rate my financial health biz
age:25
good:
>no student loans
>30k in 401k
>1500 in hsa
>300 in 529
>35 k link
bad:
>9k personal loan debt
>renting
>no gf
>45k salary
rate my financial health biz
age:25
good:
>no student loans
>30k in 401k
>1500 in hsa
>300 in 529
>35 k link
bad:
>9k personal loan debt
>renting
>no gf
>45k salary
>bad:
>>no gf
This belongs in the "good" category
Fuck you 401k go all in LINK, wouldn't you rather have 70 million dollars instead of 35 million?
6/10 could make it.
me. Good
>100K in 401K
>20K in options account
Meh
>65K salary
>work as a fucking accountant
>nightwalk/daydrive
bad
>no gf
>no friends
6/10
>300k link
>120k salary
>paid off house
No good, just end your life. You're good at counting money but you can't make properly make money.
7/10 for your age. The personal debt is unnecessarily high. Your investments can't possibly outpace the interest you're paying if that's credit card debt.
Me:
Age 23
Good:
>no student loans
>no credit card debt
>$6K in student loans
>$6K in money market account (emergency fund)
>$27K with a money manager
>no gf
Bad:
>no degree; trade license pending
>renting (not necessarily bad btw)
>$3500 left on car loan
>$40K/yr income if I don't work OT
>no student loans
>$6K in student loans
$6K in 401K. I have no idea why I typed what I typed.
Rate me:
Age 25
Good:
>no debt
>will inherit some nice assets later in life. Nothing too big though
>social life and friends exist
Bad;
>no gf
>just 4000$ in safings
>will finish Computer Science degree with 27
>hate university
>girls from my country aren't interested in me
*savings
People say I'm a 6/10
But feel more like a 4/10 compared to my success with women
Age: 29
Good:
>350K Salary
>No debt
Bad:
>100k savings
>4.2k rent
28
>80k salary (bonus included)
>no debt
>post grad degree
>fully paid off car
>40k savings
>27k 401k
>18k crypto
>will inherit 6 or 7 figures
>live in shitty apartment
age: 33
good
> no debt
> no car
> 100k salary
> 1000/mo rent
bad
> no property to speak of
> 17k emergency fund
> 14k pension fund (not in the US)
> 34k ETFs
the emergency fund actually belongs in the good category, I suppose
age:29
good:
>no student loans
>50k in 401k
>20k in cash
>15k in stocks
>4 acres inawoods, plan to buy the other 4 acres when the neighbor falls behind on her property taxes again
bad:
>gambling addiction
>renting luxury apartment for 1.2k a month plus utilties when i only take home a little over 2k a month
>gf i got last year when i told her i loved her so i could finally lose my virginity and now i can't get rid of her even though i don't like her that much because she's a little unstable and may kill herself plus she's my coworker and i have a comfy fed job so if she goes full batshit and gets my fired my life is ruined
If you make 350, I don't think 4.2k rent is that bad. I assume you are in the bay area or some other tech hub? Then that 4.2 is what allows you to make as much to begin with.
5/10
Ok for your age. Personal loan is really stupid though unless you owe it to your parents
6/10
Solid. Salary is low though. Maybe worth it for the experience if you are at a big 4 firm, otherwise, would look into switching jobs soon.
8/10
Solid salary + paid off house
4/10
2/10
0/10. I don't believe you.
6/10
6/10
acres inawoods, plan to buy the other 4 acres when the neighbor falls behind on her property taxes again
nice
33
30k yr job
10k socks 2k cash
10k savings
Paid off truck good until civil war 2
Gold silver lead and brass in rucksack
I knew I am a loser...
Fml
Yeah, Mountain View.
Not complaining, just a crazy amount to spend on rent.
4/10
Well diversified. Okayish salary for a rural area which you seem to be in. Unstable gf is worse than no gf
2/10
Salary and savings are low for your age. Be careful or you'll be working until they zip up your body bag
Fuck, I’m stressing really hard about crypto and really want to be out of wagecuckery ASAP. Anyways rate me.
Age 19.5
Good:
>2k savings
>no student loan debt
>transferring to university as a junior in CS next year
>internship starts this summer if I get it (most likely)
>car paid off
Bad:
>no job
>shorted crypto 2017
>no investments
Dhis
20
Good: $600 rent
35k crypto
7k in 401k
36k per year wagecuck
Bad: 25k personal loan
Age 28
Good:
Alive and good at computers
9 dollars an hour 57 hours a week
Bad:
2k loan debt
Homeless
Overweight
you retard, no gf right now is a big money saver unless you mean those rent a thot to cut down the rent cost. but its a danger game at that, could mean half ur shit even if ur not married.
LINK will never hit $1000, if youre really lucky it MIGHT hit $1. LINK is a stupid fucking meme and there are other projects doing the same thing that are way ahead of LINK. Seriously if youre still holding, GTFO.
Age: 37
90k salary
40k in the bank
140k in 401k
17k in IRA
60k in crypto
1400 rent
No debt
piece of shit car
Age 35
Good :
>no debt
>state pension guaranteed
>will inherit 1 villa, 2 houses and 2 flats from family, currently live with wife in one of these flats
>30k euro job but I work like 5 hours per day
>about $5k in ETH, bought when it was $100/1 ETH
>married with 8/10 girl who is 6 years younger than me
Bad:
>wife makes about 3x times more than me and has potential to make a lot more in the future while I'm stuck with some medium income jobs (IT stuff, not I'm no engineer) that will never bring huge amounts
>had some serious health issues in the last 3 years
>no real plan to do something awesome in life, money isn't a problem but I also hesitate to jump into a personal business cause I'm scared it could fail
if youre gonna die soon you may as well take huge risks you pussy.
3/10
You're slightly better situated than
just due to age. Graduate on time and find a job and you will both instantly be better by a couple points.
4/10 only because you are earning money and on track for your age. I hope you are either on a trade track or finishing up a degree as well.
1/10 excess weight is an asset for a homeless person in terms of surviving exposure and prolonged periods of hunger, but reduces your earnings potential as a beggar.
7/10
Solid if unimpressive salary. 401k + IRA on point for age.
6/10
Wife + generational wealth + pension will likely carry you through. Would be nice to actually make some of your own money though.
>its a danger game at that, could mean half ur shit even if ur not married
But how?? Is this also possible in Europe?
Age 21:
Good
>55k in a term deposit
>30k in bank
>13btc portfolio
>pretty good looking
>Jow Forums
>bad:
>no gf
>slightly autistic
>no career (work as a bartender on weekends)
>no skills
i got lucky with ETH no larp
i also drive a 2010 audi s4
5/10 short term looks good. Longer term is hazy unless you work on developing skills and getting a career. You have a nice headstart, but you don't have early retirement money.