>he pays rent

Sarasota Florida fag here
you're retarded.

>thinks the asians like his gaywhite ass

YES GOYIM GET A LOAN

The trick is to take out loans through FHA and occupy 35% of the unit for the year. Then you let tenants pay it off for you while you live at your parents.

>20% interest over
>10 years minimum, 20y more likely
Yeah, I'm not borrowing money unless I can pay at least half the amount upfront, even if that 20% gets eaten by inflation it's still usury.

>youll see 90% of that money back when you sell
Closer to 40% but still good.

If you are actually good at budgeting and putting your money to work then you won't even need to build a good cuck credit score to buy a house. Credit cards are for literal brainlets who don't know any better.

Ya ok. Show me your account with 150k + to buy a house?

O you want to connect utilities with no credit... huge deposit

O, insurance, shit credit.... higher rates

How old are you guys who think you can actually live decent without good credit. Pro-tip... you can’t.

>check if your housing market is overvalued before you fuck your self for the next 30 years please.
When you buy you suscept yourself to risk.
The current market is incredibly high risk.

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are banks this fucking desperate right now? posting on this shit tier image board to convince a bunch of neets to buy into a dying and statistically terrible market? youre not going to convince this generation to invest in anything you touch because history shows u fuck over everyone. i cant wait to make enough to pay off my parents mortgage and get them out of debt slavery because they bought into the fucking meme you promised them before they were able to figure out they would be absolutely cucked in their elderly years. enjoy your dying market. next to no one will buy your shitty house