These threads are fun

The sad thing is, this would be an ideal jumping-off point for a budgeting/how to manage money thread, if this place wasn't poisoned in the brain by memes and cryptocurrency

Never too late to do that.
My tips : -make a .xls budget with the income, all your savings (you never know when a flat tire or an emergency happens) & all the expenses & stick to it.
-Can't afford five of them? Don't buy one unless you really thought about it.
- Learn to cook your own food instead of eating out too often.
- If you have a passion & are better than the average => PASSIVE INCOME SOURCE.
- Drinking/smoking/addictions cost you a lot, not only on your health, but also on your money & your TIME. (imagine the constructive things you could have done instead of smoking that cig in the cold 1,2,3,100 times?)
- Being rich != Looking rich. Not uncompatible, but not the same. If you have a fancy car but are forced to live inside, you haven't "made it", you ruined yourself.
- Simple, gentle women are far superior to superficial gold diggers who will vampire your money.
- Time isn't money, it's even more precious than that!

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based, me too.

>25
>60 Bitcoin cash SV is all I have

> 27
> £150000

27
$48k
was $300k at the peak of crypto bubble....

You'll be telling that story for the rest of your life.

Poor soul.
>37
>$2MM
Bonus points:
>from EEU

25
8000

19
20k
Around 5mil counting family fortunes

30

liek around twenty bucs

>this is fun

26
50k€

27

All numbers in thousands of €
Cash: 6.8
Investments: 11
Other/Immaterial: 1.6
Total Assets: 19.4
Student Debt: 19
Private Debt: 3
Net Worth/(Deficit): (2.6)

Sucks knowing that a hobo is literally 2.6 grand wealthier than I am

Well of course those "hobos" are wealthier than you. They are smart enough to pay off their debt BEFORE they start investing. Is risk management too hard for your little brain?

21
3.1k

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23
50$

I could have deleveraged more aggressively the past few years, but Draghi has just come out and said interest rates will remain low, so I'm still confident about my position.

I don't think hobos like you invest or pay attention to macroeconomic trends, tbqh

35

250k assets
50k liquid capital
50k crypto
No debt

>24
>15k
>40k uni debt
But I just started a 80k job so I'm on the up and up.

Inflation is barely rising with all the money printing. I don't think assuming a deflationary period can happen is unreasonable. If it weren't for the printing, we would already be in a deflation. Also assuming you will have your job and that your "investments" will go up is also risky. You are basically going all in, but go ahead, leverage even more if you want to.

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28

$5000
$1500 Crypto

Low living expenses and no children

If I lost my job now I would be able to manage for 7/8 months until I found a new one

32
€384k (majority in 2 rental condos)

30

16k liquid
14k in crypto

20 years old
$700 in cash
$400 in crypto
$2500 in boomer stocks
Additionally I could get about 17k if I were to sell all my possessions (car, motorcycle, watches, etc.)

Age: 13billion years
Net worth: Infinite

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25
0 if I don't count what my family owns

Otherwise 75k dollars

Hi, Universe!
Why you gotta be such a bitch?

0 then, unless you're planning to inherit your families wealth anytime soon?

Do you not work? How can you have 0 net worth?

>31
> $200k

>YNAB
my nigga

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29

about 3k

22
140

21

10k chainlink
45k in student loans
$300 cash

35
2k
unemployed
probably homeless soon.

25
20k

34
330k house
300k in 401k
Make 130k a year
Have everything I need
And 40k links to make life comfy

>28
>negative

You are like me.
>20
>14k LINK
>36k student loans
>$400 cash

>25
>$72,000 not counting my 401(k)
All made without connections too, my parents were poor, I went to college on FAFSA money, and now I'm the richest known member of my family. Still a kissless virgin tho lmao

I typically never go out to anything nice, and almost never buy anything because most of my hobbies involve doing stuff on the computer (gamedev, anime, Jow Forums, porn). I'd say in a typical month I save 40-50% of my income. There are of course a few times when I'd buy something on Amazon or go to a con, but this is usually once every two months and barely puts a dent in my savings. Making $20,000 off of Ethereum helped a lot too when I first left my mom's house.
I guess my advice to you is try being a loser, you'll save a ton of money by almost never going out.

>Time isn't money, it's even more precious than that!
people who play vidya all the time really need this one beaten into their heads desu

40

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27
$37,000

> 29
> 10.3 mil

Pick the right token folks and you'll be aight.