to anything related to "free time".

kek I've only got 4 years of experience but I'm making over six times their offer. I'd just tell them to go fuck themselves

>It is actually quite safe to say that things are coming to an end now

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And this add...
1st: They will likely offer around 15-20€ per hour, meaning this will end up with

nationalism is happening because the economy is slowing down, not the other way around

im a centre leftist, but even i can tell this thing; if the population is in decline and the gdp is going down, you cannot replace europeans who have been literate industrial workers for 5 generations with literal desert nomads who herd sheep. these highly technical industries require generations of academia, etc. and im not racist, those desert nomads could theoretically be the same, if they grew up in a german household surrounded by lego and an obsession with order, to a father who did the same, and so on.

furthermore, germans are cuckolds who will work for nothing. most arabs are not cuckolds, they are men of action who will move countries to avoid being fucked over. so these "new people" will not be the solution at all, and the problems will only get worse

> I have a fucking PhD and I do not find work.

Not all education guarantees a good job, you should know that by 38, jobs are entirely related to what companies need, and you could easily learn that by just doing an internship anyway, education is a joke and I hope you got something that you liked from it otherwise you wasted your time, education should be the basic calculus and algebra courses and then internships where companies teach you what they need

t. Mech Engi

>nationalism is happening because the economy is slowing down, not the other way around

Dont care in which order you put it, it significantly speeds up economic decline regardless. Its kinda self-igniting, if you ask me.

Also, please keep the immigrant-stuff within /pol. It is bad enough to have /polacks on /biz, there is no need to trigger them any more than their losses in crypto already do.

Nailed it

niggerlover

loan officers get commision

Loan officer in the US and loan officer in Germany is a complete different job.

delusional cuck. why do you deny things that are literally happening? Put your shitty political opinions aside and think with your noggin for once. Ty.

>Jumping through all these mental hoops just to avoid acknowledging that migrants to Europe are of significantly lower quality than the native population.
B-b-b-ut at least nobody called me r-r-r-racist, right guise?

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>9 years of web dev experience
>$1500/month

what the fuck

learn to code bro

>different groups
there are an infinite number of ways to create your "different groups"
>sociology is not a science

I was offered 90K for senior react dev in Hamburg last year. Why are you not a developer user?

Wtf is this I'm an entry level dev working in field I have little to no experience in (.Net React) and I'm making ~55k USD a year.

>not knowing that Jow Forums is Jow Forums