Hi Jow Forums, i have came into having 1 million dollars (after taxes) from selling my business (dont ask pls)...

hi Jow Forums, i have came into having 1 million dollars (after taxes) from selling my business (dont ask pls), and i dont really know what to do with it because ive never had this much money before. i talked to a preferential at a bank and she said they have cds at 9 months for 2.9%, a money market for 2.95% apy. Am I smart if I put all 1 million into these? or am i stupid and there is something better.

and for you crypto shitposter, i have 25k link already. i will ride or die desu, though i got them at .06c a piece so it's not a heavy loss if i lose them.

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Diversyfy b/w stocks etfs metals and bonds. 2.9 barely covers inflation.

i dont know much financials, what is b/w? and what are rates on dividends if bonds pay out dividends?

1 million USD into Bitcoin (BSV) would be smart.

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i put bottom text so you wouldn't recommend crypto nerd.

at least get a 100k Link stack to escape beeing a Linklet

>investing 40k for the eoy top
NO CRYPTO SUGGESTIONS ASSHOLES.

serious answer since you're obviously completely incompetent and need someone to manage it for you: just put it all in wealthfront. also would recommend maxing out your (Roth, if applicable) IRA contributions every year from here on out since you can withdraw the proceeds at retirement age tax free. max contrib is like 5500/yr so do it every year from now on.

>Am I smart if I put all 1 million into these? or am i stupid and there is something better.
There is always something better, except we don't know it in advance. The higher the potential for profit, the higher the risk of loss.

As a very basic rule for all kinds of financial decisions: Only invest in stuff you understand at least on a basic level. If you just blindly throw money at stuff some dude on a Bangladeshian Pottery Blog like Jow Forums recommended or that your financial planner advises, you will in the long run not be happy with it.

Read up on what is out there, how bonds, stocks, ETFs, etc. work.
Do some soul searching and analyze your risk profile and what your goals are, what kinds of returns you want and what kinds of losses you would be able to stomach, whether you need regular pay-outs or just growth, and what your over-all timeframe is.
Then make a few solid investments. Never put all your eggs into one basket, but also don't spread it paper thin on a thousand things you lose track of. Consider the cost-averaging effect and spread your investments into multiple chunks every few months.

Personally I prefer long-term investments into ETFs to participate in the general upward trend of stock markets while keeping fees and risk low. Your milage may vary.

appreciated, good stuff.

100k link
100 monero
21 btc
32 eth
Have fun watching the world fall into despair from your castle in a few years

a reasonable post on Jow Forums?
is this opposite day?

obious larp is obvious.
1 miiiiiiillllllllliiiiiiiioooooooonnnnnnn dollars guise it's not bogus at all. No proof just take my word for it hurrr durrr
If I'm proven wrong I will 100% apologize and eat crow. Thankfully I'm very good at calling out bullshitters creating posts just to gain attention.

All in Fidelity Contrafund

pls stop posting crypto. if need be ill buy some btc but i dont ever see it going higher than ath for the next two years.

good thing your opinion means nothing. thanks for the bumpo.

I have very important advice for you but considering your second paragraph there, I won't bother, enjoy your shit returns anyway

fuck off crypto nerd. if btc hits 5k ill reconsider.

>i have came into
ok pajeet

Heh, gonna take more than that to stop me.

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