Spending money on haircuts

>Donating money to streamers
damn imagine donating money to streamers when the circumstance isn't that you're a turbomillionaire and the streamer in question has very low income.

Stop shaving completely. Or if you have to shave buy an electric razor.

Also this. Insurance is a huge normie lifetime scam.

>spending money on haircuts
I cut my hair on my own with a buzzer I got 15 years ago
>spending money on razors
I use electric shaver I got over 10 years ago
>gym memberships
I don't workout
>toilet paper
I timed my shits so I wash my ass in the shower
>drugs/alcohol/cigarettes
do none of these
>coffee
never drank coffee
>tipping when going out to eat.
I don't go out to eat I only eat very basic meals
>spending money on media like movies/books/vidya/anime
I pirate everything never in life paid for media
>condoms
I'm touchless virgin and don't need condoms I just cum in hand and eat it like CEI tells me
>taxes
I don't pay taxes
>insurance
I don't have insurance
>toothpaste
I just wash my mouth with water, never had cavities in teeth
>deodorant
I don't use it, never bought one

I hold 156k chainlink tokens and continue buying more

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yeah what's up with this shit?

I did buy a gym membership and since I'm a neet I go during the day and it's always old people (((networking))) in the sauna and stuff
they ask what I do and when I mentioned I made it on memecoins they all got defensive and confused
I'm less than half their age and autistic living the lifestyle they worked 40 years for lol

>spending money on food
>spending money on water
>spending money on electricity
>spending money on internet
>spending money on cellphone service
>spending money on rent/mortgage
>spending money on taxes of any kind

go outside more

>not spending money on a fresh cut

Enjoy getting judged by everyone from your boss to the girls

no opening a window is good enough

Fuck those superficial people.

>if only you didn’t buy that avocado toast, you’d have a house!
>owning a house is 100% pros, with no cons!
Day of the rope can’t come soon enough for boomers I swear.

>Haircuts
>Toilet Paper
>Coffee
>Tipping
What kind of a fucking shithole cardboard box do you live in that these are wastes of money?

>gas
>food
>clothing
>and more
Fucking normies am I right.

Long hair looks chad. You can just steal toilet paper from public places/business. Caffeine is bad for you and you should only drink water. Tipping is cucked and is supposed to be completely optional anyway.

Is this real?

One should wait until the next housing crash to buy a dwelling. There is little wrong in buying instead of renting when the housing prices go down to somewhat reasonable levels temporarily though. Renting prices go up with house prices, so...
The sense of security in being able to do whatever you want and knowing your home is yours is a great stress reducer. Of course, this isn't the case if one takes up a massive loan for it that is difficult to pay.
The day of the rope for boomers is when you should buy a house. They always take out extra loans on their house when prices rise to fund luxury spending bullshit and go on expensive vacations because that's how they status signal between each other. They will be "margin called" on their houses when the prices go bust.

>You can just steal toilet paper

ugh I think you need govt assistance

>gas
Just siphon from cars or use public transportation/bike

>food
Hunt/fish/grow your own food/go to free food places at churches.

>clothes
Can buy clothes that will last you forever that you can wear every day of the week for under 100 dollars.

>paneer’s got his sari in a bunch because he can’t afford a cup of coffee.

How do you know where the bottom is in a crash

Yes

best post ive seen all fucking year.
fuck crypto and fuck politics.

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>caring about opinions of fellow wage slaves
you'll never make it

gym is worth it
coffee is pennies a cup if you buy in bulk
>toilet paper
kek

>toilet paper
ikr, people are insane

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De safety razor Master race.
>Spending money on air purifiers when you can have plants at home
>Getting a credit card when you don't own a busines
>Not investing Savings
>Buying a $1000 phone
>Eating out instead of cooking

>Getting a credit card when you don't own a busines

RETARD ALERT!

Cut hair with scissors. Easy.

hair trimmer

You will 100% make it user. See you at the soaphouses in Japan

Tissues. Why wipe up the cum when you can lick it off.

Fucking idiots.

based NEET

Imagine the smell

Let's look at the biggest waste of money

>birthday gifts
>christmas cards
>soap
>showers (water)
>paying bills

I hadn't paid my water bill and they ended up shutting off my access for free. Couldn't be happier, saving so much money. Also essentially got that water for free.

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I always wonder what percentage of people believe these posts

Like real life reddish upvotes bro. I want my bank account to have a lotta karma

>i just bought a case of monsters from amazon
i held back for nearly half a year, im weak

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>15 euro a month for haircuts
>use normie brand razor for 2 months 8 euro
>only drink coffee at work
>smoke 100 euro worth of smokes a month
>beer mostly free at work or occasionally at a bar with friend once a fortnite 10 euro
>barely spend money on media

oh shit, ur almost me
>cei
but i love caffeine

What the fuck? So this is the average chainlink holder? Best chainlink FUD ever, i just sold my entire stack because of this post

> Spending thousands every year on “ high fashion” despite not being rich
> Expensive tech with specs you really don’t need
I see normies with $2k laptops every day who only use them for Facebook, YouTube and taking notes

I wanna believe

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What is the point of money if you spend it on junk, instead of saving it for something worthwhile?

>pic related.

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What the fuck.

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the modern spartan

umm, sorry sweetie. my laptop is 3oz lighter, folds to tablet mode, and has a custom color that matches my permanent mood. Sassy. Now step back with your grandpapi's lenovo, I'm premium economy and it's my turn to board. Later, loser.

How old are you and how much did you make?

>what is the point of freedom if you're not going to spend it??
You _can_ spend it at any moment, that's the point. Unlike normies who never have money on their hands.

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You can put almost any kind of listing on ebay.

Lmao no wonder you're a touchless virgin with that disgusting body odor, terrible haircut and gross beird

Straight blade. They last 100+ years.

>Spending time on breathing
You will never make it.

>jewess
Fucking run for the hills

I thought you are based enlightened Indian ascetic

then I read this

>I hold 156k chainlink

and realized that you are just a fucking retard. probably a slav

fuck. humans cannot be this much retarded

Why?

Some pieces of advice are good, some are horrendous & gross so let's filter it and keep the truly worthy ones :
- Cooking your own food (and for several days ) instead of eating out,
- Bodyweight work out/ jogging outside instead of going to the gym,
- Avoid using anything that might get you addicted (cigarettes & alcohol are the most obvious),
- Buy an electric razor instead of going to the barber for the latest trendy haircut,
- Prefer streaming over going to the theaters,
- If there is a good open source alternative to your software use it,
- Go for the woman who enjoys romantic walks and normal restaurants instead of gold diggers who ask for tons of gifts,
- Buy mid tier clothes that last instead of Zadig & Voltaire/ Weston,
- If you can fix it after watching a YouTube video no need to call the specialist,
- Shower > bathtubs,
- Water (+ syrup ) > any soda,
- credit cards are dangerous.

WTF this is going to cost millions of dollar in 10 years! What a investment

>he hasn’t invested in a bidet

My gf cuts my hair
I’ve used the same razor blade that I stole from my job for 3 years and still sharp enough
I installed a shower bidet a year ago
I very seldom drink and don’t do the other 3 at all
Only recently had coffee to gain more focus on studies but it was a dirt cheap bag that I bought on vacation in Asia and it’s pretty good too
I only tip third worlders
We mostly just pirate videos, and I mostly play Free2Play. Latest media purchase I made was Rainbow 6 Siege in November and that’s the first one in many years

>Get haircut because none of my friends can do fades - and I look fucking killer with one.
>My sister works at P&G, so a blister pack of 30 razors is a £1.
>Toilet Paper is toilet paper to me, no extra luxuries here.
>Coffee - Funny one, I drink a lot, so I buy Tesco's 79p coffee, or nescaffe on special for £2.24
>I make sure to talk about being a student with the waiter so they don't ask for gratuity with the card reader - the only place that has asked multiple times was fucking Prezzo - they can go fuck themselves.
>Last one is understandable.

>gym memberships
20€ / month to get a strong healthy body is worth it
> but you can do everything at home with bodyweight
if you want to look like and be strong like a twink fuckboy, yes.

>spending money on razors - buy an electric one
Safety razor costs:
~30-40€ once a life
~6-10€ per YEAR

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>implying having a good haircut and workout is a dumb shit to waste money on

If you look good there is a better chance you will get more money in whatever you do. That is if you actually meet people and have some business going on. If you sit in your basement all day buying some internet meme coins then it doesn't matter I guess.

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Underrated post.

Safety razors are the best

Mine is a gilette from 1941 and its probably the coolest thing I own

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the rest i can agree with but toilet paper?
are you a dirty ass nigger?

Based and fudpilled

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Being fit and not fat is good for looks and health and can be achieved without going to the gym, by eating less and healthier and being physically and mentally engaged. Haircut, it's weird, but most math, science and engineering guys I used to know didn't give a damn about. As long as they are well groomed and clean. It's the sleazy economy guys, lawyers, politicians, media whores who have to look good, their professions demand being a brownnoser. Or if you work directly with clients.

women

What the fuck is a condom?!

Just explain to them that you participate in internet pyramid schemes. They will understand that.

Saves food money too.
Based user.

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>haircuts, razors, toilet paper
All of these add MAYBE 50 dollars a month to your expenses. If this actually makes a financial difference in your life, you're already poor as shit and were never going to make it anyway.

>spending money on something you use to literally wipe your butt
That's ironic.

Get a safety razor. The razors for it are much, much cheaper: I've bought enough for over 5 years of daily shaving for about 25$.

If the credit card has no fees then there really is no problem with having one. It's a lifesaver if you don't want to keep carrying money around.

>going out to eat

Fucking Americunts in this thread

Don't drive a car, this is the biggest expense that barely anyone in this thread has covered - CYCLING is key

Oh? Your whole entire country was built around cars to get literally everywhere? Sucks to be you!

if $50 a month isn't substantial then you've already made it

congratulations

based

You realize we have metropolitan areas for cities larger than your fucking countries right?

>not enjoying coffee
gym costs nothing today, if you aren't aiming at the kind of gym for thoots to post IG pics in
>not voting with your wallet for entertainment
Enjoy the shit that gets pumped out for normies and nobody cathering to you
>no razors, but no barber
I'd like and alternative to toilet paper, I have none

So can I make 50+ replies threads by typing retarded shit and attaching well tested one line thread openers? My ego will surely get a boost!
All you list except drugs, tipping which is retarded and not a global thing, entertainment and gym(all luxury things despite what millennials are used to) is less than 1/50 of a minimum wage each month and saves in retarded habits like shitting exclusively before showers. You are dumb.

50 dollars a month aka 600 dollars a year? That's substantial to you? Damn user if it is, I wouldn't want to live your life no offense

Stop driving then, this wasn't a dick measuring contest to see who has bigger cities.

I'm happy being a Europoor and selling my car to cycle everywhere

>Stop driving then
Not an option for those of us that have to make a trip to work that would equal a vacation for yurotards

please, I dare you to try and cycle 25 miles (40km) before work, and 25 after work for an entire workweek lmao.

yeah let me know once you can't afford a peril of 10k and your out on the street broke just cause you decided to take full risk and not get insurance cuck

>tipping when going out to eat
If you dont have enough money to tip when eating out then stay the fuck home faggot.

>spending money on food

just go to food banks for free food, they don't check to see if you are actually poor, I learned that from the executives of the bank where I work at.