Credit score

Kek, tfw mine is still better than most Americans

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How fucked am I?

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100k

Not as fucked as my 540 dumbass

200 lol

have been almost touching 800 for 6 months now

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>540 credit score better than most Americans

Kek, you’re on the bottom, faggot. 680ish is average.

probably bad because I am 38 and never borrowed money or have a credit card

ITT faggots bragging about how they are good slave

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Just wondering what is so hard about having good credit. Actually have had a few bills go to collections. If they give me attitude on the phone I usually ignore them and shred the notice.

Not slave. Just pay bills because I have the money.

Never used a credit card
Never took out a loan
Never engaged in usury of any type, except that which is inherent to the fractional reserve banking system which I am forced to participate in due to direct deposit

I don't know what my credit score is, I don't care to, because it is a bullshit kike system of good boy points designed to control and exploit goyim.

I own gold, silver, guns, cash and crypto. If the ZOG ever comes for me, I will go down shooting, believe it.

trips of whiteness
dont let niggers get you down

765

>was 750+
>checked again
>was sub 650
>for metrics that obviously indicate identity theft
>I'm torn between my desire to correct this and my desire to tear down a system that is so flawed

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542 last I checked. one derogatory mark from a loan that went into collections from forever ago. i really don't give a shit cause CASH MONEY SON

>bills
They're not bills, they're payments for luxuries that you CHOSE to get.

Nigga i didn't choose to get a DUi

TurboTax said it was like almost exactly 700 and I've never even used a credit card in my life. I fucking hate credit score discussions though, it's like the equivalent of dbzspics arguing about their favorite characters power level.

Transunion: 808
FICO: 765

Who has me beat on available credit?

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775. Never taken out a loan in my life.

>i didn't choose to get a DUi

These are all meme scores from Credit Karma. Your FICO score is what matters, and it's 60-100 points less than Vantage what CK uses.

>i didn't choose to get a D(You)I

0. No debt. Never taken out a loan. #richparentsgang

Such a good goym.

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Bad goym! Terrible, borrow money...borrow all the money!

>kneeling for the credit jew

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Needs work euroshit

Idk like 750? Just got into the credit meme, and I'm opening accounts and lowering utilization. Hopefully I can get to 800+ in

capital one says my score is 720 but american express says it's 711 so idunno meng

Just set your credit card to auto pay and that way you never get any late fees. It's not hard. But you have to have money in the bank obv.

Bout tree fiddy

>tfw stuck at a perpetual 761

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Literally good goy points

Congrats on being the goodest goy in the thread

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Heh, you clearly don't know what FICO is

I don't always pay my bills and have great credit. You must be a real loser. Redneck?

I dont even live in a country that uses goy points.
How dare you reply to my post filthy slave.

for you high credit score burgers, how easy is it to fuck up your score when its close to max? like if you miss a payment or something does it tank really hard? does it take a long time to mend the damage done to your credit score?

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>i didnt mean to do drugs
>i didnt mean to get in my car after doing drugs
>i was under duress officer, i swear

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We got a badass over here.

What's the best and cheapest credit score monitoring program? I remember subscribing to Capital One's service for about $5 a month and them providing a nice breakdown of everything affecting my score. Still the same thing?

While feeding the data mining bots so they can wreck our shit better

875 here, feelin' comfy.

no, you're a slave

700, was 800 6 months ago but hey that's what divorce is for, right?

Also, people calling credit scores a jew scheme are half right. They do own the system and take advantage of people through usury, but it accelerates growth of a society in the long run. You don't think the US became a superpower because we told the truth, lived righteously, and handed down all our hard earned savings to our ungracious brats, do you? We live in a world where cheating and stealing are the winning strategies and the jews have been doing it well for thousands of years. Get in with the winning team and at least you have a chance. It's not pleasant or glorious, but it survives.

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I don't have a credit score because I've never taken out a loan. Who else here /nocreditscore/?