>be my friend
>have a decent contract construction job out of high school
>make 500 per week after taxes
>routinely blow it weekly
>buys his fucking gf ELEVEN pairs of shoes
>constantly complains how he's broke
>gets a 6k bank loan for a car
>dumbass wrecks it
>"hurr I shouldn't have to pay off a car I wrecked and don't have anymore"
>can't understand why bank harasses him daily
>tell him about crypto and stocks and how he should invest 200 each week from his check
>says he would rather save cash even though he fucking doesn't
>has bought several vapes in the 200$ range and sells them at a loss when he gets bored of them
>impulse buys a 150$ pistol for 300$
>hates it, sells at a loss for 179$
>construction contract is up
>now jobless and out of money even though he made 2k per month for the better part of a year
>lives in trailer still, jobless
>has the nerve to try and borrow money from me
>"No"
Why the FUCK are people like this? I told him to save. I showed him mutual funds, crypto, precious metals, fucking everything. Is being poor genetic? Are people like this just wired to consume consume consume?
Why are poor people so stupid with money
Other urls found in this thread:
because of the jews
You answered it yourself OP. Poor people are poor because they deserve it. They're impulsive and completely incapable of thinking about any time but the present.
He was probably getting his dick sucked by his gf while you were typing this thread though
low IQ
There are 2 tipes of people, those who make and women.
They're poor because they're stupid.
lel, seething poorfag, your gf means jack shit, making easy money is 100x better than sex
t. brokeass
lol 3D
Just Monika.
Low IQ impulsiveness. Most poor people will remain poor
He's not that stupid. He said NO to crypto.
Why are poor people stupid in general?
Intelligence is associated with long-term planning. Poor (dumb) people are impulsive because they can't perceive the future
>be my friend
No, thanks.
i know you want to sound cool ranjesh but that makes no sense
Low IQ
Checked
Good chunk of that comes down to laziness and a desire for instant gratification.
Also plugging that empty hole inside them by constantly buying shit. If these people had actual hobbies or goals they wouldn't be spending so much time on buying crap and building identity based on what they consume.
But they have jack shit going on for themselves, no plans no ambition no real identity. They just drone around constantly spending.
Basically just meat puppets made to consume and breed.
You just described about 80% of my shit hometown.
It’s not that poor people are stupid it’s that stupid people are poor.
Also checked
>be my friend
I refuse.
spend big too appear wealthy to females + low interest rates and inflation so no point in saving
To say poor people are dumb to spend their money is the same idiot thing normies say when a basement dweller ask for advice for relationship: Just b urself
Poor people are poor for a large number of reasons and one of them is non education about finance/money.
To say poor people are dumb for a trait that literally makes them poor its like say how dumb a incel is to not be able to find a gf, to tell to a male hapa how he just have to be himself to find a western girlfriend or to say to a bizraaeli to buy low and sell high instead of buy high and sell low.
top fucking kek
nutrition
Because they are like you.
If you have proper resources, time and education and dont know the real answer you are dumb or even worse than they, that have no resources, no ocium neither education.
thanks user
I understand things are bad for many in Brazil user but up here in the USA about 60% of the population has all the resources they could ever need and are still retarded.
Insightful. People may give you shit, but I see what you are getting at here. Everyone wants to better their situation. Some know how and lack the will. Some know how and lack the resources. Some don't know how but try. That said, there's people like the guy in OPs post who are just absurd, self-injurious morons. This last group is smaller than most make it out to be, but it feels nice to come together and shit on them after a hard day of bettering yourself.
No, to have internet doesnt mean you have proper time or education to use it in a proper way. To have water doesnt mean you know you have to drink it many times a day instead of once a day.
I am talking that people that doesnt have the resources:
-Enough food, safe and protected shelter and good surroundings, money to eat and to have a social life and ocium
Cant even be blamed because they dont even have time nor even are teached how to be rational and develop their logos.
People that have a smartphone, acess to fast food isnt the same to say they have acess to proper resources.
People get mad because I may lack resources but I am not dumb, I already helped guys like OP that were millionaires and became mad when I sent them photos of my rich gf and me at clubs/lounges on VIP section because I do Social Marketing for them. They think they are superior to everyone else, but they cant brag to Chad or Stacy because they ignore them, so they come to pretend they are wise to normal individuals, its like a cat that cant brag to a tiger and start to mock the ants that were on their normal lifes.
To someone with resources, education and everything else be so deluded and distorted to reality its a clear signal of non empirical abstraction and also lack of analytical skills.
I like to see their asses burn because they are just bitter individuals who like to be passive agressive on the weak but dont say shit to the strong ones.
>he thinks perceived trait is the same as inherent trait
It was a analogy, anyway you can distort in any way you want to the point you will say a inherent trait is a perceived and vice versa.
I can see how little experience you got in life and how much shit you absorbed from Jow Forums. Just stop.
I think a more accurate question is ro rephrase as why are stupid people poor?
Kind of answers itself huh user
t. Impoverished brainlet
Oh yes, I have a distorted view,myself that learned english from old donated books that even had sperm on some maganizes, that lost my childhood friends to jail or literally being killed in my front, to have acess too social circles I dont belong to, to need to hustle for basic things because I dont have a structured family and everything else have the same view of a basement first world dweller with low testosterone.
Thanks!
This is a wrong question you retarded, there is stupid people both rich and poor, money doesnt correlate with wisdom or intelligence you fucking piece of shit, or are you talking that monks and other individuals that literally gave their life to science and evolution are dumb and fucked up hedonistical individuals are smart?
Fuck off
>money doesnt correlate with wisdom or intelligence you fucking piece of shit
lmao yes it does you salty loser.
>be dumb with normie background
>less likely to succeed above normie level
>more likely to fuckup to poverty level
>be smart with normie background
>more likely to succeed above normie level
>less likely to fuckup to poverty level
What you mean is rich people can have dumb kids. But even then, their smarter kids would be more likely to INCREASE their wealth, while the dumber ones are more likely to decrease it.
Best answer ITT
No it doesnt you fucking retard, money is THEIR tool to enslave us all, that is the reason USURY is a FUCKING SIN you piece of shit degenerate.
The reason usury is a sin is that it degenerate the ideals and the correlaction between work-value and reward, people are receiving rewards just for speculative actions and also degenerative actions.
>hurr durr poors dont get rich
This is the reason retard, there isnt almost social mobility as the system that THEY made is made enslave all of us, this is the reason people are usually rewarded with wealth even producing degenerative results to society.
Smart or geniality doesnt correlate specifically with the hability to generate wealth in a DISTORTED/UNFAIR system.
Unless you are licking THEIR boots and enforce this fucked system.
No it doesnt you fucking retard, money is THEIR tool to enslave us all, that is the reason USURY is a FUCKING SIN you piece of shit degenerate.
The reason usury is a sin is that it degenerate the ideals and the correlaction between work-value and reward, people are receiving rewards just for speculative actions and also degenerative actions.
>hurr durr poors dont get rich
This is the reason retard, there isnt almost social mobility as the system that THEY made is made enslave all of us, this is the reason people are usually rewarded with wealth even producing degenerative results to society.
Smart or geniality doesnt correlate specifically with the hability to generate wealth in a DISTORTED/UNFAIR system.
Unless you are licking THEIR boots and enforce this fucked system.
Favelanon, just remember that most people you're talking to aren't in Brazil. The situations between Brazil and most of the US aren't comparable.
Can you show memutual fund and precious metals?
>Cant even be blamed because they dont even have time nor even are teached how to be rational and develop their logos
You can't even write, stop giving your worthless opinion. Also using stupid words like logos and ocium doesn't make you smart. You spelt access wrong twice, you have the brain of a peanut.
Btw having access to a smartphone and internet is all you need to succeed, stop being such a dumbass.
Imagine being so empty inside that you actually think getting your dick sucked by some crusty lipped THOT is more important than having your financial shit together
For sure they are, people here get in debt with the ilusion to earn more with a degree, there too, people here get in debt for 30 years for a house, there too, capitalism globalizated the debts and "Their" power of enslavement.
To specifically correlate different traits in a distorted way its just a way to lie.
Where is the contract that I have signed that I have to use correct grammar to please faggots like you? Report me sucker, lol.
>smartphone and internet
Its the same to say you just need a brain to be a genius, so why you aint a genius?
kek
>invest in mutual funds
>buy gold and silver
There
Yo i haven't seen this in years. holy fucking kek
>smartphone and brain are the same thing
No it's not, you fucking idiot. I have no clue why stupid retards like you post when you have nothing good to say.
Impulsiveness means low conscientiousness which has 0 correlation with IQ actually. But it's very likely the guy OP is talking about also has low IQ.
OP here, phoneposting. Yes he’s a certified brainlet
Yea seems like it lol. Sometimes people know what they should do they're just too lazy to do it(low conscientiousness) but that dude seems like he's completely lost lol.
Well, you have hands and arms why you dont build a new quantum computer to change our lives?
>consume consume consume
most people's life philosophy
And what honestly set me off was he sold me a rifle for 100$, and then 3 weeks later he asked me for 50$ more for that rifle AFTER we had closed the deal, saying he “really needed the money.” Sorry man I really don’t have much sympathy for you when I tried to teach you what to do to get out of poverty months ago
The reason anyone know its bullshit its because you are a fag.
And I dont deal with fags :)
t. Brokeass
You're right. People just aren't "educated" in how to not spend $12 a day on cigarettes, $8 a day on marijuana, $6 a day on beer, $4 a day on energy drinks, $4 a day on vape etc.
The truth is OP attenpted to educate his friend a lot and failed because his friend is a hedonist dumbass who will always stay poor. No individual or organization can truly teach someone to live within their means or below, they're going to decide to of their own accord and often they will decide to be stupid compulsive, impulsive chuds instead because they're too stupid and short sighted to be anything else. Look into the "marshmallow game".
People are educated to consume, this make things even worse as: no finance education + consume empowering/inducement.
OP didnt tried to educate his friend, he tried to impose his view into him, the reason it failed its simple: his friend have decades of conditioning and mind poison, its like to twist someone with a 15 minute daily talk when he is being poisoned for 23 hours and 45 minutes.
Poor people tend to get roped into MLM schemes too
t. coping monkey that would have failed the marshmallow test as a child
having a low IQ means they are impulsive, poor at decision making, and especially poor at long term planning
sam hyde sums it up well here
youtube.com
NOOOO EVERYTHING IS THE SYSTEMS FAULT, IT COULDN'T POSSIBLY BE THE FACT THAT THEY ARE JUST MORONS!!
cope harder
I'm very savy, i don't waste my money, i'm trying to invest them.
I save on saturdays drinking, i don't go to parties, i don't buy shit, i don't take loans
Still poor as shit
So maybe it's better being a cuck like your friend, at least he enjoys life
Every poor person I've ever met. LITERALLY every single one, SMOKES cigarrettes all fucking day
I enjoy life too. You and I will both be rich in time
not gonna bullshit you biz i need someone to send me $15 of ETH to get my funds off an exchange (they're stuck because i need $15 for min withdrawal)
can anyone help me out? will send back but unironically
0xE3608Be8577dF3079b9e7c43D60a23134Eff4469
Hope so fren, btw your friend is a dick, maybe he will learn something when he will feel broke
>giving someone financial advice is imposing my views on him
>my friend
>learning
Impossible
I don't think you understand how statistics work. The fact that some smart people are poor doesn't mean that there isn't a correlation between intelligence and financial success. Pic related. There are plenty of studies on this.
If you're highly intelligent then there really aren't many good excuses not to be wealthy (if being wealthy is one of your main goals in life). Good degree --> perfect grades --> get scholarships --> go to a 1st world country for your master --> make it. That's the normie/easy way to make it if you're smart. There are plenty of other options if you can think for yourself. I made 700k from nothing with only an internet connection (not crypto). I could have made it from anywhere in the world.
More or less, he was conditioned from birth to try and sate every base desire immediately
There is a correlation but it's rather weak(around 0.3 for income and 0.16 for wealth IIRC). Only talking about IQ when it comes to "making it" is retarded if IQ explains only a smart part of it.
His gf is probably sucking someone else's dick for money.
Sure, I didn't say IQ has a perfect explanatory power. However, I do believe that if you're highly intelligent, not lazy and making it is one of your main goals, then there really aren't many good excuses not to end up somewhat well off. Every single intelligent person I know who isn't somewhat wealthy is either lazy or prioritized other things than money in life (nothing wrong with that).
>monkey poster comes into thread
>makes it about himself
>dumps paragraphs and shits up the whole thing
EVERY FUCKING TIME
FUCK OFF FUCK OFF FUCK OFF FUCK OFF I HATE YOU YOU STUPID MONKEY SOUP DRINKING SHIT SKINNED FUCK KILL YOURSELF ALREADY AND STOP SHITTING UP THIS BOARD WITH YOUR NARCISSISTIC BULLSHIT YOU THINK YOU'RE SUCH A BRILLIANT MIND DOLING OUT WISDOM LIKE SOME KIND OF ENLIGHTENED GURU BUT YOU'RE NOTHING BUT A THIRD WORLD DIRT EATING FAGGOT WHO REACHES CONCLUSIONS ANYONE WITH MORE THAN TWO BRAIN CELLS COULD COME TO ON THEIR OWN YOU AREN'T HELPING ANYONE BY HIJACKING THEIR THREADS GET THE FUCK OFF THIS BOARD
unless your biology tells you to pace around your room like a schizo you're just going to forever be a debt slave
>The oral jew
Hey Jow Forums, I need your help, because I'm doing a project for personal finance and I need your help.
I just need to know this information:
What benefits come with a penetration tester?
What is the average length of the career? Some career fields have a mandatory
retirement age, if you have chosen one of these what will you do next?
thank you for your time, my friends.
(PS fucking google isn't working with me, so this is why I'm asking you guys, thanks)
I am those who make
my post was just a joke, I hope you haven't been taking so many redpills that your post wasn't also a joke, since it's some very hard sarcasm if it is
>crypto
May as well have shown him a noose
Yet for some reason they successfully pump out multiple kids who grow into adulthood and continue to do the same. They even get smart people to help them along and shield them from the consequences of poor planning.
Maybe smart people are the dumb ones.
And he will probably live til he is 80, happy as a brainlet. Where'as you'll be dead by 35, killing yourself after realising nobody gives a fuck about your efforts and you're still an unlovable bitter cunt.
What the fuck are you doing posting in this thread?
You really think blaming the 8 day old baby dick snip and slurp inbred larping ethnic cult is a joke?
You ever see kikes when you try to take their baby dick binky from them? Their collective lust for slurping from the infant phallus fountain can't be downplayed. Even the "secular" and "progressive" pedokikes can't help but jerk off their kike jagon and flick their goblin kike bean to the screams of a new tribe member being mutilated and molested.
t. broke retard
>why are people with no money bad at money
Lack of experience
>Poor people
>Good with money
Pick one. The very reason they are poor is because they are very very bad with money.
I'm your friend, except no gf and I always have a contract.
That's the point of the thread!!! He was asking why!!!!!
No; most poor people are poor because you need money to make money and the more money you have the easier it is to make it (especially with stocks; any idiot with a million dollars could live easy buying stock that goes up by a mere 1%, but it take significant skill and intelligence to play the stock market with 1k as a day trader). If OP's friend had been born into a middle class family he'd be taking out mortgages he can't afford and keeping up with the Jones's like everyone else in that income bracket. People higher up are even worse; it routinely baffles me to see rich people make $300,000 a year and then claim to be middle class because they struggle to manage it; most of those people live in the most expensive cities in the world like San Francisco when they could have it made anywhere else.
Start rich, be good with money -> be rich p(0.9)
Start rich, be bad with money -> become poor p(0.1)
Start poor, be good with money -> become rich p(0.1)
Start poor, be bad with money -> be poor p(0.9)
Repeat for thousands of years of human history
I have an older brother that makes over 100k a year now and I told him to just buy 1BTC when it was only $3500 and he laughed it off like he was so fucking smart and didn't do it. People in power don't want high IQ people to make a lot of money. They want idiots to make a lot of money because they know that they won't save it.
haha 'brain of a peanut', great insult
nice rekt user. also full agree with you, logos and occium is bs
Why the fuck are you friends with this guy