Are normies terrible at money management? I read multiple articles where couples of normies struggle to make ends meet...

Are normies terrible at money management? I read multiple articles where couples of normies struggle to make ends meet. While having a good income, they basically tell that they don't go on vacation and are left with nothing at the end of the month.

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>drinking
>smoking
>parties
>drugs
>Buying useless branded shit
>new iphaggot phone every year
>fagbook instead of literally anything else
>not wet shaving
>eating out every meal
>paying for gym but never going
>new car on credit card
>new furniture on credit card
>vaping
>paying for movies/games/software
>buying useless shit like decorative plates
>never investing money
gee i wonder why normies are poor

not to mention moving out right out of college, going into debt for a degree then working in a feild irrelevant to your degree then complaining you don't make as much as other gradguates from your feild because you are a fag/woman/whatever

this.
Just invest money instead of making debt, it's that easy.

Its fucking (((rent))) prices. It is literally impossible to save if you live in the city. Rent even in nigger neighborhoods eats up over half your paycheck.

>go to university
>in over 80% of available degrees the work places for said degrees are in cities
>not enough savings to buy and rent is 60% of your income

It's a fucked game from the start, don't talk shit about normies this place is full of mega poorfags. The housing market is fucking everything up.

ever heard of roommates? ever heard of chinatown? ever heard of part time jobs while studying like MTURK? ever heard of kneepads?

Yes I've heard of slum housing and McJobs. Who the fuck still does MTURK shit anymore? That was for literal pajeets earning £3 a day.

They must be, i make £19k (pittance) and still manage to put away 500 a month.

>Mturk for an American living in a city

Lol

Non-normies are even worse most of the time

Usury and rent is effing over lots of people these days and it is all thanks to the eternal jew.

What do you do fellow britbong?

Life gets expensive. Once you have a kid you’ll understand. My 6 figure salary looks good to you but to me it’s barely enough to get by on.

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They are, I have a friend.
Has no job, lives with his girlfriend who works.
Sits there paying for shit like netflix or amazon prime.
Wasting money on shit they dont even need.
On top of that claims to have no money and yet smokes and does weed....
Normies these days have no clue to how to save for house deposits and just spend spend spend because theyre sheep and thats all they're told to do.

Im 27 and I have owned 2 separate houses that were over 2,000 square feet. I sold the first one at a profit, currently fixing up the one I live in now. I live on a dead end street on 2 acres. You have nobody to blame but yourself user. I was handed nothing in life. I was raised by a single mom working for minimum wage. So dont go “hurr durr you got lucky”, luck has nothing to do with it.

What job do you have?

£19k and can put away about £400 per month. You've one upped me, friendo.

On the plus side, I've got a 50% salary boost coming from a promotion that I worked my ass off for for about 2.5 years.

I only did the first 4, still was broke as fuck. It's crazy how much I used to spend on weed and alcohol alone. The thought of the amount of money I spent on them in my life, compounded? Makes me very depressed.

I read something once where a couple making six figures a year were spending something like 50 grand a year on candles.

>>not wet shaving
Who the fuck actually doesn't wet shave

I "invested" in a beard trimmer exactly 7 months ago. Haven't clean shaven since then and actually I saved $ from all the faggot Gilette extra blades I'd use.

Must be nice having a rich mommy user

Plumber. Pick up a skilled trade if you want money.

Actually luck has everything to do with it. Nothing in this life comes down to anything you did. From the moment you were born and long before that you were going to have those houses. Since this might be difficult for you to comprehend, think simply about the fact that certain people simply are not genetically able to do things like learn to fix a house, yet you are. That’s luck, or something close to it. In fact, even growing up poor was something you had nothing to do with which ultimately has affected your position today. Don’t pat yourself on the back too much :)

Determinism is for the weak willed.

Translation: I'm a useless faggot.

is it still cool to say normie, or habe normies ruined it?

>Only hope the goy get "the good old times" back is via Russia and China.

Wow the goyim are dumb, probably could convince them to eat their own shit with minimal effort.

Yet I read all these articles about how the average net worth of 30 yo’s is 50-80k and above average is 250k....... I wonder (((who))) is skewing these stats because everyone I know albeit they are stupid normies look like they are doing great but are broke as fuck because they bought everything via debt.

>new car on credit card
What the fuck? People actually do that shit?