Who here has bought or is planning to buy a house without getting a (((mortgage)))?

Who here has bought or is planning to buy a house without getting a (((mortgage)))?

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Well I’m planning to. Fuck jews.

you don't buy a hose with mortgage silly goy you buy bitcoin

A couple.

how long did you save for? Do you rent one of them out?

Toll Brothers Model house Mutherfucker

Low interest debts like mortgages are okay, and the benefits generally outweigh the disadvantages. Like not having to wait 20 years to move into your own place.

All credit is a tool that can be used to your advantage. For example, never put liquidity into a depreciating asset.

Gona buy a small property outright or move to East t Europe and get a decent property

gf is buying a place btw her total interest paid to the bank will be 4% under 6 years. in which the value is expected to rise with 6% at the very least.

i don't usually condone this sort of shit, but come on... you can move in faster, it's almost the same as paying rent a little steeper but also ends and overall can come out on top.

>come on goy, just a little bit of usury is OK
>buy this house you can't afford and be our slave for the next 20 years

well use your brain retard

I'm 27, have 110k in the bank and don't live in a city, so I'd say I'm using it pretty well

you know exactly what i meant
if a loan is not beneficial to your finances don't take it

Crazy not to get a mortgage. UK fag here, the interest rate on mine is %1.49. Lock up a good portion as rainy day money in case of rate rises and do something else with the rest. Buy Link.

don't buy shitcoins! buy btc and index founds at 40-60% discount within 2 years.

The same retards that crash economies are also the same retards buying chinklink while it dumps. Lmao

Me. I haven't had a job and I'm gonna come into a tonne of money. I have no credit and can't apply for a mortgage, not that I would fall for that Jew trap.

I'd either have to do compassionate leasing or outright.

MAINTENANCE
INSURANCE
NONLIQUID
OPPORTUNITY COST

I have a rent to own contract with my dads high school friend.. I owe like 15k now AKA if link just hits a few dollars I’ll be done with it.cant wait

Yes sir. Only buy high.

good goy. have a bagel.

Clients of mine financed the purchase and rehab of my current (and first) home. We have arranged somewhat of an owner finance agreement; the property is held by an LLC (that I created) and I essentially purchased shares of the LLC every month from them. Working out nicely.

If you can afford the repayments, then doing things on credit is good and can allow you to multiply your capabilities many times over.

Its just that most people have a really bad sense of what "afford the repayments" means, not to mention be prepared for black swan events.

* addendum:

The actual problem is that in many places in the west, housing currently feels like a huge bubble ath.

MINO!