I have 135k in my bank. What should I do with it?
I have 135k in my bank. What should I do with it?
Jackson Hernandez
Jackson Gutierrez
Buy 15,000 copies of Miss Kobayashi's Dragon Maid
Cameron Brown
Send me 25 so I can buy an exit bag
Xavier Harris
Turn it into 1mil you dumbass. What the fuck you going to do with 135k these days???
Evan Nguyen
suck 865,000 dicks for $1 a pop
With your current nest egg, you can definitely afford an initial investment of knee pads if you are willing to make up for it with an additional 15 dicks there at the end
Nicholas Parker
Are you American? Put the whole thing into vanguards SP500 and set dividends to reinvest.
Enjoy compound interest boyo.
Asher Taylor
whats the interest rate cousin?
Dominic Green
Over the last 90 years the SP500 returned just under 10% per year. You would get that return, minus 0.04% per year on management fees.
Is it boring? Yes. But its both insanely safe and insanely effective. If I was you I would also put as much money into it each month as savings because even a small deposit of 1000 a month which add up to an huge increase in compound over time.
The website for compound interest with fees, if you're interested moneysmart.gov.au
Landon Miller
thats an australian website and opis most likely from usa
Justin Edwards
Its a calculator, it doesnt have a nationality. Iv used US ones before as well and the math is identical, this one just looks pretty.
Hunter Price
i think banks in the usa dont compound the same way australia compounds maths wise just telling op to be careful
Brayden Young
Seems good until you come across the video of your "fund manager" talking something about family and cuban sandwiches.
Nicholas Campbell
>Put in 200K initially
>Put in 1K per month
>10% gains yearly
>WAIT 30 FUCKING YEARS
>5.4M
That unironically depresses me. If I do this I'll be putting 50K into crypto as well and praying it takes off.
Alexander Edwards
Liam Ortiz
>crypto hope and pray
>guaranteed multi-millionaire within your lifetime
You fucktards are actually delusional
Jack Foster
Increase the monthly amount, 1000 is tiny savings you can do better.
Anthony Adams
The 'fund' is Vanguard. I think you should go read up on them and realize they are the safest and best fund in the world.
Its exactly the same.
Welcome to Jow Forums, yes you could be a millionaire if you save money, invest wisely and reduce costs but why do that YOLO it all on 1 in a million chance of making a few bucks on coins!
This is why poor people are poor, short term visions.
Cameron Morales
>guaranteed multi-millionaire within your lifetime
your lifetime would be pretty much gone already
someone else will enjoy your money, while your portfolio has limited gains with unlimited JUST potential
Cameron Garcia
I'm doing both retard. Learn how to read.
Hunter Adams
Wait until the market starts crashing again and buy 1k puts on the SPY. Ride it for a day or two and cash out, wait for the bottom - once interest rates go negative, roll into calls and GET FUCKING RICH.
Austin Jenkins
What the fuck do any of these terms mean: SPY, puts, calls
Josiah Morris
SPY -> S&P 500 Exchange Traded Fund (ETF)
Put -> Option contract betting it will go down, offers tons of leverage with no margin
Call -> Same as put but it is a bet up
Learn options trading, don't get greedy and stay adaptive - you will make money.
Cooper Wilson
>an additional 15 dicks there at the end
Christopher Ross
Withdraw it and put it in a shoebox.
Connor Cruz
buy mobius sirs
Oliver Hall
Buy real estate.
Benjamin Hall
Buy 2 kilos of cocaine off the dream market. Keep the rest in cash.
Aaron Nguyen
how the fuck much are they charging for kilos on there??
Jack Stewart
Really. They compound the interest daily (ends up a little more)? Because everything I've seen indicates they don't.
David Brooks
buy LINK
Isaiah Campbell
fpbp
Nathan Bailey
ur mom lmao
Parker Allen
Get in on the ground floor of Justin Sun's latest pump project.
Jose Perez
buy silver obviously
David Wood
quant, all in
youtu.be
all you have to do is listen to it for 4 minutes
Ayden Cook
What is this a reference to?