30 years old

could be worse. you could be me. 35yo virgin neet.

Nah, get a job and pay over time (the right thing) or declare bankruptcy (the practical thing). Remember that paying off a defaulted debt over 10 years will actually hurt your credit a LOT more than just deciding early on to declare bankruptcy and move on. Credit card companies and other debtors seem not to notice this, but I advise most of my clients that if you can't be completely free of debt within 5 years, ditch the debt now (bankruptcy) and in 5 years you actually WILL be free of it. If you try to pay it off, in 5 years you'll still have shitty credit and it won't get better until you've been clear for several more.
Except student loans. If you've got those, it's pretty much like you made a deal with a mafia loan shark. They're going to make you hurt, for the rest of your life.

Invest $200 in 0xBTC and two years you will be able to pay off all the debts. This coin is gonna 1000x.

Honestly everyone here is trying to give sound advice and you're fucking shilling your scam coin, fuck off

>sound advice
>suicide

I hope you die a horrible and painful death, you're entire family too. Genes need to be wiped out.

Yes, what your point? Are you a newfag?

How the fuck are you actually in $200k debt

>(the right thing)
kek. fuck off faggot. there are no morals when you're dealing with a bank. only contracts, the law, and consequences. the morally right thing is whatever provides you maximum utility

If it is really student loans and you are in the US, please leave this shithole and try to build yourself a life in Europe.

Otherwise, consider declaring bankruptcy.

>can't dock your wages if you dont have a job
kek take that jews

forbes.com/sites/zackfriedman/2019/03/19/trump-proposes-limits-on-student-loans/

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declare bankruptcy and work for cash. enjoy your free rent in the meantime.

>bankruptcy
Doesn't get rid of student loans.

first comment best comment

you must be joking. Is it really like this in the US?

Not joking. Student loans are for life.

Reread:
>If it is really student loans and you are in the US, please leave this shithole and try to build yourself a life in Europe.

student debt is forgiven after 20 years of wage garnishing cuckery.
its like 10% though lol

just wait until they pass that law that will let the loan companies garnish their wages

wagies btfo

>try to build yourself a life in Europe
Easier said than done.

thats what they said but it wont be forgiven. Over 90% of the loans that were supposed to be cancelled for public service were disqualified

I'm glad he's doing something about it, people have been waiting long enough. The writing on the wall had been there since the 70s and 80s but nobody did anything because it was still "affordable" at that time.

inflationdata.com/articles/charts/college-tuition-fees-inflation/

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Based and homeless pilled.
Ya got some change for the bus...?!?

Based and redpilled.

I'm 29 with 200k debt. It depends on context. I used it to start a business that is picking up, so not suicide tier

Learn a second language (stuff like German is hard, admitted) or simply move to the UK. No problem, if you have a good qualification.

>thinking you can declare bankruptcy for student loans

Fpbp

I’m in love with this trap

IBR on for 20 years. Loans are forgiven but amount is taxed as income. Only payback what you are solvent. $0 Assets = $0 payments. If you do have a huge tax bill plead poverty to the IRS for 10 more years to run out the SOL on tax collection.

>200k
How?

Privatize the portion of your debt that is student loans, wait out the probationary 'you can't wipe this out with bankruptcy' period and use that time to stash as much liquid capital as possible in crypto, and then ghost those kikes the second your probationary period is up.

Mortgage and student loans

>probationary
I wasn't aware of this...how long is this probationary period? I thought student loans were stuck for life.

._.
Imagine if you would've invested that 200k in bitcoin a couple of years ago ;)

>mortgage and student loans
y-your not supposed to buy a house with the college loans..

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>not paying off your debt to the Education Jew using unsecured loans from the Banking Jew, then having the loans dismissed
Poor people are poor for a reason. It's because no matter how many medals and ribbons they give you for trying you're still stupid.

this
in germany it takes max 6 years to be debt free btw, student loans included

Are you retarded? My debt is from my mortgage and my student loans.

>allowing usurers to have any control over your life whatsoever

loan_interest.exe

How exactly are you going to get a loan for 200K retard?

>Fell for student loans

Move countries but man how could be so stupid. What degree may I ask did you think 200k was worth it?

I'm an attorney and I made 500K this year. I don't give a shit about student loans but I feel for people in OP's situation

*this past year, 2018

If you are enough of a faggot to
>*
amend a post, then I believe you are enough of a faggot to be a lawyer

Oh believe me I see it all the time and it's sad but It's just crazy that a rational person would look at the 75k mark of student loans and think this is a good idea.

FAKE suicide. You can always just disappear and live your life elsewhere.

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Almost didnt mean to reply to you. It was ment for OP.

t. poorfag

especially the retards who incur that debt in the humanities. I remember this faggot who was working with me at barnes and noble back in like 2008. The guy was 33 years old and had gotten his MFA in theater from Columbia and was 250K in debt and selling books. I wonder if that guy an hero'd

I have 70,000 in student loans and 130,000 mortgage.

Are you saying you can't afford the payments, or are you just trying to be edgy and blame the (((lender)))?

WTF wuth these IDs?!? Trump AND gid are among us! Praise Kek!!!

Based. Fuck this gay economic system. Just start a cricket farm and use crickets to barter for your basic needs.

>18 years old
>no debts
>have a car
>$20,000 net worth
>$60,000 in crypto (mostly LINK and ETH)
how well off am I? And am I gonna make it?

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You will make it, friend.

You'll make it easily as long as you hold.

Good read user thanks for the words

faggot seeking validation for what he already knows from Jow Forums

Just leave the country. America is a shithole if you’re not upper middle class

Only is your debt is measured in rupees.