I'm just reaching out to the Jow Forums if anyone feels obliged to help a brother out with sound financial advice (lol). Please don't take it that I haven't done my fair share of research before coming here.
Honestly, I'm at the cusp of a early onset existential crisis due to my life long, god forsaken procrastination habit. I need to prepare for the future. I think about it a lot but never act on my will.
My long term goal is to live autonomously on secluded property with my girlfriend, short term is to move in with her into a reasonable apartment because her parents are crazy.
We plan to open a mutual savings account with our credit union for a deposit, but again I know little about compound interest etc. Not sure to go with credit union or index fund. I'm disillusioned by the various financial scams out there.
To put it bluntly I don't know where to put my money. I don't have any funds, assets, investments in property etc. All I have is 350 euro in cash.
I have debit account and I don't/won't use credit. In Europe I rely on weekly studentbux to sustain myself while I finish my degree, and that's what I live on while staying in my Dads flat.
Need to figure a way to maximise my """wealth""" due to the severity of property being hyper-inflated and in a bull market. I also simply need to grow.
>god forsaken procrastination habit Don't worry about it, everyone has to a degree of this.
>To put it bluntly I don't know where to put my money. Prepare for short term goal,
>I don't/won't use credit. Please consider, all you have to do is be responsible and pay it completely after a cycle to avoid interest rates. A long and healthy credit score is considered a wonderful reference and a display of integrity.
>Need to figure a way to maximise my """wealth""" due to the severity of property being hyper-inflated and in a bull market. I also simply need to grow. Take to the books yourself, and after a few, seek advice here. Never completely trust information you cannot double-back from an entity that could be held accountable(Anonymity). People earn a lot of money here and even more get wiped out to irrelevancy.
Jack Wood
Do you have any fixed income? A job or another way to get money or wealth? What are your plans?
Austin Ortiz
>*could NOT be held accountable
Charles Evans
I keep forgetting burgers only become adults when they're 21. No wonder they remain mental children forever.
Samuel Nelson
have you considered how you will kill yourself yet
>Please consider, all you have to do is be responsible and pay it completely after a cycle to avoid interest rates. A long and healthy credit score is considered a wonderful reference and a display of integrity. I'll need to think more about it because I've just never considered it. I've had bad examples for the use of credit and feel intangible monetary value is just unsustainable and risky for various reasons.
Fixed income is studentbux from the gubment. Goes into rent and food mostly.
The course I'm finishing is a "feeder course" in software development that qualifies my acceptance into one of the top universities for CS. I've worked over the summer on odd jobs but I've never had a full-time gig.
>implying I already haven't Helium, my friend.
Caleb Perez
Dumb shit money does not matter, I'm mid 30's and have a few grand in my bank. If you can eat today, you're fine. KYS.
Evan Rodriguez
Yes, but I actually don't want to be wage slave my entire life because I want to enjoy it. And I really just can't think like an ant for much too long or eventually I will KMS.
Henry Martinez
third worlder cope lol
Brayden Cruz
You forget that half of the US is a literal thirdworld.
Easton Williams
>I've had bad examples for the use of credit and feel intangible monetary value is just unsustainable and risky for various reasons.
I share a vivid experience with credit as well; a story cut short, an acquaintance hanged himself with some reinforced fishing line, nothing really dramatic or spectacular out of weekday night 6 o'clock news. I just want to tell you that I understand where you are coming from.
Parker Reed
>To put it bluntly I don't know where to put my money. I don't have any funds, assets, investments in property etc. All I have is 350 euro in cash. Lmao literally me except I am 28 and have about 2000 EUR converted from local currency. I'm all in fiat. I use microeconomics to rule my financial guideline. I'm also trying to "invest" because I see people getting rich this way, but I'm more afraid of being scammed than optimistic about being rich. Plus, all the time and efforts it gets for minimal uncertain gains makes me effectively "work" below minimal wage.
Oliver Perez
Train discipline in yourself nugger
Alexander Barnes
lurk moar newfag now you will have to live with the shame of being told to buy link in 2019 and dismissing it. Just like me who was told about bitcoin and dogecoin in 2013 and dismissed it.
